US Bank Directory
Banks in Livingston, TN
5 FDIC-insured banks operate 6 offices in Livingston, Tennessee.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Livingston
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Livingston, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Livingston
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First National Bank of Tennessee has the most locations in Livingston, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First National Bank of Tennessee Bank · 2
First National Bank of Tennessee has 2 branches in Livingston, 7 across Tennessee and 7 nationwide. FDIC records list its main office in Livingston, TN and show it operating since 1965. With $1.38 billion in total assets on June 30, 2026, it ranks No. 802 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Livingston location is its main office at 214 E Main St, dating to 1965; the newest, at 1115 W Main St, to 1975. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office214 E Main St, 38570
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West Main Street Branch1115 W Main St, 38570
One Bank of Tennessee Bank · 1
One Bank of Tennessee has 1 branch in Livingston, 20 across Tennessee and 20 nationwide. FDIC records list its main office in Cookeville, TN and show it operating since 1901. With $1.67 billion in total assets on June 30, 2026, it ranks No. 678 of 4,232 U.S. banks by total assets. The Livingston Branch at 1477 W Main St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Livingston Branch1477 W Main St, 38570
People's Bank and Trust Company of Pickett County Bank · 1
People's Bank and Trust Company of Pickett County has 1 branch in Livingston, 2 across Tennessee and 3 nationwide. FDIC records list its main office in Byrdstown, TN and show it operating since 1978. With $319.0 million in total assets on June 30, 2026, it ranks No. 2,387 of 4,232 U.S. banks by total assets. The Overton Branch at 5476 Bradford Hicks Dr dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Overton Branch5476 Bradford Hicks Dr, 38570
Union Bank Bank · 1
Union Bank has 1 branch in Livingston, 1 across Tennessee and 1 nationwide. FDIC records list its main office in Livingston, TN and show it operating since 1932. With $98.1 million in total assets on June 30, 2026, it ranks No. 3,709 of 4,232 U.S. banks by total assets. Its main office at 201 E Main St dates to 1932 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office201 E Main St, 38570
Wellworth Bank Bank · 1
Wellworth Bank has 1 branch in Livingston, 20 across Tennessee and 20 nationwide. FDIC records list its main office in Lafayette, TN and show it operating since 1909. With $1.84 billion in total assets on June 30, 2026, it ranks No. 644 of 4,232 U.S. banks by total assets. The Am Bk & Tr Cumberlands Branch at 808 W Main St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Am Bk & Tr Cumberlands Branch808 W Main St, 38570
Banking in Livingston: the local picture
Short answer: 5 banks run 6 branches in Livingston according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 2 have their main office in Livingston, 3 elsewhere in Tennessee, according to the FDIC.
The bank with the longest record here is One Bank of Tennessee, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is Union Bank's office at 201 E Main St, dating to 1932; the newest is People's Bank and Trust Company of Pickett County's at 5476 Bradford Hicks Dr, from 2023.
None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Livingston, and where the nearest one is if they do not.
Short answer: No branches in Livingston: Chase (nearest in Lebanon, 62 mi), Wells Fargo (nearest in Gallatin, 65 mi), Bank of America (nearest in Lebanon, 57 mi), PNC Bank (nearest in Hendersonville, 71 mi), U.S. Bank (nearest in Cookeville, 19 mi), Truist (nearest in Lebanon, 55 mi), Fifth Third Bank (nearest in Gallatin, 64 mi), Huntington (nearest in Nolensville, 80 mi), Regions Bank (nearest in Cookeville, 17 mi), TD Bank, BMO.
| Bank | In Livingston | Nearest branch if none here |
|---|---|---|
| Chase | None | Lebanon, 62 miles away |
| Wells Fargo | None | Gallatin, 65 miles away |
| Bank of America | None | Lebanon, 57 miles away |
| PNC Bank | None | Hendersonville, 71 miles away |
| U.S. Bank | None | Cookeville, 19 miles away |
| Truist | None | Lebanon, 55 miles away |
| Fifth Third Bank | None | Gallatin, 64 miles away |
| Huntington | None | Nolensville, 80 miles away |
| Regions Bank | None | Cookeville, 17 miles away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Livingston to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Livingston residents like anyone else.
Banks near Livingston
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Celina (15 miles) and Monterey (17 miles). Cookeville, 18 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Celina, TN | 15 mi | 2 | 2 |
| Banks in Monterey, TN | 17 mi | 2 | 3 |
| Banks in Byrdstown, TN | 17 mi | 2 | 2 |
| Banks in Cookeville, TN | 18 mi | 15 | 26 |
| Banks in Gainesboro, TN | 18 mi | 2 | 2 |
| Banks in Clarkrange, TN | 22 mi | 3 | 3 |
| Banks in Jamestown, TN | 22 mi | 4 | 4 |
| Banks in Baxter, TN | 23 mi | 2 | 2 |
Bank branch openings and closings in Livingston
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Livingston between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Livingston
Short answer: 2 institutions have their main office in Livingston: First National Bank of Tennessee and Union Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First National Bank of Tennessee | Bank | $1.38 billion | 2 |
| Union Bank | Bank | $98.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Livingston by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Livingston offices.
Short answer: Wellworth Bank is the largest bank with offices in Livingston, with $1.84 billion in total assets on June 30, 2026, No. 644 among U.S. banks by total assets. One Bank of Tennessee is second with $1.67 billion. 2 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wellworth Bank | $1.84 billion | No. 644 | 1 | Lafayette, TN |
| One Bank of Tennessee | $1.67 billion | No. 678 | 1 | Cookeville, TN |
| First National Bank of Tennessee | $1.38 billion | No. 802 | 2 | Livingston, TN |
| People's Bank and Trust Company of Pickett County | $319.0 million | No. 2,387 | 1 | Byrdstown, TN |
| Union Bank | $98.1 million | No. 3,709 | 1 | Livingston, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Livingston: FAQ
How many banks are in Livingston, TN?
Livingston has 5 banks with 6 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Livingston?
First National Bank of Tennessee, with 2. Wellworth Bank has 1 and One Bank of Tennessee has 1.
Is there a First National Bank of Tennessee in Livingston, TN?
Yes. FDIC data lists 2 First National Bank of Tennessee branches in Livingston as of September 5, 2026, the main office at 214 E Main St. Its branches are listed under First National Bank of Tennessee above, with the address and directions for each.
Is there a Wellworth Bank in Livingston, TN?
Yes. FDIC data lists 1 Wellworth Bank branch in Livingston as of September 5, 2026. The address and directions are under Wellworth Bank above.
Is there a One Bank of Tennessee in Livingston, TN?
Yes. FDIC data lists 1 One Bank of Tennessee branch in Livingston as of September 5, 2026. The address and directions are under One Bank of Tennessee above.
Is there a Chase in Livingston, TN?
No. FDIC data lists no Chase branch in Livingston as of September 5, 2026. The nearest is in Lebanon, about 62 miles away in a straight line.
Which banks are headquartered in Livingston?
First National Bank of Tennessee and Union Bank have their main office in Livingston, according to the FDIC.
What is the oldest bank in Livingston?
One Bank of Tennessee has the longest record among banks with a branch here: the FDIC shows it operating since 1901.
Did any bank branches open or close in Livingston in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Livingston?
Nearby cities with more banks include Celina, Monterey, Byrdstown. Celina is 15 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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