Banks in Lancaster, KY

Bank branch map: Lancaster

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Lancaster, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lancaster

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Whitaker Bank has the most locations in Lancaster, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Whitaker Bank 2 branches · main office Lexington, KY Bank · 2

Whitaker Bank has 2 branches in Lancaster, 46 across Kentucky and 46 nationwide. FDIC records list its main office in Lexington, KY and show it operating since 1990. With $1.93 billion in total assets on June 30, 2026, it ranks No. 622 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lancaster location is the 39 Public Square Branch at 39 Public Sq, dating to 1906; the newest, at 322 Danville St, to 1997. It does not publish hours in the sources this page uses; check its site before you go.

• Danville-Maple Branch

  322 Danville St, 40444

  Hours: see the bank's site
  DirectionsWebsite
• 39 Public Square Branch

  39 Public Sq, 40444

  Hours: see the bank's site
  DirectionsWebsite

Whitaker Bank: profile, branches and contacts

First Federal Savings Bank of Kentucky 1 branch · main office Frankfort, KY Bank · 1

First Federal Savings Bank of Kentucky has 1 branch in Lancaster, 6 across Kentucky and 6 nationwide. FDIC records list its main office in Frankfort, KY and show it operating since 1934. With $282.6 million in total assets on June 30, 2026, it ranks No. 2,569 of 4,232 U.S. banks by total assets. The First Lancaster Federal Savings Bank Branch at 208 Lexington St dates to 1873 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• First Lancaster Federal Savings Bank Branch

  208 Lexington St, 40444

  Hours: see the bank's site
  DirectionsWebsite

First Federal Savings Bank of Kentucky: profile, branches and contacts

First Southern National Bank 1 branch · main office Lancaster, KY Bank · 1

First Southern National Bank has 1 branch in Lancaster, 17 across Kentucky and 17 nationwide. FDIC records list its main office in Lancaster, KY and show it operating since 1865. With $1.28 billion in total assets on June 30, 2026, it ranks No. 858 of 4,232 U.S. banks by total assets. Its main office at 27 Public Sq dates to 1865 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  27 Public Sq, 40444

  Hours: see the bank's site
  DirectionsWebsite

First Southern National Bank: profile, branches and contacts

The Farmers National Bank of Danville 1 branch · main office Danville, KY Bank · 1

The Farmers National Bank of Danville has 1 branch in Lancaster, 15 across Kentucky and 15 nationwide. FDIC records list its main office in Danville, KY and show it operating since 1879. With $989.8 million in total assets on June 30, 2026, it ranks No. 1,058 of 4,232 U.S. banks by total assets. The Lancaster Branch at 20 Commerce Dr dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lancaster Branch

  20 Commerce Dr, 40444

  Hours: see the bank's site
  DirectionsWebsite

The Farmers National Bank of Danville: profile, branches and contacts

Banking in Lancaster: the local picture

Short answer: 4 banks run 5 branches in Lancaster according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Lancaster, 3 elsewhere in Kentucky, according to the FDIC.

The bank with the longest record here is First Southern National Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is First Southern National Bank's office at 27 Public Sq, dating to 1865; the newest is The Farmers National Bank of Danville's at 20 Commerce Dr, from 2008.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Lancaster, and where the nearest one is if they do not.

Short answer: No branches in Lancaster: Chase (nearest in Danville, 11 mi), Wells Fargo, Bank of America (nearest in Lexington, 25 mi), PNC Bank (nearest in Danville, 11 mi), U.S. Bank (nearest in Berea, 16 mi), Truist (nearest in Lexington, 27 mi), Fifth Third Bank (nearest in Richmond, 18 mi), Huntington (nearest in Walton, 90 mi), Regions Bank (nearest in Franklin, 126 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lancaster to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lancaster residents like anyone else.

Banks near Lancaster

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Stanford (7 miles) and Danville (11 miles). Richmond, 18 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Lancaster

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lancaster between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Lancaster

Short answer: 1 institution has its main office in Lancaster: First Southern National Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Lancaster by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lancaster offices.

Short answer: Whitaker Bank is the largest bank with offices in Lancaster, with $1.93 billion in total assets on June 30, 2026, No. 622 among U.S. banks by total assets. First Southern National Bank is second with $1.28 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lancaster: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.