Banks in Baxter, TN

Bank branch map: Baxter

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Baxter, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Baxter

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: One Bank of Tennessee and Putnam 1st Mercantile Bank have the most locations in Baxter, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

One Bank of Tennessee 1 branch · main office Cookeville, TN Bank · 1

One Bank of Tennessee has 1 branch in Baxter, 20 across Tennessee and 20 nationwide. FDIC records list its main office in Cookeville, TN and show it operating since 1901. With $1.67 billion in total assets on June 30, 2026, it ranks No. 678 of 4,232 U.S. banks by total assets. The Baxter Branch at 404 Main St dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Baxter Branch

  404 Main St, 38544

  Hours: see the bank's site
  DirectionsWebsite

One Bank of Tennessee: profile, branches and contacts

Putnam 1st Mercantile Bank 1 branch · main office Cookeville, TN Bank · 1

Putnam 1st Mercantile Bank has 1 branch in Baxter, 3 across Tennessee and 3 nationwide. FDIC records list its main office in Cookeville, TN and show it operating since 2005. With $178.9 million in total assets on June 30, 2026, it ranks No. 3,137 of 4,232 U.S. banks by total assets. The Baxter Branch at 322 Main St dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Baxter Branch

  322 Main St, 38544

  Hours: see the bank's site
  DirectionsWebsite

Putnam 1st Mercantile Bank: profile, branches and contacts

Banking in Baxter: the local picture

Short answer: 2 banks run 2 branches in Baxter according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Baxter, 2 elsewhere in Tennessee, according to the FDIC.

The bank with the longest record here is One Bank of Tennessee, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is One Bank of Tennessee's office at 404 Main St, dating to 1988; the newest is Putnam 1st Mercantile Bank's at 322 Main St, from 2014.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Baxter, and where the nearest one is if they do not.

Short answer: No branches in Baxter: Chase (nearest in Lebanon, 43 mi), Wells Fargo (nearest in Murfreesboro, 46 mi), Bank of America (nearest in Lebanon, 39 mi), PNC Bank (nearest in Murfreesboro, 49 mi), U.S. Bank (nearest in Cookeville, 7 mi), Truist (nearest in Lebanon, 37 mi), Fifth Third Bank (nearest in Murfreesboro, 45 mi), Huntington (nearest in Nolensville, 59 mi), Regions Bank (nearest in Cookeville, 7 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Baxter to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Baxter residents like anyone else.

Banks near Baxter

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cookeville (8 miles) and Gainesboro (14 miles). Cookeville, 8 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Baxter

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Baxter between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Baxter by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Baxter offices.

Short answer: One Bank of Tennessee is the largest bank with offices in Baxter, with $1.67 billion in total assets on June 30, 2026, No. 678 among U.S. banks by total assets. Putnam 1st Mercantile Bank is second with $178.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Baxter: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.