US Bank Directory
Banks in Kingston, TN
3 FDIC-insured banks operate 4 offices in Kingston, Tennessee, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Kingston
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Kingston, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Kingston
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: One Bank of Tennessee has the most locations in Kingston, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
One Bank of Tennessee Bank · 2
One Bank of Tennessee has 2 branches in Kingston, 20 across Tennessee and 20 nationwide. FDIC records list its main office in Cookeville, TN and show it operating since 1901. With $1.67 billion in total assets on June 30, 2026, it ranks No. 678 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kingston location is the Kingston Lpo/Dpo at 603 N Kentucky St, dating to 2018; the newest, at 316 W Race St, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Kingston Branch316 W Race St, 37763
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Kingston Lpo/Dpo603 N Kentucky St, 37763
Enrichment Credit Union Credit union · 1
Enrichment Credit Union has 1 office in Kingston, 9 across Tennessee. It is based in Oak Ridge, TN and $972.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Roane County Branch1009 Bradford Way, 37763
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Ornl Credit Union Credit union · 1
Ornl Credit Union has 1 office in Kingston, 32 across Tennessee. It is based in Oak Ridge, TN and $4.81 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Kingston1204 N Kentucky St, 37763
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Simmons Bank Bank · 1
Simmons Bank has 1 branch in Kingston, 44 across Tennessee and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. The Kingston Branch at 202 N Kentucky St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kingston Branch202 N Kentucky St, 37763
United Community Bank · 1
United Community has 1 branch in Kingston, 26 across Tennessee and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Kingston Branch at 223 N 3rd St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kingston Branch223 N 3rd St, 37763
Join a credit union in Kingston
2 credit unions have 2 offices here: Ornl Credit Union and Enrichment Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kingston page has every office in the state's directory.
Banking in Kingston: the local picture
Short answer: 3 banks run 4 branches in Kingston according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Kingston, 1 elsewhere in Tennessee and 2 out of state, according to the FDIC.
The bank with the longest record here is One Bank of Tennessee, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is United Community's office at 223 N 3rd St, dating to 1997; the newest is One Bank of Tennessee's at 316 W Race St, from 2021.
2 credit unions have 2 offices in Kingston, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.
Credit unions open on Saturday in Kingston
Short answer: 1 of the 2 Kingston locations with published hours opens on Saturday, run by 1 institution.
- Ornl Credit Union: 1 of 1 office (1204 N Kentucky St: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Kingston, and where the nearest one is if they do not.
Short answer: No branches in Kingston: Chase (nearest in Oak Ridge, 17 mi), Wells Fargo (nearest in Murfreesboro, 105 mi), Bank of America (nearest in Oak Ridge, 17 mi), PNC Bank (nearest in Murfreesboro, 108 mi), U.S. Bank (nearest in Rockwood, 9 mi), Truist (nearest in Lenoir City, 14 mi), Fifth Third Bank (nearest in Knoxville, 21 mi), Huntington (nearest in Cleveland, 51 mi), Regions Bank (nearest in Harriman, 2 mi), TD Bank, BMO.
| Bank | In Kingston | Nearest branch if none here |
|---|---|---|
| Chase | None | Oak Ridge, 17 miles away |
| Wells Fargo | None | Murfreesboro, 105 miles away |
| Bank of America | None | Oak Ridge, 17 miles away |
| PNC Bank | None | Murfreesboro, 108 miles away |
| U.S. Bank | None | Rockwood, 9 miles away |
| Truist | None | Lenoir City, 14 miles away |
| Fifth Third Bank | None | Knoxville, 21 miles away |
| Huntington | None | Cleveland, 51 miles away |
| Regions Bank | None | Harriman, 2 miles away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kingston to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kingston residents like anyone else.
Banks near Kingston
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Harriman (3 miles) and Rockwood (9 miles). Oak Ridge, 18 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Harriman, TN | 3 mi | 2 | 2 |
| Banks in Rockwood, TN | 9 mi | 3 | 3 |
| Banks in Lenoir City, TN | 14 mi | 5 | 5 |
| Banks in Loudon, TN | 16 mi | 3 | 5 |
| Banks in Wartburg, TN | 16 mi | 2 | 2 |
| Banks in Oak Ridge, TN | 18 mi | 8 | 9 |
| Banks in Farragut, TN | 19 mi | 6 | 6 |
| Banks in Sweetwater, TN | 19 mi | 6 | 7 |
Bank branch openings and closings in Kingston
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Kingston between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Kingston by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kingston offices.
Short answer: United Community is the largest bank with offices in Kingston, with $28.99 billion in total assets on June 30, 2026, No. 73 among U.S. banks by total assets. Simmons Bank is second with $24.73 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| United Community | $28.99 billion | No. 73 | 1 | Greenville, SC |
| Simmons Bank | $24.73 billion | No. 87 | 1 | Pine Bluff, AR |
| One Bank of Tennessee | $1.67 billion | No. 678 | 2 | Cookeville, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Kingston: FAQ
How many banks are in Kingston, TN?
Kingston has 3 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Kingston?
One Bank of Tennessee, with 2. United Community has 1 and Simmons Bank has 1.
Is there a One Bank of Tennessee in Kingston, TN?
Yes. FDIC data lists 2 One Bank of Tennessee branches in Kingston as of September 5, 2026. Its branches are listed under One Bank of Tennessee above, with the address and directions for each.
Is there a United Community in Kingston, TN?
Yes. FDIC data lists 1 United Community branch in Kingston as of September 5, 2026. The address and directions are under United Community above.
Is there a Simmons Bank in Kingston, TN?
Yes. FDIC data lists 1 Simmons Bank branch in Kingston as of September 5, 2026. The address and directions are under Simmons Bank above.
Is there a Chase in Kingston, TN?
No. FDIC data lists no Chase branch in Kingston as of September 5, 2026. The nearest is in Oak Ridge, about 17 miles away in a straight line.
Which banks in Kingston are open on Saturday?
Ornl Credit Union publishes Saturday hours for one or more Kingston locations. The Saturday section above lists each one with its hours. 4 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Kingston?
One Bank of Tennessee has the longest record among banks with a branch here: the FDIC shows it operating since 1901.
Which credit unions can I join in Kingston?
Ornl Credit Union and Enrichment Credit Union have offices in Kingston. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Kingston in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Kingston?
Nearby cities with more banks include Harriman, Rockwood, Lenoir City. Harriman is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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