Banks in Carrollton, KY

Bank branch map: Carrollton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 6 locations in Carrollton, according to the FDIC. 6 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Carrollton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: FIRST NATIONAL BANK OF KENTUCKY has the most locations in Carrollton, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

FIRST NATIONAL BANK OF KENTUCKY 2 branches · main office Carrollton, KY Bank · 2

FIRST NATIONAL BANK OF KENTUCKY has 2 branches in Carrollton, 6 across Kentucky and 6 nationwide. FDIC records list its main office in Carrollton, KY and show it operating since 1881. With $258.0 million in total assets on June 30, 2026, it ranks No. 2,683 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carrollton location is its main office at 604 Highland Ave, dating to 1881; the newest, at 2639 Highway 227, to 1998. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  604 Highland Ave, 41008

  Hours: see the bank's site
  DirectionsWebsite
• Highway 227 Branch

  2639 Highway 227, 41008

  Hours: see the bank's site
  DirectionsWebsite

FIRST NATIONAL BANK OF KENTUCKY: profile, branches and contacts

Carrollton Federal Bank 1 branch · main office Carrollton, KY Bank · 1

Carrollton Federal Bank has 1 branch in Carrollton, 1 across Kentucky and 1 nationwide. FDIC records list its main office in Carrollton, KY and show it operating since 1890. With $43.6 million in total assets on June 30, 2026, it ranks No. 4,100 of 4,232 U.S. banks by total assets. Its main office at 2539 Highway 227 dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  2539 Highway 227, 41008

  Hours: see the bank's site
  DirectionsWebsite

Carrollton Federal Bank: profile, branches and contacts

The Farmers Bank of Milton 1 branch · main office Milton, KY Bank · 1

The Farmers Bank of Milton has 1 branch in Carrollton, 4 across Kentucky and 5 nationwide. FDIC records list its main office in Milton, KY and show it operating since 1902. With $305.1 million in total assets on June 30, 2026, it ranks No. 2,453 of 4,232 U.S. banks by total assets. The Carrollton Branch at 1935 Highway 227 dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Carrollton Branch

  1935 Highway 227, 41008

  Hours: see the bank's site
  DirectionsWebsite

The Farmers Bank of Milton: profile, branches and contacts

U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Carrollton, 69 across Kentucky and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Carrollton Branch at 416 Highland Ave dates to 1934 in FDIC branch records. It opens on Saturday.

• Carrollton Branch

  416 Highland Ave, 41008

  (502) 732-6601Today 9 am to 5 pm

  All hours

  Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

  Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

U.S. Bank: profile, branches and contacts

United Citizens Bank 1 branch · main office Campbellsburg, KY Bank · 1

United Citizens Bank has 1 branch in Carrollton, 7 across Kentucky and 7 nationwide. FDIC records list its main office in Campbellsburg, KY and show it operating since 1872. With $219.3 million in total assets on June 30, 2026, it ranks No. 2,882 of 4,232 U.S. banks by total assets. The Carrollton Office Branch at 503 Highland Ave dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Carrollton Office Branch

  503 Highland Ave, 41008

  Hours: see the bank's site
  DirectionsWebsite

United Citizens Bank: profile, branches and contacts

Banking in Carrollton: the local picture

Short answer: 5 banks run 6 branches in Carrollton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 2 have their main office in Carrollton, 2 elsewhere in Kentucky and 1 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is FIRST NATIONAL BANK OF KENTUCKY's office at 604 Highland Ave, dating to 1881; the newest is The Farmers Bank of Milton's at 1935 Highway 227, from 2001.

Of the 1 location with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.

Banks open on Saturday in Carrollton

Short answer: 1 of the 1 Carrollton location with published hours opens on Saturday, run by 1 institution.

• U.S. Bank: 1 of 1 branch (416 Highland Ave: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Carrollton, and where the nearest one is if they do not.

Short answer: In Carrollton: U.S. Bank (1). No branches in Carrollton: Chase (nearest in Crestwood, 28 mi), Wells Fargo, Bank of America (nearest in Louisville, 39 mi), PNC Bank (nearest in La Grange, 22 mi), Truist (nearest in Warsaw, 16 mi), Fifth Third Bank (nearest in La Grange, 23 mi), Huntington (nearest in Walton, 33 mi), Regions Bank (nearest in Franklin, 155 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carrollton to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carrollton residents like anyone else.

Banks near Carrollton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Warsaw (16 miles) and Owenton (20 miles). Crestwood, 29 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Carrollton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Carrollton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Carrollton

Short answer: 2 institutions have their main office in Carrollton: FIRST NATIONAL BANK OF KENTUCKY and Carrollton Federal Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Carrollton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carrollton offices.

Short answer: U.S. Bank is the largest bank with offices in Carrollton, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. The Farmers Bank of Milton is second with $305.1 million. 2 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Carrollton: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.