US Bank Directory

Banks in Union, KY

3 FDIC-insured banks operate 3 offices in Union, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Union

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Union, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Union

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Fifth Third Bank, Central Bank & Trust Co. and Heritage Bank have the most locations in Union, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central Bank & Trust Co. 1 branch · main office Lexington, KY Bank · 1

Central Bank & Trust Co. has 1 branch in Union, 29 across Kentucky and 29 nationwide. FDIC records list its main office in Lexington, KY and show it operating since 1938. With $4.01 billion in total assets on June 30, 2026, it ranks No. 337 of 4,232 U.S. banks by total assets. The Union Branch at 9021 Us Highway 42 dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Union Branch
    9021 Us Highway 42, 41091
    Hours: see the bank's site
Central Bank & Trust Co.: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Union, 68 across Kentucky and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Union Promenade Bc Branch at 9100 U.S. 42 Highway dates to 1997 in FDIC branch records. It opens on Saturday.

  • Union Promenade Bc Branch
    9100 U.S. 42 Highway, 41091
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
Heritage Bank 1 branch · main office Burlington, KY Bank · 1

Heritage Bank has 1 branch in Union, 17 across Kentucky and 19 nationwide. FDIC records list its main office in Burlington, KY and show it operating since 1990. With $1.99 billion in total assets on June 30, 2026, it ranks No. 611 of 4,232 U.S. banks by total assets. The Union Branch at 8751 Us Highway 42 dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Union Branch
    8751 Us Highway 42, 41091
    Hours: see the bank's site
Heritage Bank: profile, branches and contacts

Banking in Union: the local picture

Short answer: 3 banks run 3 branches in Union according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Union, 2 elsewhere in Kentucky and 1 out of state, according to the FDIC.

The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Heritage Bank's office at 8751 Us Highway 42, dating to 1996; the newest is Central Bank & Trust Co.'s at 9021 Us Highway 42, from 2019.

Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Banks open on Saturday in Union

Short answer: 1 of the 1 Union location with published hours opens on Saturday, run by 1 institution.

  • Fifth Third Bank: 1 of 1 branch (9100 U.S. 42 Highway: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Union, and where the nearest one is if they do not.

Short answer: In Union: Fifth Third Bank (1). No branches in Union: Chase (nearest in Florence, 1 mi), Wells Fargo, Bank of America (nearest in Crescent Springs, 8 mi), PNC Bank (nearest in Florence, 1 mi), U.S. Bank (nearest in Florence, 1 mi), Truist (nearest in Florence, 3 mi), Huntington (nearest in Florence, 1 mi), Regions Bank (nearest in Franklin, 186 mi), TD Bank, BMO.

BankIn UnionNearest branch if none here
Fifth Third Bank1 branchhere
ChaseNoneFlorence, 1 mile away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneCrescent Springs, 8 miles away
PNC BankNoneFlorence, 1 mile away
U.S. BankNoneFlorence, 1 mile away
TruistNoneFlorence, 3 miles away
HuntingtonNoneFlorence, 1 mile away
Regions BankNoneFranklin, 186 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Union to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Union residents like anyone else.

Banks near Union

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Florence (2 miles) and Burlington (4 miles). Florence, 2 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Union

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Union between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Union by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Union offices.

Short answer: Fifth Third Bank is the largest bank with offices in Union, with $299.18 billion in total assets on June 30, 2026, No. 14 among U.S. banks by total assets. Central Bank & Trust Co. is second with $4.01 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH
Central Bank & Trust Co.$4.01 billionNo. 3371Lexington, KY
Heritage Bank$1.99 billionNo. 6111Burlington, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Union: FAQ

How many banks are in Union, KY?

Union has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Union?

Fifth Third Bank, with 1. Central Bank & Trust Co. has 1 and Heritage Bank has 1.

Is there a Fifth Third Bank in Union, KY?

Yes. FDIC data lists 1 Fifth Third Bank branch in Union as of September 5, 2026. The address and directions are under Fifth Third Bank above.

Is there a Central Bank & Trust Co. in Union, KY?

Yes. FDIC data lists 1 Central Bank & Trust Co. branch in Union as of September 5, 2026. The address and directions are under Central Bank & Trust Co. above.

Is there a Heritage Bank in Union, KY?

Yes. FDIC data lists 1 Heritage Bank branch in Union as of September 5, 2026. The address and directions are under Heritage Bank above.

Is there a Chase in Union, KY?

No. FDIC data lists no Chase branch in Union as of September 5, 2026. The nearest is in Florence, about 1 miles away in a straight line.

Which banks in Union are open on Saturday?

Fifth Third Bank publishes Saturday hours for one or more Union locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Union?

Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.

Did any bank branches open or close in Union in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Union?

Nearby cities with more banks include Florence, Burlington, Walton. Florence is 2 miles away with 15 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 3 branches: Fifth Third Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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