US Bank Directory

Banks in Huntsville, TN

1 FDIC-insured bank operates 1 office in Huntsville, Tennessee.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Huntsville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Huntsville, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Huntsville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Cumberland Bank is the only bank with an office in Huntsville. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

United Cumberland Bank 1 branch · main office Whitley City, KY Bank · 1

United Cumberland Bank has 1 branch in Huntsville, 3 across Tennessee and 7 nationwide. FDIC records list its main office in Whitley City, KY and show it operating since 1906. With $460.2 million in total assets on June 30, 2026, it ranks No. 1,891 of 4,232 U.S. banks by total assets. The Huntsville Branch at 567 Howard H. Baker Highway dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Huntsville Branch
    567 Howard H. Baker Highway, 37756
    Hours: see the bank's site
United Cumberland Bank: profile, branches and contacts

Banking in Huntsville: the local picture

Short answer: 1 bank runs 1 branch in Huntsville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

United Cumberland Bank has its main office in Whitley City, KY, according to the FDIC.

The bank with the longest record here is United Cumberland Bank, operating since 1906 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Huntsville, and where the nearest one is if they do not.

Short answer: No branches in Huntsville: Chase (nearest in Oak Ridge, 30 mi), Wells Fargo (nearest in Gallatin, 113 mi), Bank of America (nearest in Oak Ridge, 30 mi), PNC Bank (nearest in Murfreesboro, 117 mi), U.S. Bank (nearest in Knoxville, 36 mi), Truist (nearest in Lake City, 21 mi), Fifth Third Bank (nearest in Knoxville, 39 mi), Huntington (nearest in Cleveland, 87 mi), Regions Bank (nearest in Norris, 26 mi), TD Bank, BMO.

BankIn HuntsvilleNearest branch if none here
ChaseNoneOak Ridge, 30 miles away
Wells FargoNoneGallatin, 113 miles away
Bank of AmericaNoneOak Ridge, 30 miles away
PNC BankNoneMurfreesboro, 117 miles away
U.S. BankNoneKnoxville, 36 miles away
TruistNoneLake City, 21 miles away
Fifth Third BankNoneKnoxville, 39 miles away
HuntingtonNoneCleveland, 87 miles away
Regions BankNoneNorris, 26 miles away
TD BankNonenone in Tennessee
BMONonenone in Tennessee

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Huntsville to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Huntsville residents like anyone else.

Banks near Huntsville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Oneida (7 miles) and Jacksboro (16 miles). Oak Ridge, 29 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Huntsville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Huntsville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Huntsville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Huntsville offices.

Short answer: United Cumberland Bank is the largest bank with offices in Huntsville, with $460.2 million in total assets on June 30, 2026, No. 1,891 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
United Cumberland Bank$460.2 millionNo. 1,8911Whitley City, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Huntsville: FAQ

How many banks are in Huntsville, TN?

Huntsville has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a United Cumberland Bank in Huntsville, TN?

Yes. FDIC data lists 1 United Cumberland Bank branch in Huntsville as of September 5, 2026. The address and directions are under United Cumberland Bank above.

Is there a Chase in Huntsville, TN?

No. FDIC data lists no Chase branch in Huntsville as of September 5, 2026. The nearest is in Oak Ridge, about 30 miles away in a straight line.

What is the oldest bank in Huntsville?

United Cumberland Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1906.

Did any bank branches open or close in Huntsville in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Huntsville?

Nearby cities with more banks include Oneida, Jacksboro, La Follette. Oneida is 7 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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