US Bank Directory
Banks in Nicholasville, KY
11 FDIC-insured banks operate 14 offices in Nicholasville, Kentucky, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Nicholasville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 14 banks and credit unions operate 17 locations in Nicholasville, according to the FDIC and the NCUA. 17 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
17 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Nicholasville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Farmers Bank has the most locations in Nicholasville, with 3. It is followed by Central Bank & Trust Co. (2). 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Farmers Bank Bank · 3
The Farmers Bank has 3 branches in Nicholasville, 4 across Kentucky and 4 nationwide. FDIC records list its main office in Nicholasville, KY and show it operating since 1934. With $282.7 million in total assets on June 30, 2026, it ranks No. 2,568 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Nicholasville location is its main office at 200 N Main St, dating to 1934; the newest, at 201 Bellaire Dr, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office200 N Main St, 40356
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Brannon Crossing Branch110 E Brannon Rd, 40356
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Bell Place Branch201 Bellaire Dr, 40356
Central Bank & Trust Co. Bank · 2
Central Bank & Trust Co. has 2 branches in Nicholasville, 29 across Kentucky and 29 nationwide. FDIC records list its main office in Lexington, KY and show it operating since 1938. With $4.01 billion in total assets on June 30, 2026, it ranks No. 337 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Nicholasville location is the Nicholasville Branch at 301 N Main St, dating to 1998; the newest, at 1471 Keene Rd, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Keene Road Branch1471 Keene Rd, 40356
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Nicholasville Branch301 N Main St, 40356
Chase Bank · 1
Chase has 1 branch in Nicholasville, 46 across Kentucky and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Jessamine County Branch at 100 Rebel Rd dates to 1995 in FDIC branch records. It opens on Saturday.
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Jessamine County Branch100 Rebel Rd, 40356
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
City National Bank of West Virginia Bank · 1
City National Bank of West Virginia has 1 branch in Nicholasville, 23 across Kentucky and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. The Nicholasville Branch at 150 S Main St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Nicholasville Branch150 S Main St, 40356
Commonwealth Credit Union Credit union · 1
Commonwealth Credit Union has 1 office in Nicholasville, 18 across Kentucky. It is based in Frankfort, KY and $2.83 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Nicholasville Branch1091 N Main St, 40356
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
First Southern National Bank Bank · 1
First Southern National Bank has 1 branch in Nicholasville, 17 across Kentucky and 17 nationwide. FDIC records list its main office in Lancaster, KY and show it operating since 1865. With $1.28 billion in total assets on June 30, 2026, it ranks No. 858 of 4,232 U.S. banks by total assets. The Nicholasville Branch at 204 Fairfield Dr dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Nicholasville Branch204 Fairfield Dr, 40356
Members Heritage Credit Union Credit union · 1
Members Heritage Credit Union has 1 office in Nicholasville, 5 across Kentucky. It is based in Lexington, KY and $583.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Nicholasville Branch1039 N Main St, 40356
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Nicholasville, 67 across Kentucky and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Orchard Center Branch at 850 N Main St dates to 1871 in FDIC branch records. It opens on Saturday.
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Orchard Center Branch850 N Main St, 40356
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Stock Yards Bank Bank · 1
Stock Yards Bank has 1 branch in Nicholasville, 67 across Kentucky and 85 nationwide. FDIC records list its main office in Louisville, KY and show it operating since 1904. With $10.36 billion in total assets on June 30, 2026, it ranks No. 157 of 4,232 U.S. banks by total assets. The Nicholasville Branch at 920 N Main St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Nicholasville Branch920 N Main St, 40356
The Citizens National Bank of Somerset Bank · 1
The Citizens National Bank of Somerset has 1 branch in Nicholasville, 12 across Kentucky and 12 nationwide. FDIC records list its main office in Somerset, KY and show it operating since 1919. With $700.9 million in total assets on June 30, 2026, it ranks No. 1,378 of 4,232 U.S. banks by total assets. The Nicholasville Branch at 601 Keene Centre Dr dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Nicholasville Branch601 Keene Centre Dr, 40356
The Monticello Banking Bank · 1
The Monticello Banking has 1 branch in Nicholasville, 21 across Kentucky and 21 nationwide. FDIC records list its main office in Monticello, KY and show it operating since 1895. With $1.07 billion in total assets on June 30, 2026, it ranks No. 987 of 4,232 U.S. banks by total assets. The Nicholasville Branch at 104 Springdale Dr dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Nicholasville Branch104 Springdale Dr, 40356
University of Kentucky Credit Union Credit union · 1
University of Kentucky Credit Union has 1 office in Nicholasville, 10 across Kentucky. It is based in Lexington, KY and $1.69 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Nicholasville201 Bryant Dr, 40356
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
WesBanco Bank · 1
WesBanco has 1 branch in Nicholasville, 25 across Kentucky and 218 nationwide. FDIC records list its main office in Wheeling, WV and show it operating since 1870. With $27.75 billion in total assets on June 30, 2026, it ranks No. 78 of 4,232 U.S. banks by total assets. The Orchard Branch at 986 N Main St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Orchard Branch986 N Main St, 40356
Woodforest Bank · 1
Woodforest has 1 branch in Nicholasville, 23 across Kentucky and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Nicholasville Branch at 1024 N Main St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Nicholasville Branch1024 N Main St, 40356
Join a credit union in Nicholasville
3 credit unions have 3 offices here: Commonwealth Credit Union, University of Kentucky Credit Union and Members Heritage Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Nicholasville page has every office in the state's directory.
Banking in Nicholasville: the local picture
Short answer: 11 banks run 14 branches in Nicholasville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 11 banks, 1 has its main office in Nicholasville, 5 elsewhere in Kentucky and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 850 N Main St, dating to 1871; the newest is The Monticello Banking's at 104 Springdale Dr, from 2019.
3 credit unions have 3 offices in Nicholasville, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 4 open on Saturday. 12 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Nicholasville
Short answer: 4 of the 5 Nicholasville locations with published hours open on Saturday, run by 4 institutions.
- Chase: 1 of 1 branch (100 Rebel Rd: Saturday 9 am to 1 pm)
- PNC Bank: 1 of 1 branch (850 N Main St: Saturday 9 am to 1 pm)
- Commonwealth Credit Union: 1 of 1 office (1091 N Main St: Saturday 9 am to 12:30 pm)
- University of Kentucky Credit Union: 1 of 1 office (201 Bryant Dr: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 12 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Nicholasville, and where the nearest one is if they do not.
Short answer: In Nicholasville: Chase (1), PNC Bank (1). No branches in Nicholasville: Wells Fargo, Bank of America (nearest in Lexington, 6 mi), U.S. Bank (nearest in Lexington, 7 mi), Truist (nearest in Lexington, 8 mi), Fifth Third Bank (nearest in Lexington, 7 mi), Huntington (nearest in Walton, 70 mi), Regions Bank (nearest in Franklin, 137 mi), TD Bank, BMO.
| Bank | In Nicholasville | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| PNC Bank | 1 branch | here |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Lexington, 6 miles away |
| U.S. Bank | None | Lexington, 7 miles away |
| Truist | None | Lexington, 8 miles away |
| Fifth Third Bank | None | Lexington, 7 miles away |
| Huntington | None | Walton, 70 miles away |
| Regions Bank | None | Franklin, 137 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Nicholasville to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Nicholasville residents like anyone else.
Banks near Nicholasville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wilmore (6 miles) and Lexington (9 miles). Lexington, 9 miles away, has the most banks nearby: 33.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wilmore, KY | 6 mi | 2 | 2 |
| Banks in Lexington, KY | 9 mi | 33 | 120 |
| Banks in Versailles, KY | 13 mi | 5 | 7 |
| Banks in Harrodsburg, KY | 18 mi | 4 | 8 |
| Banks in Richmond, KY | 19 mi | 15 | 23 |
| Banks in Lancaster, KY | 20 mi | 4 | 5 |
| Banks in Lawrenceburg, KY | 20 mi | 4 | 5 |
| Banks in Georgetown, KY | 21 mi | 10 | 16 |
Bank branch openings and closings in Nicholasville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Nicholasville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Nicholasville
Short answer: 1 institution has its main office in Nicholasville: The Farmers Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Farmers Bank | Bank | $282.7 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Nicholasville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Nicholasville offices.
Short answer: Chase is the largest bank with offices in Nicholasville, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. 1 of the 11 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| WesBanco | $27.75 billion | No. 78 | 1 | Wheeling, WV |
| Stock Yards Bank | $10.36 billion | No. 157 | 1 | Louisville, KY |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| City National Bank of West Virginia | $6.76 billion | No. 229 | 1 | Charleston, WV |
| Central Bank & Trust Co. | $4.01 billion | No. 337 | 2 | Lexington, KY |
| First Southern National Bank | $1.28 billion | No. 858 | 1 | Lancaster, KY |
| The Monticello Banking | $1.07 billion | No. 987 | 1 | Monticello, KY |
| The Citizens National Bank of Somerset | $700.9 million | No. 1,378 | 1 | Somerset, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Nicholasville: FAQ
How many banks are in Nicholasville, KY?
Nicholasville has 11 banks with 14 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Nicholasville?
The Farmers Bank, with 3. Central Bank & Trust Co. has 2 and Chase has 1.
Is there a The Farmers Bank in Nicholasville, KY?
Yes. FDIC data lists 3 The Farmers Bank branches in Nicholasville as of September 5, 2026, the main office at 200 N Main St. Its branches are listed under The Farmers Bank above, with the address and directions for each.
Is there a Central Bank & Trust Co. in Nicholasville, KY?
Yes. FDIC data lists 2 Central Bank & Trust Co. branches in Nicholasville as of September 5, 2026. Its branches are listed under Central Bank & Trust Co. above, with the address and directions for each.
Is there a Chase in Nicholasville, KY?
Yes. FDIC data lists 1 Chase branch in Nicholasville as of September 5, 2026. The address and directions are under Chase above.
Which banks in Nicholasville are open on Saturday?
Chase, PNC Bank, Commonwealth Credit Union and University of Kentucky Credit Union publish Saturday hours for one or more Nicholasville locations. The Saturday section above lists each one with its hours. 12 of the 17 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Nicholasville?
The Farmers Bank has its main office in Nicholasville, according to the FDIC.
What is the oldest bank in Nicholasville?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Nicholasville?
Commonwealth Credit Union, University of Kentucky Credit Union and Members Heritage Credit Union have offices in Nicholasville. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Nicholasville in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Nicholasville?
Nearby cities with more banks include Wilmore, Lexington, Versailles. Wilmore is 6 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 14 branches: Chase, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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