US Bank Directory
Banks in Lawrenceburg, KY
4 FDIC-insured banks operate 5 offices in Lawrenceburg, Kentucky, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Lawrenceburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Lawrenceburg, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lawrenceburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Century Bank of Kentucky has the most locations in Lawrenceburg, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Century Bank of Kentucky Bank · 2
Century Bank of Kentucky has 2 branches in Lawrenceburg, 2 across Kentucky and 2 nationwide. FDIC records list its main office in Lawrenceburg, KY and show it operating since 2000. With $208.1 million in total assets on June 30, 2026, it ranks No. 2,941 of 4,232 U.S. banks by total assets. Its main office at 201 W Woodford St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office201 W Woodford St, 40342
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Www.Centurybankdirect.Com Branch201 W Woodford St, 40342
Commonwealth Credit Union Credit union · 1
Commonwealth Credit Union has 1 office in Lawrenceburg, 18 across Kentucky. It is based in Frankfort, KY and $2.83 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lawrenceburg Branch1015 Crossroad Dr, 40342
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Lawrenceburg, 12 across Kentucky and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Lawrenceburg at 1012 Bypass N dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lawrenceburg1012 Bypass N, 40342
Town & Country Bank Bank · 1
Town & Country Bank has 1 branch in Lawrenceburg, 5 across Kentucky and 5 nationwide. FDIC records list its main office in Bardstown, KY and show it operating since 1907. With $433.7 million in total assets on June 30, 2026, it ranks No. 1,966 of 4,232 U.S. banks by total assets. The Lawrenceburg Branch at 1102 Bypass S dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lawrenceburg Branch1102 Bypass S, 40342
WesBanco Bank · 1
WesBanco has 1 branch in Lawrenceburg, 25 across Kentucky and 218 nationwide. FDIC records list its main office in Wheeling, WV and show it operating since 1870. With $27.75 billion in total assets on June 30, 2026, it ranks No. 78 of 4,232 U.S. banks by total assets. The West Park Branch at 201 W Park dates to 1983 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Park Branch201 W Park, 40342
Join a credit union in Lawrenceburg
1 credit union has 1 office here: Commonwealth Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lawrenceburg page has every office in the state's directory.
Banking in Lawrenceburg: the local picture
Short answer: 4 banks run 5 branches in Lawrenceburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Lawrenceburg, 1 elsewhere in Kentucky and 2 out of state, according to the FDIC.
The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Town & Country Bank's office at 1102 Bypass S, dating to 1982; the newest is Century Bank of Kentucky's at 201 W Woodford St, from 2007.
The only credit union with an office here is Commonwealth Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.
Credit unions open on Saturday in Lawrenceburg
Short answer: 1 of the 1 Lawrenceburg location with published hours opens on Saturday, run by 1 institution.
- Commonwealth Credit Union: 1 of 1 office (1015 Crossroad Dr: Saturday 9 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lawrenceburg, and where the nearest one is if they do not.
Short answer: No branches in Lawrenceburg: Chase (nearest in Lexington, 18 mi), Wells Fargo, Bank of America (nearest in Lexington, 18 mi), PNC Bank (nearest in Versailles, 10 mi), U.S. Bank (nearest in Lexington, 21 mi), Truist (nearest in Lexington, 19 mi), Fifth Third Bank (nearest in Frankfort, 10 mi), Huntington (nearest in Walton, 63 mi), Regions Bank (nearest in Franklin, 129 mi), TD Bank, BMO.
| Bank | In Lawrenceburg | Nearest branch if none here |
|---|---|---|
| Chase | None | Lexington, 18 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Lexington, 18 miles away |
| PNC Bank | None | Versailles, 10 miles away |
| U.S. Bank | None | Lexington, 21 miles away |
| Truist | None | Lexington, 19 miles away |
| Fifth Third Bank | None | Frankfort, 10 miles away |
| Huntington | None | Walton, 63 miles away |
| Regions Bank | None | Franklin, 129 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lawrenceburg to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lawrenceburg residents like anyone else.
Banks near Lawrenceburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Versailles (10 miles) and Frankfort (11 miles). Lexington, 22 miles away, has the most banks nearby: 33.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Versailles, KY | 10 mi | 5 | 7 |
| Banks in Frankfort, KY | 11 mi | 13 | 22 |
| Banks in Wilmore, KY | 18 mi | 2 | 2 |
| Banks in Harrodsburg, KY | 19 mi | 4 | 8 |
| Banks in Nicholasville, KY | 20 mi | 11 | 14 |
| Banks in Shelbyville, KY | 22 mi | 9 | 13 |
| Banks in Lexington, KY | 22 mi | 33 | 120 |
| Banks in Georgetown, KY | 23 mi | 10 | 16 |
Bank branch openings and closings in Lawrenceburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lawrenceburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lawrenceburg
Short answer: 1 institution has its main office in Lawrenceburg: Century Bank of Kentucky.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Century Bank of Kentucky | Bank | $208.1 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lawrenceburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lawrenceburg offices.
Short answer: WesBanco is the largest bank with offices in Lawrenceburg, with $27.75 billion in total assets on June 30, 2026, No. 78 among U.S. banks by total assets. First Financial Bank is second with $22.35 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| WesBanco | $27.75 billion | No. 78 | 1 | Wheeling, WV |
| First Financial Bank | $22.35 billion | No. 97 | 1 | Cincinnati, OH |
| Town & Country Bank | $433.7 million | No. 1,966 | 1 | Bardstown, KY |
| Century Bank of Kentucky | $208.1 million | No. 2,941 | 2 | Lawrenceburg, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lawrenceburg: FAQ
How many banks are in Lawrenceburg, KY?
Lawrenceburg has 4 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lawrenceburg?
Century Bank of Kentucky, with 2. WesBanco has 1 and First Financial Bank has 1.
Is there a Century Bank of Kentucky in Lawrenceburg, KY?
Yes. FDIC data lists 2 Century Bank of Kentucky branches in Lawrenceburg as of September 5, 2026, the main office at 201 W Woodford St. Its branches are listed under Century Bank of Kentucky above, with the address and directions for each.
Is there a WesBanco in Lawrenceburg, KY?
Yes. FDIC data lists 1 WesBanco branch in Lawrenceburg as of September 5, 2026. The address and directions are under WesBanco above.
Is there a First Financial Bank in Lawrenceburg, KY?
Yes. FDIC data lists 1 First Financial Bank branch in Lawrenceburg as of September 5, 2026. The address and directions are under First Financial Bank above.
Is there a Chase in Lawrenceburg, KY?
No. FDIC data lists no Chase branch in Lawrenceburg as of September 5, 2026. The nearest is in Lexington, about 18 miles away in a straight line.
Which banks in Lawrenceburg are open on Saturday?
Commonwealth Credit Union publishes Saturday hours for one or more Lawrenceburg locations. The Saturday section above lists each one with its hours. 5 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lawrenceburg?
Century Bank of Kentucky has its main office in Lawrenceburg, according to the FDIC.
What is the oldest bank in Lawrenceburg?
First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Lawrenceburg?
Commonwealth Credit Union has an office in Lawrenceburg. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lawrenceburg in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lawrenceburg?
Nearby cities with more banks include Versailles, Frankfort, Wilmore. Versailles is 10 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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