Banks in Dry Ridge, KY

Bank branch map: Dry Ridge

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Dry Ridge, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Dry Ridge

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Truist, Heritage Bank and Forcht Bank have the most locations in Dry Ridge, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Forcht Bank 1 branch · main office Lexington, KY Bank · 1

Forcht Bank has 1 branch in Dry Ridge, 22 across Kentucky and 23 nationwide. FDIC records list its main office in Lexington, KY and show it operating since 2002. With $1.65 billion in total assets on June 30, 2026, it ranks No. 685 of 4,232 U.S. banks by total assets. The Grant - Dry Ridge at 58 Broadway St dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Grant - Dry Ridge

  58 Broadway St, 41035

  Hours: see the bank's site
  DirectionsWebsite

Forcht Bank: profile, branches and contacts

Heritage Bank 1 branch · main office Burlington, KY Bank · 1

Heritage Bank has 1 branch in Dry Ridge, 17 across Kentucky and 19 nationwide. FDIC records list its main office in Burlington, KY and show it operating since 1990. With $1.99 billion in total assets on June 30, 2026, it ranks No. 611 of 4,232 U.S. banks by total assets. The Dry Ridge Branch at 48 Broadway St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Dry Ridge Branch

  48 Broadway St, 41035

  Hours: see the bank's site
  DirectionsWebsite

Heritage Bank: profile, branches and contacts

Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Dry Ridge, 53 across Kentucky and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Dry Ridge Branch at 12 Taft Hwy dates to 2000 in FDIC branch records. It opens on Saturday.

• Dry Ridge Branch

  12 Taft Hwy, 41035

  (859) 824-7444Today 9 am to 5 pm

  All hours

  Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

  Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Truist: profile, branches and contacts

Banking in Dry Ridge: the local picture

Short answer: 3 banks run 3 branches in Dry Ridge according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Dry Ridge, 2 elsewhere in Kentucky and 1 out of state, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Forcht Bank's office at 58 Broadway St, dating to 1994; the newest is Heritage Bank's at 48 Broadway St, from 2009.

Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Banks open on Saturday in Dry Ridge

Short answer: 1 of the 1 Dry Ridge location with published hours opens on Saturday, run by 1 institution.

• Truist: 1 of 1 branch (12 Taft Hwy: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Dry Ridge, and where the nearest one is if they do not.

Short answer: In Dry Ridge: Truist (1). No branches in Dry Ridge: Chase (nearest in Walton, 16 mi), Wells Fargo, Bank of America (nearest in Crescent Springs, 26 mi), PNC Bank (nearest in Florence, 19 mi), U.S. Bank (nearest in Walton, 12 mi), Fifth Third Bank (nearest in Falmouth, 14 mi), Huntington (nearest in Walton, 16 mi), Regions Bank (nearest in Franklin, 173 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Dry Ridge to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Dry Ridge residents like anyone else.

Banks near Dry Ridge

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Williamstown (4 miles) and Falmouth (14 miles). Florence, 21 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Dry Ridge

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Dry Ridge between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Dry Ridge by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Dry Ridge offices.

Short answer: Truist is the largest bank with offices in Dry Ridge, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Heritage Bank is second with $1.99 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Dry Ridge: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.