Banks in Gainesboro, TN

Bank branch map: Gainesboro

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Gainesboro, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Gainesboro

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wellworth Bank and First Freedom Bank have the most locations in Gainesboro, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Freedom Bank 1 branch · main office Lebanon, TN Bank · 1

First Freedom Bank has 1 branch in Gainesboro, 6 across Tennessee and 6 nationwide. FDIC records list its main office in Lebanon, TN and show it operating since 2006. With $817.8 million in total assets on June 30, 2026, it ranks No. 1,236 of 4,232 U.S. banks by total assets. The Jackson Bank & Trust Branch at 307 E Hull Ave dates to 1916 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Jackson Bank & Trust Branch

  307 E Hull Ave, 38562

  Hours: see the bank's site
  DirectionsWebsite

First Freedom Bank: profile, branches and contacts

Wellworth Bank 1 branch · main office Lafayette, TN Bank · 1

Wellworth Bank has 1 branch in Gainesboro, 20 across Tennessee and 20 nationwide. FDIC records list its main office in Lafayette, TN and show it operating since 1909. With $1.84 billion in total assets on June 30, 2026, it ranks No. 644 of 4,232 U.S. banks by total assets. The Gainesboro Branch at 116 S Grundy Quarles Hwy dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Gainesboro Branch

  116 S Grundy Quarles Hwy, 38562

  Hours: see the bank's site
  DirectionsWebsite

Wellworth Bank: profile, branches and contacts

Banking in Gainesboro: the local picture

Short answer: 2 banks run 2 branches in Gainesboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Gainesboro, 2 elsewhere in Tennessee, according to the FDIC.

The bank with the longest record here is Wellworth Bank, operating since 1909 according to the FDIC. In FDIC branch records, the longest-running branch is First Freedom Bank's office at 307 E Hull Ave, dating to 1916; the newest is Wellworth Bank's at 116 S Grundy Quarles Hwy, from 2004.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Gainesboro, and where the nearest one is if they do not.

Short answer: No branches in Gainesboro: Chase (nearest in Lebanon, 43 mi), Wells Fargo (nearest in Gallatin, 47 mi), Bank of America (nearest in Lebanon, 39 mi), PNC Bank (nearest in Hendersonville, 53 mi), U.S. Bank (nearest in Cookeville, 16 mi), Truist (nearest in Lebanon, 37 mi), Fifth Third Bank (nearest in Gallatin, 46 mi), Huntington (nearest in Nolensville, 63 mi), Regions Bank (nearest in Cookeville, 16 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gainesboro to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gainesboro residents like anyone else.

Banks near Gainesboro

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Baxter (14 miles) and Celina (16 miles). Cookeville, 16 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Gainesboro

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gainesboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Gainesboro by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gainesboro offices.

Short answer: Wellworth Bank is the largest bank with offices in Gainesboro, with $1.84 billion in total assets on June 30, 2026, No. 644 among U.S. banks by total assets. First Freedom Bank is second with $817.8 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gainesboro: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.