US Bank Directory

Banks in Georgetown, KY

10 FDIC-insured banks operate 16 offices in Georgetown, Kentucky, and 2 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Georgetown

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 12 banks and credit unions operate 19 locations in Georgetown, according to the FDIC and the NCUA. 19 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

19 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Georgetown

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Whitaker Bank has the most locations in Georgetown, with 3. It is followed by WesBanco (2), Stock Yards Bank (2), Community Trust Bank (2). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Whitaker Bank 3 branches · main office Lexington, KY Bank · 3

Whitaker Bank has 3 branches in Georgetown, 46 across Kentucky and 46 nationwide. FDIC records list its main office in Lexington, KY and show it operating since 1990. With $1.93 billion in total assets on June 30, 2026, it ranks No. 622 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Georgetown location is the First National Bank And Trust Company Branch at 101 W Main St, dating to 1883; the newest, at 950 S Broadway St, to 2004. It does not publish hours in the sources this page uses; check its site before you go.

  • Thoroughbred Banking Center Branch
    100 Financial Way, 40324
    Hours: see the bank's site
  • First National Bank And Trust Company Branch
    101 W Main St, 40324
    Hours: see the bank's site
  • Washington Square Branch
    950 S Broadway St, 40324
    Hours: see the bank's site
Whitaker Bank: profile, branches and contacts
Central Bank & Trust Co. 2 branches · main office Lexington, KY Bank · 2

Central Bank & Trust Co. has 2 branches in Georgetown, 29 across Kentucky and 29 nationwide. FDIC records list its main office in Lexington, KY and show it operating since 1938. With $4.01 billion in total assets on June 30, 2026, it ranks No. 337 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Georgetown location is the Georgetown Branch - Connector Road at 410 Connector Rd, dating to 2002; the newest, at 100 W Main St, to 2011. It does not publish hours in the sources this page uses; check its site before you go.

  • Georgetown Branch
    100 W Main St, 40324
    Hours: see the bank's site
  • Georgetown Branch - Connector Road
    410 Connector Rd, 40324
    Hours: see the bank's site
Central Bank & Trust Co.: profile, branches and contacts
Commonwealth Credit Union 2 offices · main office Frankfort, KY Credit union · 2

Commonwealth Credit Union has 2 officees in Georgetown, 18 across Kentucky. It is based in Frankfort, KY and $2.83 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Georgetown locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Georgetown West Branch
    105 Market Place Cir, 40324
    (502) 564-4775Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Georgetown East Branch
    108 Lawson Dr, 40324
    (800) 228-6420Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12:30 pm; Sun not published

    Hours: NCUA, March 31, 2026

Commonwealth Credit Union: profile, branches and contacts
Community Trust Bank Community Trust Bank, Inc. · 2 branches · main office Pikeville, KY Bank · 2

Community Trust Bank has 2 branches in Georgetown, 69 across Kentucky and 78 nationwide. FDIC records list its main office in Pikeville, KY and show it operating since 1903. With $6.95 billion in total assets on June 30, 2026, it ranks No. 223 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Georgetown location is the Georgetown Walmart Branch at 112 Osbourne Way, dating to 2002; the newest, at 315 Pleasant View Dr, to 2022. It does not publish hours in the sources this page uses; check its site before you go.

  • Georgetown Walmart Branch
    112 Osbourne Way, 40324
    Hours: see the bank's site
  • Georgetown Main Branch
    315 Pleasant View Dr, 40324
    Hours: see the bank's site
Community Trust Bank: profile, branches and contacts
Stock Yards Bank Stock Yards Bank & Trust Company · 2 branches · main office Louisville, KY Bank · 2

Stock Yards Bank has 2 branches in Georgetown, 67 across Kentucky and 85 nationwide. FDIC records list its main office in Louisville, KY and show it operating since 1904. With $10.36 billion in total assets on June 30, 2026, it ranks No. 157 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Georgetown location is the Georgetown Cherry Blossom Branch at 260 Blossom Park Dr, dating to 1990; the newest, at 103 W Showalter Dr, to 1998. It does not publish hours in the sources this page uses; check its site before you go.

  • Georgetown Showalter Branch
    103 W Showalter Dr, 40324
    Hours: see the bank's site
  • Georgetown Cherry Blossom Branch
    260 Blossom Park Dr, 40324
    Hours: see the bank's site
Stock Yards Bank: profile, branches and contacts
WesBanco WesBanco Bank, Inc. · 2 branches · main office Wheeling, WV Bank · 2

WesBanco has 2 branches in Georgetown, 25 across Kentucky and 218 nationwide. FDIC records list its main office in Wheeling, WV and show it operating since 1870. With $27.75 billion in total assets on June 30, 2026, it ranks No. 78 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Georgetown location is the Georgetown Branch at 206 E Main St, dating to 1850; the newest, at 100 N Bradford Ln, to 1967. It does not publish hours in the sources this page uses; check its site before you go.

  • Southland Branch
    100 N Bradford Ln, 40324
    Hours: see the bank's site
  • Georgetown Branch
    206 E Main St, 40324
    Hours: see the bank's site
WesBanco: profile, branches and contacts
Communityamerica Credit Union 1 office · main office Lenexa, KS Credit union · 1

Communityamerica Credit Union has 1 office in Georgetown, 2 across Kentucky. It is based in Lenexa, KS and $8.98 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Georgetown
    Toyota Motor Manufacturing 1001 Cherry Blossom Way, 40324
    (877) 254-9328Today 9 am to 5:30 pm
    All hours

    Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Communityamerica Credit Union: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Georgetown, 68 across Kentucky and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Georgetown at 100 Lawson Dr dates to 2002 in FDIC branch records. It opens on Saturday.

  • Georgetown
    100 Lawson Dr, 40324
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
Peoples Bank 1 branch · main office Marietta, OH Bank · 1

Peoples Bank has 1 branch in Georgetown, 42 across Kentucky and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Georgetown Branch at 101 Canewood Center Dr dates to 2018 in FDIC branch records. It opens on Saturday.

  • Georgetown Branch
    101 Canewood Center Dr, 40324
    (502) 206-5001Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026

Peoples Bank: profile, branches and contacts
Peoples Exchange Bank 1 branch · main office Winchester, KY Bank · 1

Peoples Exchange Bank has 1 branch in Georgetown, 9 across Kentucky and 9 nationwide. FDIC records list its main office in Winchester, KY and show it operating since 1912. With $609.8 million in total assets on June 30, 2026, it ranks No. 1,550 of 4,232 U.S. banks by total assets. The Georgetown South Broadway Branch at 923 S Broadway St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Georgetown South Broadway Branch
    923 S Broadway St, 40324
    Hours: see the bank's site
Peoples Exchange Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Georgetown, 67 across Kentucky and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Georgetown And Kroger Branch at 106 Market Place Cir dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Georgetown And Kroger Branch
    106 Market Place Cir, 40324
    Hours: see the bank's site
PNC Bank: profile, branches and contacts
Republic Bank 1 branch · main office Louisville, KY Bank · 1

Republic Bank has 1 branch in Georgetown, 29 across Kentucky and 48 nationwide. FDIC records list its main office in Louisville, KY and show it operating since 1982. With $7.05 billion in total assets on June 30, 2026, it ranks No. 220 of 4,232 U.S. banks by total assets. The Georgetown Branch at 430 Connector Rd dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Georgetown Branch
    430 Connector Rd, 40324
    Hours: see the bank's site
Republic Bank: profile, branches and contacts

Join a credit union in Georgetown

2 credit unions have 3 offices here: Commonwealth Credit Union and Communityamerica Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Georgetown page has every office in the state's directory.

Banking in Georgetown: the local picture

Short answer: 10 banks run 16 branches in Georgetown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 10 banks, 0 have their main office in Georgetown, 6 elsewhere in Kentucky and 4 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is WesBanco's office at 206 E Main St, dating to 1850; the newest is Community Trust Bank's at 315 Pleasant View Dr, from 2022.

2 credit unions have 3 offices in Georgetown, according to the NCUA. Who can join each one is on the credit unions page.

Of the 5 locations with published hours. 3 open on Saturday. 14 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Georgetown

Short answer: 3 of the 5 Georgetown locations with published hours open on Saturday, run by 3 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 14 of the 19 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Georgetown, and where the nearest one is if they do not.

Short answer: In Georgetown: PNC Bank (1), Fifth Third Bank (1). No branches in Georgetown: Chase (nearest in Lexington, 9 mi), Wells Fargo, Bank of America (nearest in Lexington, 10 mi), U.S. Bank (nearest in Lexington, 13 mi), Truist (nearest in Lexington, 12 mi), Huntington (nearest in Walton, 49 mi), Regions Bank (nearest in Franklin, 151 mi), TD Bank, BMO.

BankIn GeorgetownNearest branch if none here
PNC Bank1 branchhere
Fifth Third Bank1 branchhere
ChaseNoneLexington, 9 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLexington, 10 miles away
U.S. BankNoneLexington, 13 miles away
TruistNoneLexington, 12 miles away
HuntingtonNoneWalton, 49 miles away
Regions BankNoneFranklin, 151 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Georgetown to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Georgetown residents like anyone else.

Banks near Georgetown

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lexington (13 miles) and Versailles (14 miles). Lexington, 13 miles away, has the most banks nearby: 33.

Bank branch openings and closings in Georgetown

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Georgetown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Georgetown by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Georgetown offices.

Short answer: PNC Bank is the largest bank with offices in Georgetown, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
PNC Bank$609.77 billionNo. 81Wilmington, DE
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH
WesBanco$27.75 billionNo. 782Wheeling, WV
Stock Yards Bank$10.36 billionNo. 1572Louisville, KY
Peoples Bank$9.53 billionNo. 1691Marietta, OH
Republic Bank$7.05 billionNo. 2201Louisville, KY
Community Trust Bank$6.95 billionNo. 2232Pikeville, KY
Central Bank & Trust Co.$4.01 billionNo. 3372Lexington, KY
Whitaker Bank$1.93 billionNo. 6223Lexington, KY
Peoples Exchange Bank$609.8 millionNo. 1,5501Winchester, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Georgetown: FAQ

How many banks are in Georgetown, KY?

Georgetown has 10 banks with 16 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Georgetown?

Whitaker Bank, with 3. WesBanco has 2 and Stock Yards Bank has 2.

Is there a Whitaker Bank in Georgetown, KY?

Yes. FDIC data lists 3 Whitaker Bank branches in Georgetown as of September 5, 2026. Its branches are listed under Whitaker Bank above, with the address and directions for each.

Is there a WesBanco in Georgetown, KY?

Yes. FDIC data lists 2 WesBanco branches in Georgetown as of September 5, 2026. Its branches are listed under WesBanco above, with the address and directions for each.

Is there a Stock Yards Bank in Georgetown, KY?

Yes. FDIC data lists 2 Stock Yards Bank branches in Georgetown as of September 5, 2026. Its branches are listed under Stock Yards Bank above, with the address and directions for each.

Is there a Chase in Georgetown, KY?

No. FDIC data lists no Chase branch in Georgetown as of September 5, 2026. The nearest is in Lexington, about 9 miles away in a straight line.

Which banks in Georgetown are open on Saturday?

Fifth Third Bank, Peoples Bank and Commonwealth Credit Union publish Saturday hours for one or more Georgetown locations. The Saturday section above lists each one with its hours. 14 of the 19 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Georgetown?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Georgetown?

Commonwealth Credit Union and Communityamerica Credit Union have offices in Georgetown. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Georgetown in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Georgetown?

Nearby cities with more banks include Lexington, Versailles, Paris. Lexington is 13 miles away with 33 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 16 branches: Fifth Third Bank, Peoples Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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