US Bank Directory
Banks in London, KY
10 FDIC-insured banks operate 19 offices in London, Kentucky, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: London
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 22 locations in London, according to the FDIC and the NCUA. 21 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
21 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in London
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Cumberland Valley National Bank has the most locations in London, with 5. It is followed by Commercial Bank (3), Community Trust Bank (2), Forcht Bank (2). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Cumberland Valley National Bank Bank · 5
Cumberland Valley National Bank has 5 branches in London, 14 across Kentucky and 14 nationwide. FDIC records list its main office in London, KY and show it operating since 1904. With $816.1 million in total assets on June 30, 2026, it ranks No. 1,240 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running London location is its main office at 100 S Main St, dating to 1904; the newest, at 1851 Kentucky 192, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office100 S Main St, 40741
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North Branch1755 N Main St, 40741
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Wal-Mart Superstore Branch1851 Kentucky 192, 40741
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West London Branch300 London Shopping Ctr, 40741
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U.S. 25 South Branch410 S Laurel Rd, 40744
Commercial Bank Bank · 3
Commercial Bank has 3 branches in London, 14 across Kentucky and 40 nationwide. FDIC records list its main office in Harrogate, TN and show it operating since 1976. With $2.36 billion in total assets on June 30, 2026, it ranks No. 528 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running London location is the Fnb & Trust Branch at 202 S Main St, dating to 1903; the newest, at 1730 Highway 192 W, to 1994. It does not publish hours in the sources this page uses; check its site before you go.
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Marketplace Branch1730 Highway 192 W, 40741
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The Plaza Branch1811 N Main St, 40741
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Fnb & Trust Branch202 S Main St, 40741
Community Trust Bank Bank · 2
Community Trust Bank has 2 branches in London, 69 across Kentucky and 78 nationwide. FDIC records list its main office in Pikeville, KY and show it operating since 1903. With $6.95 billion in total assets on June 30, 2026, it ranks No. 223 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running London location is the Williamsburg London Branch at 1706 Highway 192 W, dating to 1884; the newest, at 38 Shiloh Dr, to 2004. It does not publish hours in the sources this page uses; check its site before you go.
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Williamsburg London Branch1706 Highway 192 W, 40741
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London North Branch38 Shiloh Dr, 40741
Forcht Bank Bank · 2
Forcht Bank has 2 branches in London, 22 across Kentucky and 23 nationwide. FDIC records list its main office in Lexington, KY and show it operating since 2002. With $1.65 billion in total assets on June 30, 2026, it ranks No. 685 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running London location is the London Banking Center Branch at 100 First Financial Plaza, dating to 1996; the newest, at 50 Old Whitley Rd, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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London Banking Center Branch100 First Financial Plaza, 40741
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London Highway 192 Banking Center Branch50 Old Whitley Rd, 40744
Hometown Bank of Corbin Bank · 2
Hometown Bank of Corbin has 2 branches in London, 7 across Kentucky and 7 nationwide. FDIC records list its main office in Corbin, KY and show it operating since 2000. With $302.3 million in total assets on June 30, 2026, it ranks No. 2,472 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running London location is the London Branch at 1506 W 5th St, dating to 2006; the newest, at 1705 N Main St, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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London Branch1506 W 5th St, 40741
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London North Banking Center Branch1705 N Main St, 40741
L & N Credit Union Credit union · 2
L & N Credit Union has 2 officees in London, 25 across Kentucky. It is based in Louisville, KY and $2.58 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its London locations with published hours open on Saturday.
Who can join: see the credit union's site.
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London Downtown101 Spring St, 40741
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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London South120 Wendon Way, 40741
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
1st Trust Bank Bank · 1
1st Trust Bank has 1 branch in London, 4 across Kentucky and 4 nationwide. FDIC records list its main office in Hazard, KY and show it operating since 2004. With $351.7 million in total assets on June 30, 2026, it ranks No. 2,260 of 4,232 U.S. banks by total assets. The London Shopping Center Branch at 271 London Shopping Ctr dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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London Shopping Center Branch271 London Shopping Ctr, 40741
PNC Bank Bank · 1
PNC Bank has 1 branch in London, 67 across Kentucky and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Bypass-London Branch at 1801 Highway 192 W dates to 1996 in FDIC branch records. It opens on Saturday.
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Bypass-London Branch1801 Highway 192 W, 40741
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
The First National Bank of Manchester Bank · 1
The First National Bank of Manchester has 1 branch in London, 6 across Kentucky and 6 nationwide. FDIC records list its main office in Manchester, KY and show it operating since 1905. With $230.1 million in total assets on June 30, 2026, it ranks No. 2,825 of 4,232 U.S. banks by total assets. The 1211 West Fifth Street London Office Branch at 1211 W 5th St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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1211 West Fifth Street London Office Branch1211 W 5th St, 40741
The Monticello Banking Bank · 1
The Monticello Banking has 1 branch in London, 21 across Kentucky and 21 nationwide. FDIC records list its main office in Monticello, KY and show it operating since 1895. With $1.07 billion in total assets on June 30, 2026, it ranks No. 987 of 4,232 U.S. banks by total assets. The London Branch at 1004 W 5th St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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London Branch1004 W 5th St, 40741
Truist Bank · 1
Truist has 1 branch in London, 53 across Kentucky and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The London Branch at 840 Whitley St dates to 1934 in FDIC branch records. Its published hours do not list Saturday.
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London Branch840 Whitley St, 40741
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Y-12 Credit Union Credit union · 1
Y-12 Credit Union has 1 office in London, 7 across Kentucky. It is based in Oak Ridge, TN and $2.77 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Fsb London400 S Main St, 40741
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in London
2 credit unions have 3 offices here: L & N Credit Union and Y-12 Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in London page has every office in the state's directory.
Banking in London: the local picture
Short answer: 10 banks run 19 branches in London according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 1 has its main office in London, 6 elsewhere in Kentucky and 3 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Community Trust Bank's office at 1706 Highway 192 W, dating to 1884; the newest is The Monticello Banking's at 1004 W 5th St, from 2022.
2 credit unions have 3 offices in London, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 3 open on Saturday. 17 locations have no published hours in these sources.
Banks by ZIP code in London
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 40741 has the most bank and credit union offices in London (20), followed by 40744 (2). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 40741 | 20 | 12 | Cumberland Valley National Bank, Commercial Bank, Community Trust Bank |
| 40744 | 2 | 2 | Cumberland Valley National Bank, Forcht Bank |
Banks and credit unions open on Saturday in London
Short answer: 3 of the 5 London locations with published hours open on Saturday, run by 2 institutions.
- PNC Bank: 1 of 1 branch (1801 Highway 192 W: Saturday 9 am to 1 pm)
- L & N Credit Union: 2 of 2 offices (101 Spring St: Saturday 9 am to 12 pm, and 1 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 17 of the 22 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in London, and where the nearest one is if they do not.
Short answer: In London: PNC Bank (1), Truist (1). No branches in London: Chase (nearest in Richmond, 44 mi), Wells Fargo, Bank of America (nearest in Lexington, 64 mi), U.S. Bank (nearest in Berea, 33 mi), Fifth Third Bank (nearest in Richmond, 43 mi), Huntington (nearest in Walton, 128 mi), Regions Bank (nearest in Franklin, 140 mi), TD Bank, BMO.
| Bank | In London | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Richmond, 44 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Lexington, 64 miles away |
| U.S. Bank | None | Berea, 33 miles away |
| Fifth Third Bank | None | Richmond, 43 miles away |
| Huntington | None | Walton, 128 miles away |
| Regions Bank | None | Franklin, 140 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of London to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to London residents like anyone else.
Banks near London
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Corbin (12 miles) and Manchester (18 miles). Somerset, 29 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Corbin, KY | 12 mi | 8 | 17 |
| Banks in Manchester, KY | 18 mi | 2 | 4 |
| Banks in Mount Vernon, KY | 21 mi | 4 | 5 |
| Banks in Barbourville, KY | 22 mi | 4 | 7 |
| Banks in Mc Kee, KY | 24 mi | 2 | 3 |
| Banks in Williamsburg, KY | 27 mi | 4 | 5 |
| Banks in Somerset, KY | 29 mi | 12 | 25 |
| Banks in Berea, KY | 34 mi | 8 | 12 |
Bank branch openings and closings in London
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in London between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in London
Short answer: 1 institution has its main office in London: Cumberland Valley National Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Cumberland Valley National Bank | Bank | $816.1 million | 5 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in London by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its London offices.
Short answer: PNC Bank is the largest bank with offices in London, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Truist is second with $548.35 billion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Community Trust Bank | $6.95 billion | No. 223 | 2 | Pikeville, KY |
| Commercial Bank | $2.36 billion | No. 528 | 3 | Harrogate, TN |
| Forcht Bank | $1.65 billion | No. 685 | 2 | Lexington, KY |
| The Monticello Banking | $1.07 billion | No. 987 | 1 | Monticello, KY |
| Cumberland Valley National Bank | $816.1 million | No. 1,240 | 5 | London, KY |
| 1st Trust Bank | $351.7 million | No. 2,260 | 1 | Hazard, KY |
| Hometown Bank of Corbin | $302.3 million | No. 2,472 | 2 | Corbin, KY |
| The First National Bank of Manchester | $230.1 million | No. 2,825 | 1 | Manchester, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in London: FAQ
How many banks are in London, KY?
London has 10 banks with 19 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in London?
Cumberland Valley National Bank, with 5. Commercial Bank has 3 and Community Trust Bank has 2.
Is there a Cumberland Valley National Bank in London, KY?
Yes. FDIC data lists 5 Cumberland Valley National Bank branches in London as of September 5, 2026, the main office at 100 S Main St. Its branches are listed under Cumberland Valley National Bank above, with the address and directions for each.
Is there a Commercial Bank in London, KY?
Yes. FDIC data lists 3 Commercial Bank branches in London as of September 5, 2026. Its branches are listed under Commercial Bank above, with the address and directions for each.
Is there a Community Trust Bank in London, KY?
Yes. FDIC data lists 2 Community Trust Bank branches in London as of September 5, 2026. Its branches are listed under Community Trust Bank above, with the address and directions for each.
Is there a Chase in London, KY?
No. FDIC data lists no Chase branch in London as of September 5, 2026. The nearest is in Richmond, about 44 miles away in a straight line.
Which banks in London are open on Saturday?
PNC Bank and L & N Credit Union publish Saturday hours for one or more London locations. The Saturday section above lists each one with its hours. 17 of the 22 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in London?
Cumberland Valley National Bank has its main office in London, according to the FDIC.
What is the oldest bank in London?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in London?
L & N Credit Union and Y-12 Credit Union have offices in London. Check each credit union's membership rules before you apply.
Did any bank branches open or close in London in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near London?
Nearby cities with more banks include Corbin, Manchester, Mount Vernon. Corbin is 12 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 19 branches: PNC Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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