US Bank Directory
Banks in Berea, KY
8 FDIC-insured banks operate 12 offices in Berea, Kentucky, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Berea
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 13 locations in Berea, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Berea
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Whitaker Bank has the most locations in Berea, with 5. The other 7 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Whitaker Bank Bank · 5
Whitaker Bank has 5 branches in Berea, 46 across Kentucky and 46 nationwide. FDIC records list its main office in Lexington, KY and show it operating since 1990. With $1.93 billion in total assets on June 30, 2026, it ranks No. 622 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Berea location is the Berea National Bank Branch at 424 Chestnut St, dating to 1906; the newest, at 419 Chestnut St, to 2020. It does not publish hours in the sources this page uses; check its site before you go.
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West End Branch102 W Jefferson St, 40403
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North Berea Branch228 Glades Rd, 40403
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U.S. 25 Branch303 Richmond Rd N, 40403
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Peoples Bank And Trust Company Of Madison County Bank Branch419 Chestnut St, 40403
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Berea National Bank Branch424 Chestnut St, 40403
Central Bank & Trust Co. Bank · 1
Central Bank & Trust Co. has 1 branch in Berea, 29 across Kentucky and 29 nationwide. FDIC records list its main office in Lexington, KY and show it operating since 1938. With $4.01 billion in total assets on June 30, 2026, it ranks No. 337 of 4,232 U.S. banks by total assets. The Berea Branch at 101 Brentwood Dr dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Berea Branch101 Brentwood Dr, 40403
Citizens Bank Bank · 1
Citizens Bank has 1 branch in Berea, 5 across Kentucky and 5 nationwide. FDIC records list its main office in Mount Vernon, KY and show it operating since 1904. With $250.4 million in total assets on June 30, 2026, it ranks No. 2,726 of 4,232 U.S. banks by total assets. The Berea Branch at 856 Ridgewood Drive Suite A dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Berea Branch856 Ridgewood Drive Suite A, 40403
Citizens Guaranty Bank Bank · 1
Citizens Guaranty Bank has 1 branch in Berea, 6 across Kentucky and 6 nationwide. FDIC records list its main office in Richmond, KY and show it operating since 1972. With $303.6 million in total assets on June 30, 2026, it ranks No. 2,461 of 4,232 U.S. banks by total assets. The Berea Branch at 214 Richmond Rd N dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Berea Branch214 Richmond Rd N, 40403
Community Trust Bank Bank · 1
Community Trust Bank has 1 branch in Berea, 69 across Kentucky and 78 nationwide. FDIC records list its main office in Pikeville, KY and show it operating since 1903. With $6.95 billion in total assets on June 30, 2026, it ranks No. 223 of 4,232 U.S. banks by total assets. The Berea North Branch at 525 Walnut Meadow Rd dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Berea North Branch525 Walnut Meadow Rd, 40403
Cumberland Valley National Bank Bank · 1
Cumberland Valley National Bank has 1 branch in Berea, 14 across Kentucky and 14 nationwide. FDIC records list its main office in London, KY and show it operating since 1904. With $816.1 million in total assets on June 30, 2026, it ranks No. 1,240 of 4,232 U.S. banks by total assets. The Berea Branch at 235 Glades Rd dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Berea Branch235 Glades Rd, 40403
Park Credit Union Credit union · 1
Park Credit Union has 1 office in Berea, 14 across Kentucky. It is based in Louisville, KY and $1.45 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Berea Office501 Walnut Meadow Rd, 40403
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Berea, 69 across Kentucky and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Berea Branch at 630 Chestnut St dates to 1923 in FDIC branch records. Its published hours do not list Saturday.
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Berea Branch630 Chestnut St, 40403
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Berea, 23 across Kentucky and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Berea Branch at 120 Jill Dr dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Berea Branch120 Jill Dr, 40403
Join a credit union in Berea
1 credit union has 1 office here: Park Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Berea page has every office in the state's directory.
Banking in Berea: the local picture
Short answer: 8 banks run 12 branches in Berea according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Berea, 6 elsewhere in Kentucky and 2 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Whitaker Bank's office at 424 Chestnut St, dating to 1906; the newest is Citizens Bank's at 856 Ridgewood Drive Suite A, from 2023.
The only credit union with an office here is Park Credit Union.
Of the 2 locations with published hours. None open on Saturday. 11 locations have no published hours in these sources.
Saturday hours in Berea
Short answer: None of the 2 Berea locations with published hours lists Saturday hours. 11 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 11 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Berea, and where the nearest one is if they do not.
Short answer: In Berea: U.S. Bank (1). No branches in Berea: Chase (nearest in Richmond, 11 mi), Wells Fargo, Bank of America (nearest in Lexington, 30 mi), PNC Bank (nearest in Richmond, 11 mi), Truist (nearest in Winchester, 30 mi), Fifth Third Bank (nearest in Richmond, 11 mi), Huntington (nearest in Walton, 94 mi), Regions Bank (nearest in Franklin, 139 mi), TD Bank, BMO.
| Bank | In Berea | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Chase | None | Richmond, 11 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Lexington, 30 miles away |
| PNC Bank | None | Richmond, 11 miles away |
| Truist | None | Winchester, 30 miles away |
| Fifth Third Bank | None | Richmond, 11 miles away |
| Huntington | None | Walton, 94 miles away |
| Regions Bank | None | Franklin, 139 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Berea to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Berea residents like anyone else.
Banks near Berea
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Richmond (11 miles) and Mount Vernon (16 miles). Richmond, 11 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Richmond, KY | 11 mi | 15 | 23 |
| Banks in Mount Vernon, KY | 16 mi | 4 | 5 |
| Banks in Lancaster, KY | 16 mi | 4 | 5 |
| Banks in Mc Kee, KY | 16 mi | 2 | 3 |
| Banks in Irvine, KY | 19 mi | 2 | 4 |
| Banks in Stanford, KY | 20 mi | 3 | 5 |
| Banks in Danville, KY | 26 mi | 9 | 15 |
| Banks in Junction City, KY | 27 mi | 2 | 2 |
Bank branch openings and closings in Berea
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Berea between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Berea by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Berea offices.
Short answer: U.S. Bank is the largest bank with offices in Berea, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Woodforest is second with $8.98 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Community Trust Bank | $6.95 billion | No. 223 | 1 | Pikeville, KY |
| Central Bank & Trust Co. | $4.01 billion | No. 337 | 1 | Lexington, KY |
| Whitaker Bank | $1.93 billion | No. 622 | 5 | Lexington, KY |
| Cumberland Valley National Bank | $816.1 million | No. 1,240 | 1 | London, KY |
| Citizens Guaranty Bank | $303.6 million | No. 2,461 | 1 | Richmond, KY |
| Citizens Bank | $250.4 million | No. 2,726 | 1 | Mount Vernon, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Berea: FAQ
How many banks are in Berea, KY?
Berea has 8 banks with 12 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Berea?
Whitaker Bank, with 5. U.S. Bank has 1 and Woodforest has 1.
Is there a Whitaker Bank in Berea, KY?
Yes. FDIC data lists 5 Whitaker Bank branches in Berea as of September 5, 2026. Its branches are listed under Whitaker Bank above, with the address and directions for each.
Is there a U.S. Bank in Berea, KY?
Yes. FDIC data lists 1 U.S. Bank branch in Berea as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Woodforest in Berea, KY?
Yes. FDIC data lists 1 Woodforest branch in Berea as of September 5, 2026. The address and directions are under Woodforest above.
Is there a Chase in Berea, KY?
No. FDIC data lists no Chase branch in Berea as of September 5, 2026. The nearest is in Richmond, about 11 miles away in a straight line.
Which banks in Berea are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 11 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Berea?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Berea?
Park Credit Union has an office in Berea. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Berea in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Berea?
Nearby cities with more banks include Richmond, Mount Vernon, Lancaster. Richmond is 11 miles away with 15 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 12 branches: U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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