US Bank Directory
Banks in Union, KY
3 FDIC-insured banks operate 3 offices in Union, Kentucky.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Union
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Union, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Union
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Fifth Third Bank, Central Bank & Trust Co. and Heritage Bank have the most locations in Union, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Central Bank & Trust Co. Bank · 1
Central Bank & Trust Co. has 1 branch in Union, 29 across Kentucky and 29 nationwide. FDIC records list its main office in Lexington, KY and show it operating since 1938. With $4.01 billion in total assets on June 30, 2026, it ranks No. 337 of 4,232 U.S. banks by total assets. The Union Branch at 9021 Us Highway 42 dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Union Branch9021 Us Highway 42, 41091
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Union, 68 across Kentucky and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Union Promenade Bc Branch at 9100 U.S. 42 Highway dates to 1997 in FDIC branch records. It opens on Saturday.
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Union Promenade Bc Branch9100 U.S. 42 Highway, 41091
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Heritage Bank Bank · 1
Heritage Bank has 1 branch in Union, 17 across Kentucky and 19 nationwide. FDIC records list its main office in Burlington, KY and show it operating since 1990. With $1.99 billion in total assets on June 30, 2026, it ranks No. 611 of 4,232 U.S. banks by total assets. The Union Branch at 8751 Us Highway 42 dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Union Branch8751 Us Highway 42, 41091
Banking in Union: the local picture
Short answer: 3 banks run 3 branches in Union according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Union, 2 elsewhere in Kentucky and 1 out of state, according to the FDIC.
The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Heritage Bank's office at 8751 Us Highway 42, dating to 1996; the newest is Central Bank & Trust Co.'s at 9021 Us Highway 42, from 2019.
Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Union
Short answer: 1 of the 1 Union location with published hours opens on Saturday, run by 1 institution.
- Fifth Third Bank: 1 of 1 branch (9100 U.S. 42 Highway: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Union, and where the nearest one is if they do not.
Short answer: In Union: Fifth Third Bank (1). No branches in Union: Chase (nearest in Florence, 1 mi), Wells Fargo, Bank of America (nearest in Crescent Springs, 8 mi), PNC Bank (nearest in Florence, 1 mi), U.S. Bank (nearest in Florence, 1 mi), Truist (nearest in Florence, 3 mi), Huntington (nearest in Florence, 1 mi), Regions Bank (nearest in Franklin, 186 mi), TD Bank, BMO.
| Bank | In Union | Nearest branch if none here |
|---|---|---|
| Fifth Third Bank | 1 branch | here |
| Chase | None | Florence, 1 mile away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Crescent Springs, 8 miles away |
| PNC Bank | None | Florence, 1 mile away |
| U.S. Bank | None | Florence, 1 mile away |
| Truist | None | Florence, 3 miles away |
| Huntington | None | Florence, 1 mile away |
| Regions Bank | None | Franklin, 186 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Union to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Union residents like anyone else.
Banks near Union
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Florence (2 miles) and Burlington (4 miles). Florence, 2 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Florence, KY | 2 mi | 15 | 23 |
| Banks in Burlington, KY | 4 mi | 5 | 5 |
| Banks in Walton, KY | 6 mi | 6 | 6 |
| Banks in Erlanger, KY | 7 mi | 3 | 3 |
| Banks in Crestview Hills, KY | 7 mi | 4 | 4 |
| Banks in Edgewood, KY | 7 mi | 4 | 4 |
| Banks in Hebron, KY | 8 mi | 4 | 5 |
| Banks in Independence, KY | 8 mi | 4 | 4 |
Bank branch openings and closings in Union
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Union between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Union by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Union offices.
Short answer: Fifth Third Bank is the largest bank with offices in Union, with $299.18 billion in total assets on June 30, 2026, No. 14 among U.S. banks by total assets. Central Bank & Trust Co. is second with $4.01 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Central Bank & Trust Co. | $4.01 billion | No. 337 | 1 | Lexington, KY |
| Heritage Bank | $1.99 billion | No. 611 | 1 | Burlington, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Union: FAQ
How many banks are in Union, KY?
Union has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Union?
Fifth Third Bank, with 1. Central Bank & Trust Co. has 1 and Heritage Bank has 1.
Is there a Fifth Third Bank in Union, KY?
Yes. FDIC data lists 1 Fifth Third Bank branch in Union as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Central Bank & Trust Co. in Union, KY?
Yes. FDIC data lists 1 Central Bank & Trust Co. branch in Union as of September 5, 2026. The address and directions are under Central Bank & Trust Co. above.
Is there a Heritage Bank in Union, KY?
Yes. FDIC data lists 1 Heritage Bank branch in Union as of September 5, 2026. The address and directions are under Heritage Bank above.
Is there a Chase in Union, KY?
No. FDIC data lists no Chase branch in Union as of September 5, 2026. The nearest is in Florence, about 1 miles away in a straight line.
Which banks in Union are open on Saturday?
Fifth Third Bank publishes Saturday hours for one or more Union locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Union?
Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Did any bank branches open or close in Union in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Union?
Nearby cities with more banks include Florence, Burlington, Walton. Florence is 2 miles away with 15 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Fifth Third Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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