Banks in Warsaw, KY

Bank branch map: Warsaw

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Warsaw, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Warsaw

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Truist, German American Bank and FIRST NATIONAL BANK OF KENTUCKY have the most locations in Warsaw, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

FIRST NATIONAL BANK OF KENTUCKY 1 branch · main office Carrollton, KY Bank · 1

FIRST NATIONAL BANK OF KENTUCKY has 1 branch in Warsaw, 6 across Kentucky and 6 nationwide. FDIC records list its main office in Carrollton, KY and show it operating since 1881. With $258.0 million in total assets on June 30, 2026, it ranks No. 2,683 of 4,232 U.S. banks by total assets. The Warsaw Branch at 300 W Main St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Warsaw Branch

  300 W Main St, 41095

  Hours: see the bank's site
  DirectionsWebsite

FIRST NATIONAL BANK OF KENTUCKY: profile, branches and contacts

German American Bank 1 branch · main office Jasper, IN Bank · 1

German American Bank has 1 branch in Warsaw, 30 across Kentucky and 96 nationwide. FDIC records list its main office in Jasper, IN and show it operating since 1910. With $8.43 billion in total assets on June 30, 2026, it ranks No. 192 of 4,232 U.S. banks by total assets. The Warsaw Branch at 506 E Main St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Warsaw Branch

  506 E Main St, 41095

  Hours: see the bank's site
  DirectionsWebsite

German American Bank: profile, branches and contacts

Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Warsaw, 53 across Kentucky and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Warsaw Branch at 400 E Main St dates to 1922 in FDIC branch records. It opens on Saturday.

• Warsaw Branch

  400 E Main St, 41095

  (859) 567-5071Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

  Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Truist: profile, branches and contacts

Banking in Warsaw: the local picture

Short answer: 3 banks run 3 branches in Warsaw according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Warsaw, 1 elsewhere in Kentucky and 2 out of state, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 400 E Main St, dating to 1922; the newest is FIRST NATIONAL BANK OF KENTUCKY's at 300 W Main St, from 2020.

Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Banks open on Saturday in Warsaw

Short answer: 1 of the 1 Warsaw location with published hours opens on Saturday, run by 1 institution.

• Truist: 1 of 1 branch (400 E Main St: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Warsaw, and where the nearest one is if they do not.

Short answer: In Warsaw: Truist (1). No branches in Warsaw: Chase (nearest in Walton, 17 mi), Wells Fargo, Bank of America (nearest in Crescent Springs, 25 mi), PNC Bank (nearest in Florence, 17 mi), U.S. Bank (nearest in Walton, 16 mi), Fifth Third Bank (nearest in Walton, 17 mi), Huntington (nearest in Walton, 17 mi), Regions Bank (nearest in Franklin, 170 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Warsaw to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Warsaw residents like anyone else.

Banks near Warsaw

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Walton (16 miles) and Carrollton (16 miles). Florence, 19 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Warsaw

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Warsaw between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Warsaw by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Warsaw offices.

Short answer: Truist is the largest bank with offices in Warsaw, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. German American Bank is second with $8.43 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Warsaw: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.