US Bank Directory

Banks in Byrdstown, TN

2 FDIC-insured banks operate 2 offices in Byrdstown, Tennessee.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Byrdstown

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Byrdstown, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Byrdstown

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: People's Bank and Trust Company of Pickett County and Union Bank have the most locations in Byrdstown, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

People's Bank and Trust Company of Pickett County 1 branch · main office Byrdstown, TN Bank · 1

People's Bank and Trust Company of Pickett County has 1 branch in Byrdstown, 2 across Tennessee and 3 nationwide. FDIC records list its main office in Byrdstown, TN and show it operating since 1978. With $319.0 million in total assets on June 30, 2026, it ranks No. 2,387 of 4,232 U.S. banks by total assets. Its main office at 19 Courthouse Sq dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    19 Courthouse Sq, 38549
    Hours: see the bank's site
People's Bank and Trust Company of Pickett County: profile, branches and contacts
Union Bank 1 branch · main office Jamestown, TN Bank · 1

Union Bank has 1 branch in Byrdstown, 3 across Tennessee and 3 nationwide. FDIC records list its main office in Jamestown, TN and show it operating since 1904. With $247.0 million in total assets on June 30, 2026, it ranks No. 2,745 of 4,232 U.S. banks by total assets. The Union Bank at 8500 Hwy 111 Ste 200 dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Union Bank
    8500 Hwy 111 Ste 200, 38549
    Hours: see the bank's site
Union Bank: profile, branches and contacts

Banking in Byrdstown: the local picture

Short answer: 2 banks run 2 branches in Byrdstown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Byrdstown, 1 elsewhere in Tennessee, according to the FDIC.

The bank with the longest record here is Union Bank, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is People's Bank and Trust Company of Pickett County's office at 19 Courthouse Sq, dating to 1978; the newest is Union Bank's at 8500 Hwy 111 Ste 200, from 2010.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Byrdstown, and where the nearest one is if they do not.

Short answer: No branches in Byrdstown: Chase (nearest in Oak Ridge, 62 mi), Wells Fargo (nearest in Gallatin, 77 mi), Bank of America (nearest in Oak Ridge, 62 mi), PNC Bank (nearest in Hendersonville, 83 mi), U.S. Bank (nearest in Cookeville, 35 mi), Truist (nearest in Lake City, 60 mi), Fifth Third Bank (nearest in Knoxville, 72 mi), Huntington (nearest in Nolensville, 95 mi), Regions Bank (nearest in Cookeville, 33 mi), TD Bank, BMO.

BankIn ByrdstownNearest branch if none here
ChaseNoneOak Ridge, 62 miles away
Wells FargoNoneGallatin, 77 miles away
Bank of AmericaNoneOak Ridge, 62 miles away
PNC BankNoneHendersonville, 83 miles away
U.S. BankNoneCookeville, 35 miles away
TruistNoneLake City, 60 miles away
Fifth Third BankNoneKnoxville, 72 miles away
HuntingtonNoneNolensville, 95 miles away
Regions BankNoneCookeville, 33 miles away
TD BankNonenone in Tennessee
BMONonenone in Tennessee

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Byrdstown to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Byrdstown residents like anyone else.

Banks near Byrdstown

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Jamestown (15 miles) and Livingston (17 miles). Cookeville, 35 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Byrdstown

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Byrdstown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Byrdstown

Short answer: 1 institution has its main office in Byrdstown: People's Bank and Trust Company of Pickett County.

InstitutionTypeTotal assets, June 30, 2026Offices here
People's Bank and Trust Company of Pickett CountyBank$319.0 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Byrdstown by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Byrdstown offices.

Short answer: People's Bank and Trust Company of Pickett County is the largest bank with offices in Byrdstown, with $319.0 million in total assets on June 30, 2026, No. 2,387 among U.S. banks by total assets. Union Bank is second with $247.0 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
People's Bank and Trust Company of Pickett County$319.0 millionNo. 2,3871Byrdstown, TN
Union Bank$247.0 millionNo. 2,7451Jamestown, TN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Byrdstown: FAQ

How many banks are in Byrdstown, TN?

Byrdstown has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Byrdstown?

People's Bank and Trust Company of Pickett County, with 1. Union Bank has 1.

Is there a People's Bank and Trust Company of Pickett County in Byrdstown, TN?

Yes. FDIC data lists 1 People's Bank and Trust Company of Pickett County branch in Byrdstown as of September 5, 2026, the main office at 19 Courthouse Sq. The address and directions are under People's Bank and Trust Company of Pickett County above.

Is there a Union Bank in Byrdstown, TN?

Yes. FDIC data lists 1 Union Bank branch in Byrdstown as of September 5, 2026. The address and directions are under Union Bank above.

Is there a Chase in Byrdstown, TN?

No. FDIC data lists no Chase branch in Byrdstown as of September 5, 2026. The nearest is in Oak Ridge, about 62 miles away in a straight line.

Which banks are headquartered in Byrdstown?

People's Bank and Trust Company of Pickett County has its main office in Byrdstown, according to the FDIC.

What is the oldest bank in Byrdstown?

Union Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1904.

Did any bank branches open or close in Byrdstown in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Byrdstown?

Nearby cities with more banks include Jamestown, Livingston, Celina. Jamestown is 15 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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