US Bank Directory

Banks in Carthage, TN

4 FDIC-insured banks operate 6 offices in Carthage, Tennessee.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Carthage

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 6 locations in Carthage, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Carthage

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens Bank has the most locations in Carthage, with 3. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Bank 3 branches · main office Carthage, TN Bank · 3

Citizens Bank has 3 branches in Carthage, 7 across Tennessee and 7 nationwide. FDIC records list its main office in Carthage, TN and show it operating since 1929. With $832.5 million in total assets on June 30, 2026, it ranks No. 1,220 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carthage location is its main office at 407 Main St N, dating to 1929; the newest, at 61 Dixon Springs Hwy, to 1990. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    407 Main St N, 37030
    Hours: see the bank's site
  • Carthage Branch
    61 Dixon Springs Hwy, 37030
    Hours: see the bank's site
  • South Carthage Branch
    70 Cookeville Hwy, 37030
    Hours: see the bank's site
Citizens Bank: profile, branches and contacts
BankTennessee 1 branch · main office Collierville, TN Bank · 1

BankTennessee has 1 branch in Carthage, 11 across Tennessee and 11 nationwide. FDIC records list its main office in Collierville, TN and show it operating since 1934. With $630.3 million in total assets on June 30, 2026, it ranks No. 1,506 of 4,232 U.S. banks by total assets. The Carthage Branch at 936 Upper Ferry Rd dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Carthage Branch
    936 Upper Ferry Rd, 37030
    Hours: see the bank's site
BankTennessee: profile, branches and contacts
Wellworth Bank 1 branch · main office Lafayette, TN Bank · 1

Wellworth Bank has 1 branch in Carthage, 20 across Tennessee and 20 nationwide. FDIC records list its main office in Lafayette, TN and show it operating since 1909. With $1.84 billion in total assets on June 30, 2026, it ranks No. 644 of 4,232 U.S. banks by total assets. The Carthage Branch at 50 Main St N dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Wellworth Bank: profile, branches and contacts
Wilson Bank and Trust 1 branch · main office Lebanon, TN Bank · 1

Wilson Bank and Trust has 1 branch in Carthage, 32 across Tennessee and 32 nationwide. FDIC records list its main office in Lebanon, TN and show it operating since 1987. With $5.98 billion in total assets on June 30, 2026, it ranks No. 253 of 4,232 U.S. banks by total assets. The Carthage Office at 1300 Main St N dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Wilson Bank and Trust: profile, branches and contacts

Banking in Carthage: the local picture

Short answer: 4 banks run 6 branches in Carthage according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Carthage, 3 elsewhere in Tennessee, according to the FDIC.

The bank with the longest record here is Wellworth Bank, operating since 1909 according to the FDIC. In FDIC branch records, the longest-running branch is Wellworth Bank's office at 50 Main St N, dating to 1892; the newest is BankTennessee's at 936 Upper Ferry Rd, from 2019.

None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Carthage, and where the nearest one is if they do not.

Short answer: No branches in Carthage: Chase (nearest in Lebanon, 26 mi), Wells Fargo (nearest in Gallatin, 31 mi), Bank of America (nearest in Lebanon, 21 mi), PNC Bank (nearest in Hendersonville, 36 mi), U.S. Bank (nearest in Cookeville, 26 mi), Truist (nearest in Lebanon, 19 mi), Fifth Third Bank (nearest in Mount Juliet, 29 mi), Huntington (nearest in Nolensville, 45 mi), Regions Bank (nearest in Lebanon, 20 mi), TD Bank, BMO.

BankIn CarthageNearest branch if none here
ChaseNoneLebanon, 26 miles away
Wells FargoNoneGallatin, 31 miles away
Bank of AmericaNoneLebanon, 21 miles away
PNC BankNoneHendersonville, 36 miles away
U.S. BankNoneCookeville, 26 miles away
TruistNoneLebanon, 19 miles away
Fifth Third BankNoneMount Juliet, 29 miles away
HuntingtonNoneNolensville, 45 miles away
Regions BankNoneLebanon, 20 miles away
TD BankNonenone in Tennessee
BMONonenone in Tennessee

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carthage to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carthage residents like anyone else.

Banks near Carthage

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Gordonsville (5 miles) and Alexandria (13 miles). Lebanon, 21 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Carthage

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Carthage between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Carthage

Short answer: 1 institution has its main office in Carthage: Citizens Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Citizens BankBank$832.5 million3

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Carthage by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carthage offices.

Short answer: Wilson Bank and Trust is the largest bank with offices in Carthage, with $5.98 billion in total assets on June 30, 2026, No. 253 among U.S. banks by total assets. Wellworth Bank is second with $1.84 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wilson Bank and Trust$5.98 billionNo. 2531Lebanon, TN
Wellworth Bank$1.84 billionNo. 6441Lafayette, TN
Citizens Bank$832.5 millionNo. 1,2203Carthage, TN
BankTennessee$630.3 millionNo. 1,5061Collierville, TN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Carthage: FAQ

How many banks are in Carthage, TN?

Carthage has 4 banks with 6 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Carthage?

Citizens Bank, with 3. Wilson Bank and Trust has 1 and Wellworth Bank has 1.

Is there a Citizens Bank in Carthage, TN?

Yes. FDIC data lists 3 Citizens Bank branches in Carthage as of September 5, 2026, the main office at 407 Main St N. Its branches are listed under Citizens Bank above, with the address and directions for each.

Is there a Wilson Bank and Trust in Carthage, TN?

Yes. FDIC data lists 1 Wilson Bank and Trust branch in Carthage as of September 5, 2026. The address and directions are under Wilson Bank and Trust above.

Is there a Wellworth Bank in Carthage, TN?

Yes. FDIC data lists 1 Wellworth Bank branch in Carthage as of September 5, 2026. The address and directions are under Wellworth Bank above.

Is there a Chase in Carthage, TN?

No. FDIC data lists no Chase branch in Carthage as of September 5, 2026. The nearest is in Lebanon, about 26 miles away in a straight line.

Which banks are headquartered in Carthage?

Citizens Bank has its main office in Carthage, according to the FDIC.

What is the oldest bank in Carthage?

Wellworth Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1909.

Did any bank branches open or close in Carthage in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Carthage?

Nearby cities with more banks include Gordonsville, Alexandria, Hartsville. Gordonsville is 5 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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