US Bank Directory
Banks in Independence, KY
4 FDIC-insured banks operate 4 offices in Independence, Kentucky.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Independence
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Independence, according to the FDIC. 4 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Independence
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Independence, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Independence, 68 across Kentucky and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Independence Branch at 2064 Declaration Dr dates to 2001 in FDIC branch records. It opens on Saturday.
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Independence Branch2064 Declaration Dr, 41051
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Heritage Bank Bank · 1
Heritage Bank has 1 branch in Independence, 17 across Kentucky and 19 nationwide. FDIC records list its main office in Burlington, KY and show it operating since 1990. With $1.99 billion in total assets on June 30, 2026, it ranks No. 611 of 4,232 U.S. banks by total assets. The Independence Branch at 2040 Declaration Dr dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Independence Branch2040 Declaration Dr, 41051
Huntington Bank · 1
Huntington has 1 branch in Independence, 10 across Kentucky and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Taylor Mill Branch at 6433 Taylor Mill Rd dates to 1971 in FDIC branch records. It opens on Saturday.
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Taylor Mill Branch6433 Taylor Mill Rd, 41051
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Independence, 69 across Kentucky and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Independence Branch at 5262 Madison Pike dates to 1891 in FDIC branch records. It opens on Saturday.
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Independence Branch5262 Madison Pike, 41051
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Banking in Independence: the local picture
Short answer: 4 banks run 4 branches in Independence according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Independence, 1 elsewhere in Kentucky and 3 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 5262 Madison Pike, dating to 1891; the newest is Fifth Third Bank's at 2064 Declaration Dr, from 2001.
Of the 3 locations with published hours. 3 open on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Independence
Short answer: 3 of the 3 Independence locations with published hours open on Saturday, run by 3 institutions.
- U.S. Bank: 1 of 1 branch (5262 Madison Pike: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (2064 Declaration Dr: Saturday 9 am to 12 pm)
- Huntington: 1 of 1 branch (6433 Taylor Mill Rd: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Independence, and where the nearest one is if they do not.
Short answer: In Independence: U.S. Bank (1), Fifth Third Bank (1), Huntington (1). No branches in Independence: Chase (nearest in Walton, 6 mi), Wells Fargo, Bank of America (nearest in Crescent Springs, 8 mi), PNC Bank (nearest in Florence, 5 mi), Truist (nearest in Florence, 5 mi), Regions Bank (nearest in Franklin, 189 mi), TD Bank, BMO.
| Bank | In Independence | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Chase | None | Walton, 6 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Crescent Springs, 8 miles away |
| PNC Bank | None | Florence, 5 miles away |
| Truist | None | Florence, 5 miles away |
| Regions Bank | None | Franklin, 189 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Independence to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Independence residents like anyone else.
Banks near Independence
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Edgewood (6 miles) and Walton (6 miles). Florence, 7 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Edgewood, KY | 6 mi | 4 | 4 |
| Banks in Walton, KY | 6 mi | 6 | 6 |
| Banks in Crestview Hills, KY | 6 mi | 4 | 4 |
| Banks in Erlanger, KY | 7 mi | 3 | 3 |
| Banks in Florence, KY | 7 mi | 15 | 23 |
| Banks in Fort Mitchell, KY | 7 mi | 7 | 7 |
| Banks in Cold Spring, KY | 8 mi | 4 | 4 |
| Banks in Union, KY | 8 mi | 3 | 3 |
Bank branch openings and closings in Independence
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Independence between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Independence by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Independence offices.
Short answer: U.S. Bank is the largest bank with offices in Independence, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Heritage Bank | $1.99 billion | No. 611 | 1 | Burlington, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Independence: FAQ
How many banks are in Independence, KY?
Independence has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Independence?
U.S. Bank, with 1. Fifth Third Bank has 1 and Huntington has 1.
Is there a U.S. Bank in Independence, KY?
Yes. FDIC data lists 1 U.S. Bank branch in Independence as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Fifth Third Bank in Independence, KY?
Yes. FDIC data lists 1 Fifth Third Bank branch in Independence as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Huntington in Independence, KY?
Yes. FDIC data lists 1 Huntington branch in Independence as of September 5, 2026. The address and directions are under Huntington above.
Is there a Chase in Independence, KY?
No. FDIC data lists no Chase branch in Independence as of September 5, 2026. The nearest is in Walton, about 6 miles away in a straight line.
Which banks in Independence are open on Saturday?
U.S. Bank, Fifth Third Bank and Huntington publish Saturday hours for one or more Independence locations. The Saturday section above lists each one with its hours. 1 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Independence?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Did any bank branches open or close in Independence in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Independence?
Nearby cities with more banks include Edgewood, Walton, Crestview Hills. Edgewood is 6 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (3 of 4 branches: Fifth Third Bank, Huntington, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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