US Bank Directory

Banks in Junction City, KY

2 FDIC-insured banks operate 2 offices in Junction City, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Junction City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Junction City, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Junction City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Farmers National Bank of Danville and PBK BANK have the most locations in Junction City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

PBK BANK 1 branch · main office Stanford, KY Bank · 1

PBK BANK has 1 branch in Junction City, 6 across Kentucky and 6 nationwide. FDIC records list its main office in Stanford, KY and show it operating since 1906. With $175.6 million in total assets on June 30, 2026, it ranks No. 3,160 of 4,232 U.S. banks by total assets. The Junction City Branch at 54 Henry St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Junction City Branch
    54 Henry St, 40440
    Hours: see the bank's site
PBK BANK: profile, branches and contacts
The Farmers National Bank of Danville 1 branch · main office Danville, KY Bank · 1

The Farmers National Bank of Danville has 1 branch in Junction City, 15 across Kentucky and 15 nationwide. FDIC records list its main office in Danville, KY and show it operating since 1879. With $989.8 million in total assets on June 30, 2026, it ranks No. 1,058 of 4,232 U.S. banks by total assets. The Junction City Branch at 101 Shelby Junction Ln dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Junction City Branch
    101 Shelby Junction Ln, 40440
    Hours: see the bank's site
The Farmers National Bank of Danville: profile, branches and contacts

Banking in Junction City: the local picture

Short answer: 2 banks run 2 branches in Junction City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Junction City, 2 elsewhere in Kentucky, according to the FDIC.

The bank with the longest record here is The Farmers National Bank of Danville, operating since 1879 according to the FDIC. In FDIC branch records, the longest-running branch is The Farmers National Bank of Danville's office at 101 Shelby Junction Ln, dating to 2000; the newest is PBK BANK's at 54 Henry St, from 2000.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Junction City, and where the nearest one is if they do not.

Short answer: No branches in Junction City: Chase (nearest in Danville, 5 mi), Wells Fargo, Bank of America (nearest in Lexington, 31 mi), PNC Bank (nearest in Danville, 5 mi), U.S. Bank (nearest in Lebanon, 26 mi), Truist (nearest in Springfield, 26 mi), Fifth Third Bank (nearest in Richmond, 29 mi), Huntington (nearest in Walton, 93 mi), Regions Bank (nearest in Franklin, 115 mi), TD Bank, BMO.

BankIn Junction CityNearest branch if none here
ChaseNoneDanville, 5 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLexington, 31 miles away
PNC BankNoneDanville, 5 miles away
U.S. BankNoneLebanon, 26 miles away
TruistNoneSpringfield, 26 miles away
Fifth Third BankNoneRichmond, 29 miles away
HuntingtonNoneWalton, 93 miles away
Regions BankNoneFranklin, 115 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Junction City to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Junction City residents like anyone else.

Banks near Junction City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Danville (4 miles) and Stanford (7 miles). Nicholasville, 25 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Junction City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Junction City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Junction City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Junction City offices.

Short answer: The Farmers National Bank of Danville is the largest bank with offices in Junction City, with $989.8 million in total assets on June 30, 2026, No. 1,058 among U.S. banks by total assets. PBK BANK is second with $175.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The Farmers National Bank of Danville$989.8 millionNo. 1,0581Danville, KY
PBK BANK$175.6 millionNo. 3,1601Stanford, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Junction City: FAQ

How many banks are in Junction City, KY?

Junction City has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Junction City?

The Farmers National Bank of Danville, with 1. PBK BANK has 1.

Is there a The Farmers National Bank of Danville in Junction City, KY?

Yes. FDIC data lists 1 The Farmers National Bank of Danville branch in Junction City as of September 5, 2026. The address and directions are under The Farmers National Bank of Danville above.

Is there a PBK BANK in Junction City, KY?

Yes. FDIC data lists 1 PBK BANK branch in Junction City as of September 5, 2026. The address and directions are under PBK BANK above.

Is there a Chase in Junction City, KY?

No. FDIC data lists no Chase branch in Junction City as of September 5, 2026. The nearest is in Danville, about 5 miles away in a straight line.

What is the oldest bank in Junction City?

The Farmers National Bank of Danville has the longest record among banks with a branch here: the FDIC shows it operating since 1879.

Did any bank branches open or close in Junction City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Junction City?

Nearby cities with more banks include Danville, Stanford, Lancaster. Danville is 4 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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