US Bank Directory
Banks in Oak Ridge, TN
8 FDIC-insured banks operate 9 offices in Oak Ridge, Tennessee, and 5 credit unions have 8 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Oak Ridge
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 17 locations in Oak Ridge, according to the FDIC and the NCUA. 17 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
17 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oak Ridge
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: TNBANK has the most locations in Oak Ridge, with 2. The other 7 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Ornl Credit Union Credit union · 4
Ornl Credit Union has 4 officees in Oak Ridge, 32 across Tennessee. It is based in Oak Ridge, TN and $4.81 billion in assets on March 31, 2026, according to its NCUA call report. 3 of its 4 Oak Ridge locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office221 S Rutgers Ave, 37830
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 8:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Lab1 Bethel Valley Rd, 37830
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Oak Ridge West116 N Illinois Ave, 37830
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Oak Ridge Main Branch215 S Rutgers Ave, 37830
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
TNBANK Bank · 2
TNBANK has 2 branches in Oak Ridge, 6 across Tennessee and 6 nationwide. FDIC records list its main office in Oak Ridge, TN and show it operating since 1995. With $318.1 million in total assets on June 30, 2026, it ranks No. 2,395 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oak Ridge location is its main office at 401 S Illinois Ave, dating to 1995; the newest, at 900 Oak Ridge Tpke, to 1995. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office401 S Illinois Ave, 37830
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Jackson Square Branch900 Oak Ridge Tpke, 37830
Bank of America Bank · 1
Bank of America has 1 branch in Oak Ridge, 53 across Tennessee and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Oak Ridge Main Branch at 795 Main St W dates to 1953 in FDIC branch records. Its published hours do not list Saturday.
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Oak Ridge Main Branch795 Main St W, 37830
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Oak Ridge, 48 across Tennessee and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Oak Ridge Branch at 235 S. Illinois Ave dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oak Ridge Branch235 S. Illinois Ave, 37830
Enrichment Credit Union Credit union · 1
Enrichment Credit Union has 1 office in Oak Ridge, 9 across Tennessee. It is based in Oak Ridge, TN and $972.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office201 S Illinois Ave, 37830
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Home Federal Bank of Tennessee Bank · 1
Home Federal Bank of Tennessee has 1 branch in Oak Ridge, 23 across Tennessee and 23 nationwide. FDIC records list its main office in Knoxville, TN and show it operating since 1936. With $2.73 billion in total assets on June 30, 2026, it ranks No. 472 of 4,232 U.S. banks by total assets. The Oak Ridge Branch at 1125 Oak Ridge Tpke dates to 1936 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oak Ridge Branch1125 Oak Ridge Tpke, 37830
Knoxville Teachers Credit Union Credit union · 1
Knoxville Teachers Credit Union has 1 office in Oak Ridge, 9 across Tennessee. It is based in Knoxville, TN and $256.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Oak Ridge304 New York Ave, 37830
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
One Bank of Tennessee Bank · 1
One Bank of Tennessee has 1 branch in Oak Ridge, 20 across Tennessee and 20 nationwide. FDIC records list its main office in Cookeville, TN and show it operating since 1901. With $1.67 billion in total assets on June 30, 2026, it ranks No. 678 of 4,232 U.S. banks by total assets. The Oak Ridge Branch at 1298 Oak Ridge Tpke dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oak Ridge Branch1298 Oak Ridge Tpke, 37830
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Oak Ridge, 65 across Tennessee and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Oak Ridge Location Branch at 231 Jackson Sq dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oak Ridge Location Branch231 Jackson Sq, 37830
Regions Bank Bank · 1
Regions Bank has 1 branch in Oak Ridge, 196 across Tennessee and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Oak Ridge Branch at 101 N Rutgers Ave dates to 1958 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oak Ridge Branch101 N Rutgers Ave, 37830
Tennessee Members 1st Credit Union Credit union · 1
Tennessee Members 1st Credit Union has 1 office in Oak Ridge, 2 across Tennessee. It is based in Oak Ridge, TN and $98.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office112 Administration Rd, 37830
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat 9:30 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Oak Ridge, 98 across Tennessee and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Oak Ridge Branch at 1188 Oak Ridge Tpke dates to 1969 in FDIC branch records. Its published hours do not list Saturday.
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Oak Ridge Branch1188 Oak Ridge Tpke, 37830
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Y-12 Credit Union Credit union · 1
Y-12 Credit Union has 1 office in Oak Ridge, 18 across Tennessee. It is based in Oak Ridge, TN and $2.77 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office501 Lafayette Dr, 37830
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Oak Ridge
5 credit unions have 8 offices here: Ornl Credit Union, Y-12 Credit Union, Enrichment Credit Union, Knoxville Teachers Credit Union and Tennessee Members 1st Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oak Ridge page has every office in the state's directory.
Banking in Oak Ridge: the local picture
Short answer: 8 banks run 9 branches in Oak Ridge according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 1 has its main office in Oak Ridge, 3 elsewhere in Tennessee and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Home Federal Bank of Tennessee's office at 1125 Oak Ridge Tpke, dating to 1936; the newest is Chase's at 235 S. Illinois Ave, from 2024.
5 credit unions have 8 offices in Oak Ridge, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 5 open on Saturday. 7 locations have no published hours in these sources.
Credit unions open on Saturday in Oak Ridge
Short answer: 5 of the 10 Oak Ridge locations with published hours open on Saturday, run by 3 institutions.
- Ornl Credit Union: 3 of 4 offices (221 S Rutgers Ave: Saturday 8:30 am to 1 pm, and 2 more)
- Y-12 Credit Union: 1 of 1 office (501 Lafayette Dr: Saturday 9 am to 12 pm)
- Tennessee Members 1st Credit Union: 1 of 1 office (112 Administration Rd: Saturday 9:30 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oak Ridge, and where the nearest one is if they do not.
Short answer: In Oak Ridge: Chase (1), Bank of America (1), Truist (1), Regions Bank (1). No branches in Oak Ridge: Wells Fargo (nearest in Murfreesboro, 120 mi), PNC Bank (nearest in Murfreesboro, 123 mi), U.S. Bank (nearest in Knoxville, 7 mi), Fifth Third Bank (nearest in Knoxville, 10 mi), Huntington (nearest in Cleveland, 67 mi), TD Bank, BMO.
| Bank | In Oak Ridge | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| Truist | 1 branch | here |
| Regions Bank | 1 branch | here |
| Wells Fargo | None | Murfreesboro, 120 miles away |
| PNC Bank | None | Murfreesboro, 123 miles away |
| U.S. Bank | None | Knoxville, 7 miles away |
| Fifth Third Bank | None | Knoxville, 10 miles away |
| Huntington | None | Cleveland, 67 miles away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oak Ridge to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oak Ridge residents like anyone else.
Banks near Oak Ridge
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Farragut (10 miles) and Clinton (11 miles). Knoxville, 14 miles away, has the most banks nearby: 32.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Farragut, TN | 10 mi | 6 | 6 |
| Banks in Clinton, TN | 11 mi | 5 | 5 |
| Banks in Powell, TN | 13 mi | 8 | 8 |
| Banks in Lenoir City, TN | 14 mi | 5 | 5 |
| Banks in Knoxville, TN | 14 mi | 32 | 122 |
| Banks in Kingston, TN | 18 mi | 3 | 4 |
| Banks in Harriman, TN | 19 mi | 2 | 2 |
| Banks in Wartburg, TN | 20 mi | 2 | 2 |
Bank branch openings and closings in Oak Ridge
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oak Ridge between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Oak Ridge
Short answer: 5 institutions have their main office in Oak Ridge: Ornl Credit Union, TNBANK, Y-12 Credit Union and Enrichment Credit Union and 1 more.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Ornl Credit Union | Credit union | $4.81 billion | 4 |
| TNBANK | Bank | $318.1 million | 2 |
| Y-12 Credit Union | Credit union | $2.77 billion | 1 |
| Enrichment Credit Union | Credit union | $972.5 million | 1 |
| Tennessee Members 1st Credit Union | Credit union | $98.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Oak Ridge by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oak Ridge offices.
Short answer: Chase is the largest bank with offices in Oak Ridge, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 8 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Pinnacle Bank | $128.79 billion | No. 28 | 1 | Nashville, TN |
| Home Federal Bank of Tennessee | $2.73 billion | No. 472 | 1 | Knoxville, TN |
| One Bank of Tennessee | $1.67 billion | No. 678 | 1 | Cookeville, TN |
| TNBANK | $318.1 million | No. 2,395 | 2 | Oak Ridge, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oak Ridge: FAQ
How many banks are in Oak Ridge, TN?
Oak Ridge has 8 banks with 9 branches and 5 credit unions with 8 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oak Ridge?
TNBANK, with 2. Chase has 1 and Bank of America has 1.
Is there a TNBANK in Oak Ridge, TN?
Yes. FDIC data lists 2 TNBANK branches in Oak Ridge as of September 5, 2026, the main office at 401 S Illinois Ave. Its branches are listed under TNBANK above, with the address and directions for each.
Is there a Chase in Oak Ridge, TN?
Yes. FDIC data lists 1 Chase branch in Oak Ridge as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Oak Ridge, TN?
Yes. FDIC data lists 1 Bank of America branch in Oak Ridge as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Oak Ridge, TN?
No. FDIC data lists no Wells Fargo branch in Oak Ridge as of September 5, 2026. The nearest is in Murfreesboro, about 120 miles away in a straight line.
Which banks in Oak Ridge are open on Saturday?
Ornl Credit Union, Y-12 Credit Union and Tennessee Members 1st Credit Union publish Saturday hours for one or more Oak Ridge locations. The Saturday section above lists each one with its hours. 7 of the 17 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Oak Ridge?
Ornl Credit Union, TNBANK, Y-12 Credit Union, Enrichment Credit Union and Tennessee Members 1st Credit Union have their main office in Oak Ridge, according to the FDIC and the NCUA.
What is the oldest bank in Oak Ridge?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Oak Ridge?
Ornl Credit Union, Y-12 Credit Union, Enrichment Credit Union and Knoxville Teachers Credit Union and 1 more have offices in Oak Ridge. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oak Ridge in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oak Ridge?
Nearby cities with more banks include Farragut, Clinton, Powell. Farragut is 10 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 8 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 9 branches: Bank of America, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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