US Bank Directory

Banks in Cynthiana, KY

3 FDIC-insured banks operate 4 offices in Cynthiana, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Cynthiana

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Cynthiana, according to the FDIC. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cynthiana

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Stock Yards Bank has the most locations in Cynthiana, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Stock Yards Bank Stock Yards Bank & Trust Company · 2 branches · main office Louisville, KY Bank · 2

Stock Yards Bank has 2 branches in Cynthiana, 67 across Kentucky and 85 nationwide. FDIC records list its main office in Louisville, KY and show it operating since 1904. With $10.36 billion in total assets on June 30, 2026, it ranks No. 157 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cynthiana location is the Cynthiana Branch at 103 E Bridge St, dating to 1994; the newest, at 939 Us Highway 27 S, to 2001. It does not publish hours in the sources this page uses; check its site before you go.

  • Cynthiana Branch
    103 E Bridge St, 41031
    Hours: see the bank's site
  • Cynthiana Branch
    939 Us Highway 27 S, 41031
    Hours: see the bank's site
Stock Yards Bank: profile, branches and contacts
City National Bank of West Virginia 1 branch · main office Charleston, WV Bank · 1

City National Bank of West Virginia has 1 branch in Cynthiana, 23 across Kentucky and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. The Southside Branch at 698 Us Highway 27 S dates to 1981 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Southside Branch
    698 Us Highway 27 S, 41031
    Hours: see the bank's site
City National Bank of West Virginia: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Cynthiana, 68 across Kentucky and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Cynthiana at 1005 Us Highway 27 S dates to 1972 in FDIC branch records. It opens on Saturday.

  • Cynthiana
    1005 Us Highway 27 S, 41031
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts

Banking in Cynthiana: the local picture

Short answer: 3 banks run 4 branches in Cynthiana according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Cynthiana, 1 elsewhere in Kentucky and 2 out of state, according to the FDIC.

The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 1005 Us Highway 27 S, dating to 1972; the newest is Stock Yards Bank's at 939 Us Highway 27 S, from 2001.

Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.

Banks open on Saturday in Cynthiana

Short answer: 1 of the 1 Cynthiana location with published hours opens on Saturday, run by 1 institution.

  • Fifth Third Bank: 1 of 1 branch (1005 Us Highway 27 S: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cynthiana, and where the nearest one is if they do not.

Short answer: In Cynthiana: Fifth Third Bank (1). No branches in Cynthiana: Chase (nearest in Lexington, 24 mi), Wells Fargo, Bank of America (nearest in Lexington, 23 mi), PNC Bank (nearest in Georgetown, 20 mi), U.S. Bank (nearest in Falmouth, 20 mi), Truist (nearest in Falmouth, 20 mi), Huntington (nearest in Independence, 40 mi), Regions Bank (nearest in Franklin, 169 mi), TD Bank, BMO.

BankIn CynthianaNearest branch if none here
Fifth Third Bank1 branchhere
ChaseNoneLexington, 24 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLexington, 23 miles away
PNC BankNoneGeorgetown, 20 miles away
U.S. BankNoneFalmouth, 20 miles away
TruistNoneFalmouth, 20 miles away
HuntingtonNoneIndependence, 40 miles away
Regions BankNoneFranklin, 169 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cynthiana to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cynthiana residents like anyone else.

Banks near Cynthiana

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Paris (13 miles) and Georgetown (18 miles). Lexington, 27 miles away, has the most banks nearby: 33.

Bank branch openings and closings in Cynthiana

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cynthiana between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cynthiana by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cynthiana offices.

Short answer: Fifth Third Bank is the largest bank with offices in Cynthiana, with $299.18 billion in total assets on June 30, 2026, No. 14 among U.S. banks by total assets. Stock Yards Bank is second with $10.36 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH
Stock Yards Bank$10.36 billionNo. 1572Louisville, KY
City National Bank of West Virginia$6.76 billionNo. 2291Charleston, WV

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cynthiana: FAQ

How many banks are in Cynthiana, KY?

Cynthiana has 3 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Cynthiana?

Stock Yards Bank, with 2. Fifth Third Bank has 1 and City National Bank of West Virginia has 1.

Is there a Stock Yards Bank in Cynthiana, KY?

Yes. FDIC data lists 2 Stock Yards Bank branches in Cynthiana as of September 5, 2026. Its branches are listed under Stock Yards Bank above, with the address and directions for each.

Is there a Fifth Third Bank in Cynthiana, KY?

Yes. FDIC data lists 1 Fifth Third Bank branch in Cynthiana as of September 5, 2026. The address and directions are under Fifth Third Bank above.

Is there a City National Bank of West Virginia in Cynthiana, KY?

Yes. FDIC data lists 1 City National Bank of West Virginia branch in Cynthiana as of September 5, 2026. The address and directions are under City National Bank of West Virginia above.

Is there a Chase in Cynthiana, KY?

No. FDIC data lists no Chase branch in Cynthiana as of September 5, 2026. The nearest is in Lexington, about 24 miles away in a straight line.

Which banks in Cynthiana are open on Saturday?

Fifth Third Bank publishes Saturday hours for one or more Cynthiana locations. The Saturday section above lists each one with its hours. 3 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Cynthiana?

Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.

Did any bank branches open or close in Cynthiana in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cynthiana?

Nearby cities with more banks include Paris, Georgetown, Falmouth. Paris is 13 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 4 branches: Fifth Third Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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