Banks in Sparta, TN

Bank branch map: Sparta

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 6 locations in Sparta, according to the FDIC. 6 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Sparta

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens Bank has the most locations in Sparta, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Bank 2 branches · main office Carthage, TN Bank · 2

Citizens Bank has 2 branches in Sparta, 7 across Tennessee and 7 nationwide. FDIC records list its main office in Carthage, TN and show it operating since 1929. With $832.5 million in total assets on June 30, 2026, it ranks No. 1,220 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sparta location is the West Bockman Way Branch at 577 W Bockman Way, dating to 1995; the newest, at 325 N Spring St, to 2000. It does not publish hours in the sources this page uses; check its site before you go.

• North Spring Street Branch

  325 N Spring St, 38583

  Hours: see the bank's site
  DirectionsWebsite
• West Bockman Way Branch

  577 W Bockman Way, 38583

  Hours: see the bank's site
  DirectionsWebsite

Citizens Bank: profile, branches and contacts

First Horizon First Horizon Bank · 1 branch · main office Memphis, TN Bank · 1

First Horizon has 1 branch in Sparta, 136 across Tennessee and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Sparta Branch at 469 W Bockman Way dates to 1970 in FDIC branch records. Its published hours do not list Saturday.

• Sparta Branch

  469 W Bockman Way, 38583

  (931) 836-3277Today 9 am to 4 pm

  All hours

  Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published

  Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026

  DirectionsWebsite

First Horizon: profile, branches and contacts

First National Bank of Tennessee 1 branch · main office Livingston, TN Bank · 1

First National Bank of Tennessee has 1 branch in Sparta, 7 across Tennessee and 7 nationwide. FDIC records list its main office in Livingston, TN and show it operating since 1965. With $1.38 billion in total assets on June 30, 2026, it ranks No. 802 of 4,232 U.S. banks by total assets. The Sparta Branch at 130 Sam Walton Dr dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sparta Branch

  130 Sam Walton Dr, 38583

  Hours: see the bank's site
  DirectionsWebsite

First National Bank of Tennessee: profile, branches and contacts

One Bank of Tennessee 1 branch · main office Cookeville, TN Bank · 1

One Bank of Tennessee has 1 branch in Sparta, 20 across Tennessee and 20 nationwide. FDIC records list its main office in Cookeville, TN and show it operating since 1901. With $1.67 billion in total assets on June 30, 2026, it ranks No. 678 of 4,232 U.S. banks by total assets. The Sparta Branch at 576 W Bockman Way dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sparta Branch

  576 W Bockman Way, 38583

  Hours: see the bank's site
  DirectionsWebsite

One Bank of Tennessee: profile, branches and contacts

U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Sparta, 55 across Tennessee and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Sparta Main Branch at 189 Mose Dr dates to 1884 in FDIC branch records. Its published hours do not list Saturday.

• Sparta Main Branch

  189 Mose Dr, 38583

  (931) 738-9500Today 9 am to 5 pm

  All hours

  Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

U.S. Bank: profile, branches and contacts

Banking in Sparta: the local picture

Short answer: 5 banks run 6 branches in Sparta according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Sparta, 4 elsewhere in Tennessee and 1 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 189 Mose Dr, dating to 1884; the newest is First National Bank of Tennessee's at 130 Sam Walton Dr, from 2005.

Of the 2 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Sparta

Short answer: None of the 2 Sparta locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sparta, and where the nearest one is if they do not.

Short answer: In Sparta: U.S. Bank (1). No branches in Sparta: Chase (nearest in Murfreesboro, 51 mi), Wells Fargo (nearest in Murfreesboro, 51 mi), Bank of America (nearest in Murfreesboro, 51 mi), PNC Bank (nearest in Murfreesboro, 54 mi), Truist (nearest in Lebanon, 49 mi), Fifth Third Bank (nearest in Murfreesboro, 49 mi), Huntington (nearest in Cleveland, 61 mi), Regions Bank (nearest in Cookeville, 14 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sparta to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sparta residents like anyone else.

Banks near Sparta

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cookeville (16 miles) and Baxter (18 miles). Cookeville, 16 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Sparta

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sparta between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sparta by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sparta offices.

Short answer: U.S. Bank is the largest bank with offices in Sparta, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. First Horizon is second with $84.12 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sparta: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.