Banks in Oneida, TN

Bank branch map: Oneida

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Oneida, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Oneida

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: One Bank of Tennessee, United Cumberland Bank and The First National Bank of Oneida have the most locations in Oneida, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

One Bank of Tennessee 1 branch · main office Cookeville, TN Bank · 1

One Bank of Tennessee has 1 branch in Oneida, 20 across Tennessee and 20 nationwide. FDIC records list its main office in Cookeville, TN and show it operating since 1901. With $1.67 billion in total assets on June 30, 2026, it ranks No. 678 of 4,232 U.S. banks by total assets. The Oneida Branch at 15730 Scott Hwy dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Oneida Branch

  15730 Scott Hwy, 37841

  Hours: see the bank's site
  DirectionsWebsite

One Bank of Tennessee: profile, branches and contacts

The First National Bank of Oneida 1 branch · main office Oneida, TN Bank · 1

The First National Bank of Oneida has 1 branch in Oneida, 4 across Tennessee and 4 nationwide. FDIC records list its main office in Oneida, TN and show it operating since 1904. With $367.8 million in total assets on June 30, 2026, it ranks No. 2,190 of 4,232 U.S. banks by total assets. Its main office at 19260 Alberta St dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  19260 Alberta St, 37841

  Hours: see the bank's site
  DirectionsWebsite

The First National Bank of Oneida: profile, branches and contacts

United Cumberland Bank 1 branch · main office Whitley City, KY Bank · 1

United Cumberland Bank has 1 branch in Oneida, 3 across Tennessee and 7 nationwide. FDIC records list its main office in Whitley City, KY and show it operating since 1906. With $460.2 million in total assets on June 30, 2026, it ranks No. 1,891 of 4,232 U.S. banks by total assets. The First Trust And Savings Branch at 106 Municipal Dr dates to 1923 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• First Trust And Savings Branch

  106 Municipal Dr, 37841

  Hours: see the bank's site
  DirectionsWebsite

United Cumberland Bank: profile, branches and contacts

Banking in Oneida: the local picture

Short answer: 3 banks run 3 branches in Oneida according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Oneida, 1 elsewhere in Tennessee and 1 out of state, according to the FDIC.

The bank with the longest record here is One Bank of Tennessee, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is The First National Bank of Oneida's office at 19260 Alberta St, dating to 1904; the newest is One Bank of Tennessee's at 15730 Scott Hwy, from 2005.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Oneida, and where the nearest one is if they do not.

Short answer: No branches in Oneida: Chase (nearest in Oak Ridge, 37 mi), Wells Fargo (nearest in Gallatin, 110 mi), Bank of America (nearest in Oak Ridge, 37 mi), PNC Bank (nearest in Murfreesboro, 116 mi), U.S. Bank (nearest in Knoxville, 43 mi), Truist (nearest in Lake City, 28 mi), Fifth Third Bank (nearest in Knoxville, 46 mi), Huntington (nearest in Cleveland, 93 mi), Regions Bank (nearest in Norris, 33 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oneida to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oneida residents like anyone else.

Banks near Oneida

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Jacksboro (22 miles) and Jellico (23 miles). La Follette, 23 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Oneida

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Oneida between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Oneida

Short answer: 1 institution has its main office in Oneida: The First National Bank of Oneida.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Oneida by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oneida offices.

Short answer: One Bank of Tennessee is the largest bank with offices in Oneida, with $1.67 billion in total assets on June 30, 2026, No. 678 among U.S. banks by total assets. United Cumberland Bank is second with $460.2 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Oneida: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.