US Bank Directory
Banks in Frankfort, KY
13 FDIC-insured banks operate 22 offices in Frankfort, Kentucky, and 2 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Frankfort
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 15 banks and credit unions operate 26 locations in Frankfort, according to the FDIC and the NCUA. 26 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
26 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Frankfort
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: WesBanco, Whitaker Bank and First Federal Savings Bank of Kentucky have the most locations in Frankfort, with 3 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Commonwealth Credit Union Credit union · 3
Commonwealth Credit Union has 3 officees in Frankfort, 18 across Kentucky. It is based in Frankfort, KY and $2.83 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Frankfort locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office417 High St, 40601
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Sower Branch101 Sower Blvd, 40601
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
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Louisville Road Branch1425 Louisville Rd, 40601
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Federal Savings Bank of Kentucky Bank · 3
First Federal Savings Bank of Kentucky has 3 branches in Frankfort, 6 across Kentucky and 6 nationwide. FDIC records list its main office in Frankfort, KY and show it operating since 1934. With $282.6 million in total assets on June 30, 2026, it ranks No. 2,569 of 4,232 U.S. banks by total assets. Its main office at 216 W Main St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office216 W Main St, 40601
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U S Hwy 127 South Branch1220 Us Highway 127 S, 40601
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194 Versailles Rd Branch194 Versailles Rd, 40601
WesBanco Bank · 3
WesBanco has 3 branches in Frankfort, 25 across Kentucky and 218 nationwide. FDIC records list its main office in Wheeling, WV and show it operating since 1870. With $27.75 billion in total assets on June 30, 2026, it ranks No. 78 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Frankfort location is the United Branch at 125 W Main St, dating to 1850; the newest, at 1275 U.S. 127 South, to 1977. It does not publish hours in the sources this page uses; check its site before you go.
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United Branch125 W Main St, 40601
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Franklin Square Branch1275 U.S. 127 South, 40601
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Frankfort Branch150 Versailles Rd, 40601
Whitaker Bank Bank · 3
Whitaker Bank has 3 branches in Frankfort, 46 across Kentucky and 46 nationwide. FDIC records list its main office in Lexington, KY and show it operating since 1990. With $1.93 billion in total assets on June 30, 2026, it ranks No. 622 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Frankfort location is the State National Bank Of Frankfort Branch at 130 W Main St, dating to 1889; the newest, at 1305 Us Highway 127 S, to 2004. It does not publish hours in the sources this page uses; check its site before you go.
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State National Bank Of Frankfort Branch130 W Main St, 40601
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Franklin Square Branch1305 Us Highway 127 S, 40601
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Eastwood Branch264 Versailles Rd, 40601
Community Trust Bank Bank · 2
Community Trust Bank has 2 branches in Frankfort, 69 across Kentucky and 78 nationwide. FDIC records list its main office in Pikeville, KY and show it operating since 1903. With $6.95 billion in total assets on June 30, 2026, it ranks No. 223 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Frankfort location is the Frankfort West at 1205 Us Highway 127 S, dating to 1997; the newest, at 427 Versailles Rd, to 2004. It does not publish hours in the sources this page uses; check its site before you go.
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Frankfort West1205 Us Highway 127 S, 40601
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Frankfort East Branch427 Versailles Rd, 40601
Independence Bank of Kentucky Bank · 2
Independence Bank of Kentucky has 2 branches in Frankfort, 26 across Kentucky and 26 nationwide. FDIC records list its main office in Owensboro, KY and show it operating since 1909. With $3.83 billion in total assets on June 30, 2026, it ranks No. 349 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Frankfort location is the Capital Square Branch at 450 Versailles Rd, dating to 2015; the newest, at 1228 Us-127 South, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Frankfort West Branch1228 Us-127 South, 40601
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Capital Square Branch450 Versailles Rd, 40601
Traditional Bank Bank · 2
Traditional Bank has 2 branches in Frankfort, 19 across Kentucky and 19 nationwide. FDIC records list its main office in Mount Sterling, KY and show it operating since 1902. With $2.44 billion in total assets on June 30, 2026, it ranks No. 510 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Frankfort location is the Frankfort Branch at 91 Arrowhead Ct, dating to 2018; the newest, at 1140 Us 127 South, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Us 127 Frankfort Branch1140 Us 127 South, 40601
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Frankfort Branch91 Arrowhead Ct, 40601
City National Bank of West Virginia Bank · 1
City National Bank of West Virginia has 1 branch in Frankfort, 23 across Kentucky and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. The Equine Way Branch at 108 Sea Hero Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Equine Way Branch108 Sea Hero Rd, 40601
Expree Credit Union Credit union · 1
Expree Credit Union has 1 office in Frankfort, 1 across Kentucky. It is based in Frankfort, KY and $117.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office100 Moore Dr, 40601
All hours
Mon to Thu 8 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Frankfort, 68 across Kentucky and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The 1269 Us Hwy 127 So Branch at 1269 Us Highway 127 S dates to 1889 in FDIC branch records. It opens on Saturday.
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1269 Us Hwy 127 So Branch1269 Us Highway 127 S, 40601
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Independent Correspondent Bankers' Bank Bank · 1
Independent Correspondent Bankers' Bank has 1 branch in Frankfort, 1 across Kentucky and 1 nationwide. FDIC records list its main office in Frankfort, KY and show it operating since 1988. With $151.4 million in total assets on June 30, 2026, it ranks No. 3,314 of 4,232 U.S. banks by total assets. Its main office at 107 Progress Dr dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office107 Progress Dr, 40601
Peoples Bank Bank · 1
Peoples Bank has 1 branch in Frankfort, 42 across Kentucky and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Frankfort Branch at 100 Us Highway 676 Byp S dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Frankfort Branch100 Us Highway 676 Byp S, 40601
PNC Bank Bank · 1
PNC Bank has 1 branch in Frankfort, 67 across Kentucky and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Frankfort @ Kroger at 1309 U.S. 127 South dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Frankfort @ Kroger1309 U.S. 127 South, 40601
The Monticello Banking Bank · 1
The Monticello Banking has 1 branch in Frankfort, 21 across Kentucky and 21 nationwide. FDIC records list its main office in Monticello, KY and show it operating since 1895. With $1.07 billion in total assets on June 30, 2026, it ranks No. 987 of 4,232 U.S. banks by total assets. The Frankfort Branch at 100 East West Connector dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Frankfort Branch100 East West Connector, 40601
Woodforest Bank · 1
Woodforest has 1 branch in Frankfort, 23 across Kentucky and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8119 Frankfort Kentucky Walmart Branch at 301 Leonardwood Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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8119 Frankfort Kentucky Walmart Branch301 Leonardwood Rd, 40601
Join a credit union in Frankfort
2 credit unions have 4 offices here: Commonwealth Credit Union and Expree Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Frankfort page has every office in the state's directory.
Banking in Frankfort: the local picture
Short answer: 13 banks run 22 branches in Frankfort according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 2 have their main office in Frankfort, 5 elsewhere in Kentucky and 6 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is WesBanco's office at 125 W Main St, dating to 1850; the newest is The Monticello Banking's at 100 East West Connector, from 2026.
2 credit unions have 4 offices in Frankfort, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 2 open on Saturday. 21 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Frankfort
Short answer: 2 of the 5 Frankfort locations with published hours open on Saturday, run by 2 institutions.
- Fifth Third Bank: 1 of 1 branch (1269 Us Highway 127 S: Saturday 9 am to 12 pm)
- Commonwealth Credit Union: 1 of 3 offices (101 Sower Blvd: Saturday 9 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 21 of the 26 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Frankfort, and where the nearest one is if they do not.
Short answer: In Frankfort: PNC Bank (1), Fifth Third Bank (1). No branches in Frankfort: Chase (nearest in Shelbyville, 19 mi), Wells Fargo, Bank of America (nearest in Lexington, 20 mi), U.S. Bank (nearest in Shelbyville, 21 mi), Truist (nearest in Lexington, 20 mi), Huntington (nearest in Walton, 52 mi), Regions Bank (nearest in Franklin, 138 mi), TD Bank, BMO.
| Bank | In Frankfort | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Shelbyville, 19 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Lexington, 20 miles away |
| U.S. Bank | None | Shelbyville, 21 miles away |
| Truist | None | Lexington, 20 miles away |
| Huntington | None | Walton, 52 miles away |
| Regions Bank | None | Franklin, 138 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Frankfort to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Frankfort residents like anyone else.
Banks near Frankfort
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lawrenceburg (11 miles) and Versailles (12 miles). Lexington, 23 miles away, has the most banks nearby: 33.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lawrenceburg, KY | 11 mi | 4 | 5 |
| Banks in Versailles, KY | 12 mi | 5 | 7 |
| Banks in Georgetown, KY | 17 mi | 10 | 16 |
| Banks in Shelbyville, KY | 20 mi | 9 | 13 |
| Banks in Eminence, KY | 22 mi | 2 | 2 |
| Banks in Lexington, KY | 23 mi | 33 | 120 |
| Banks in Owenton, KY | 24 mi | 2 | 2 |
| Banks in Wilmore, KY | 25 mi | 2 | 2 |
Bank branch openings and closings in Frankfort
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Frankfort between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Feb 2, 2026 | Opened | The Monticello Banking | 100 East West Connector, 40601 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Frankfort
Short answer: 4 institutions have their main office in Frankfort: Commonwealth Credit Union, First Federal Savings Bank of Kentucky, Independent Correspondent Bankers' Bank and Expree Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Commonwealth Credit Union | Credit union | $2.83 billion | 3 |
| First Federal Savings Bank of Kentucky | Bank | $282.6 million | 3 |
| Independent Correspondent Bankers' Bank | Bank | $151.4 million | 1 |
| Expree Credit Union | Credit union | $117.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Frankfort by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Frankfort offices.
Short answer: PNC Bank is the largest bank with offices in Frankfort, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. 2 of the 13 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| WesBanco | $27.75 billion | No. 78 | 3 | Wheeling, WV |
| Peoples Bank | $9.53 billion | No. 169 | 1 | Marietta, OH |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Community Trust Bank | $6.95 billion | No. 223 | 2 | Pikeville, KY |
| City National Bank of West Virginia | $6.76 billion | No. 229 | 1 | Charleston, WV |
| Independence Bank of Kentucky | $3.83 billion | No. 349 | 2 | Owensboro, KY |
| Traditional Bank | $2.44 billion | No. 510 | 2 | Mount Sterling, KY |
| Whitaker Bank | $1.93 billion | No. 622 | 3 | Lexington, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Frankfort: FAQ
How many banks are in Frankfort, KY?
Frankfort has 13 banks with 22 branches and 2 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Frankfort?
WesBanco, with 3. Whitaker Bank has 3 and First Federal Savings Bank of Kentucky has 3.
Is there a WesBanco in Frankfort, KY?
Yes. FDIC data lists 3 WesBanco branches in Frankfort as of September 5, 2026. Its branches are listed under WesBanco above, with the address and directions for each.
Is there a Whitaker Bank in Frankfort, KY?
Yes. FDIC data lists 3 Whitaker Bank branches in Frankfort as of September 5, 2026. Its branches are listed under Whitaker Bank above, with the address and directions for each.
Is there a First Federal Savings Bank of Kentucky in Frankfort, KY?
Yes. FDIC data lists 3 First Federal Savings Bank of Kentucky branches in Frankfort as of September 5, 2026, the main office at 216 W Main St. Its branches are listed under First Federal Savings Bank of Kentucky above, with the address and directions for each.
Is there a Chase in Frankfort, KY?
No. FDIC data lists no Chase branch in Frankfort as of September 5, 2026. The nearest is in Shelbyville, about 19 miles away in a straight line.
Which banks in Frankfort are open on Saturday?
Fifth Third Bank and Commonwealth Credit Union publish Saturday hours for one or more Frankfort locations. The Saturday section above lists each one with its hours. 21 of the 26 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Frankfort?
Commonwealth Credit Union, First Federal Savings Bank of Kentucky, Independent Correspondent Bankers' Bank and Expree Credit Union have their main office in Frankfort, according to the FDIC and the NCUA.
What is the oldest bank in Frankfort?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Frankfort?
Commonwealth Credit Union and Expree Credit Union have offices in Frankfort. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Frankfort in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Frankfort?
Nearby cities with more banks include Lawrenceburg, Versailles, Georgetown. Lawrenceburg is 11 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 22 branches: Fifth Third Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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