US Bank Directory
Banks in Williamsburg, KY
4 FDIC-insured banks operate 5 offices in Williamsburg, Kentucky, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Williamsburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 7 locations in Williamsburg, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Williamsburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Community Trust Bank has the most locations in Williamsburg, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community Trust Bank Bank · 2
Community Trust Bank has 2 branches in Williamsburg, 69 across Kentucky and 78 nationwide. FDIC records list its main office in Pikeville, KY and show it operating since 1903. With $6.95 billion in total assets on June 30, 2026, it ranks No. 223 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Williamsburg location is the Williamsburg Branch at 201 N 3rd St, dating to 1904; the newest, at 895 Hwy 25w South, to 1978. It does not publish hours in the sources this page uses; check its site before you go.
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Williamsburg Branch201 N 3rd St, 40769
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Williamsburg Convenience Center Branch895 Hwy 25w South, 40769
Forcht Bank Bank · 1
Forcht Bank has 1 branch in Williamsburg, 22 across Kentucky and 23 nationwide. FDIC records list its main office in Lexington, KY and show it operating since 2002. With $1.65 billion in total assets on June 30, 2026, it ranks No. 685 of 4,232 U.S. banks by total assets. The Williamsburg Banking Center Branch at 1331 S Highway 25 W dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Williamsburg Banking Center Branch1331 S Highway 25 W, 40769
Hometown Bank of Corbin Bank · 1
Hometown Bank of Corbin has 1 branch in Williamsburg, 7 across Kentucky and 7 nationwide. FDIC records list its main office in Corbin, KY and show it operating since 2000. With $302.3 million in total assets on June 30, 2026, it ranks No. 2,472 of 4,232 U.S. banks by total assets. The Williamsburg Banking Center Branch at 980 S Highway 25 W dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Williamsburg Banking Center Branch980 S Highway 25 W, 40769
L & N Credit Union Credit union · 1
L & N Credit Union has 1 office in Williamsburg, 25 across Kentucky. It is based in Louisville, KY and $2.58 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Williamsburg Wal-Mart589 W Highway 92, 40769
All hours
Mon to Fri 10 am to 7 pm; Sat 10 am to 4 pm; Sun not published
Hours: NCUA, March 31, 2026
Whitaker Bank Bank · 1
Whitaker Bank has 1 branch in Williamsburg, 46 across Kentucky and 46 nationwide. FDIC records list its main office in Lexington, KY and show it operating since 1990. With $1.93 billion in total assets on June 30, 2026, it ranks No. 622 of 4,232 U.S. banks by total assets. The Williamsburg Banking Center Branch at 1025 S Highway 25 W dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Williamsburg Banking Center Branch1025 S Highway 25 W, 40769
Y-12 Credit Union Credit union · 1
Y-12 Credit Union has 1 office in Williamsburg, 7 across Kentucky. It is based in Oak Ridge, TN and $2.77 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Fsb Waterpark1048 W Highway 92, 40769
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Williamsburg
2 credit unions have 2 offices here: Y-12 Credit Union and L & N Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Williamsburg page has every office in the state's directory.
Banking in Williamsburg: the local picture
Short answer: 4 banks run 5 branches in Williamsburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Williamsburg, 4 elsewhere in Kentucky, according to the FDIC.
The bank with the longest record here is Community Trust Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Community Trust Bank's office at 201 N 3rd St, dating to 1904; the newest is Hometown Bank of Corbin's at 980 S Highway 25 W, from 2020.
2 credit unions have 2 offices in Williamsburg, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.
Credit unions open on Saturday in Williamsburg
Short answer: 1 of the 2 Williamsburg locations with published hours opens on Saturday, run by 1 institution.
- L & N Credit Union: 1 of 1 office (589 W Highway 92: Saturday 10 am to 4 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Williamsburg, and where the nearest one is if they do not.
Short answer: No branches in Williamsburg: Chase (nearest in Richmond, 70 mi), Wells Fargo, Bank of America (nearest in Lexington, 89 mi), PNC Bank (nearest in Corbin, 17 mi), U.S. Bank (nearest in Berea, 59 mi), Truist (nearest in London, 27 mi), Fifth Third Bank (nearest in Richmond, 70 mi), Huntington (nearest in Walton, 153 mi), Regions Bank (nearest in Franklin, 134 mi), TD Bank, BMO.
| Bank | In Williamsburg | Nearest branch if none here |
|---|---|---|
| Chase | None | Richmond, 70 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Lexington, 89 miles away |
| PNC Bank | None | Corbin, 17 miles away |
| U.S. Bank | None | Berea, 59 miles away |
| Truist | None | London, 27 miles away |
| Fifth Third Bank | None | Richmond, 70 miles away |
| Huntington | None | Walton, 153 miles away |
| Regions Bank | None | Franklin, 134 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Williamsburg to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Williamsburg residents like anyone else.
Banks near Williamsburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Corbin (16 miles) and Barbourville (17 miles). Somerset, 35 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Corbin, KY | 16 mi | 8 | 17 |
| Banks in Barbourville, KY | 17 mi | 4 | 7 |
| Banks in Pineville, KY | 26 mi | 3 | 3 |
| Banks in Middlesboro, KY | 26 mi | 3 | 4 |
| Banks in London, KY | 27 mi | 10 | 19 |
| Banks in Somerset, KY | 35 mi | 12 | 25 |
| Banks in Manchester, KY | 36 mi | 2 | 4 |
| Banks in Monticello, KY | 39 mi | 4 | 7 |
Bank branch openings and closings in Williamsburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Williamsburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Williamsburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Williamsburg offices.
Short answer: Community Trust Bank is the largest bank with offices in Williamsburg, with $6.95 billion in total assets on June 30, 2026, No. 223 among U.S. banks by total assets. Whitaker Bank is second with $1.93 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Community Trust Bank | $6.95 billion | No. 223 | 2 | Pikeville, KY |
| Whitaker Bank | $1.93 billion | No. 622 | 1 | Lexington, KY |
| Forcht Bank | $1.65 billion | No. 685 | 1 | Lexington, KY |
| Hometown Bank of Corbin | $302.3 million | No. 2,472 | 1 | Corbin, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Williamsburg: FAQ
How many banks are in Williamsburg, KY?
Williamsburg has 4 banks with 5 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Williamsburg?
Community Trust Bank, with 2. Whitaker Bank has 1 and Forcht Bank has 1.
Is there a Community Trust Bank in Williamsburg, KY?
Yes. FDIC data lists 2 Community Trust Bank branches in Williamsburg as of September 5, 2026. Its branches are listed under Community Trust Bank above, with the address and directions for each.
Is there a Whitaker Bank in Williamsburg, KY?
Yes. FDIC data lists 1 Whitaker Bank branch in Williamsburg as of September 5, 2026. The address and directions are under Whitaker Bank above.
Is there a Forcht Bank in Williamsburg, KY?
Yes. FDIC data lists 1 Forcht Bank branch in Williamsburg as of September 5, 2026. The address and directions are under Forcht Bank above.
Is there a Chase in Williamsburg, KY?
No. FDIC data lists no Chase branch in Williamsburg as of September 5, 2026. The nearest is in Richmond, about 70 miles away in a straight line.
Which banks in Williamsburg are open on Saturday?
L & N Credit Union publishes Saturday hours for one or more Williamsburg locations. The Saturday section above lists each one with its hours. 5 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Williamsburg?
Community Trust Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Which credit unions can I join in Williamsburg?
Y-12 Credit Union and L & N Credit Union have offices in Williamsburg. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Williamsburg in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Williamsburg?
Nearby cities with more banks include Corbin, Barbourville, Pineville. Corbin is 16 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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