Banks in Irvine, KY

Bank branch map: Irvine

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 4 locations in Irvine, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Irvine

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Pbt Bancorp and Citizens Guaranty Bank have the most locations in Irvine, with 2 each. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Guaranty Bank 2 branches · main office Richmond, KY Bank · 2

Citizens Guaranty Bank has 2 branches in Irvine, 6 across Kentucky and 6 nationwide. FDIC records list its main office in Richmond, KY and show it operating since 1972. With $303.6 million in total assets on June 30, 2026, it ranks No. 2,461 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Irvine location is the West Irvine Branch at 1282 Richmond Rd, dating to 1979; the newest, at 25 River Dr, to 1995. It does not publish hours in the sources this page uses; check its site before you go.

• West Irvine Branch

  1282 Richmond Rd, 40336

  Hours: see the bank's site
  DirectionsWebsite
• Irvine Branch

  25 River Dr, 40336

  Hours: see the bank's site
  DirectionsWebsite

Citizens Guaranty Bank: profile, branches and contacts

Pbt Bancorp 2 branches · main office Hazard, KY Bank · 2

Pbt Bancorp has 2 branches in Irvine, 6 across Kentucky and 6 nationwide. FDIC records list its main office in Hazard, KY and show it operating since 1923. With $473.2 million in total assets on June 30, 2026, it ranks No. 1,860 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Irvine location is the Irvine Branch at 100 River Dr, dating to 2025; the newest, at 1220 Richmond Rd, to 2026. It does not publish hours in the sources this page uses; check its site before you go.

• Irvine Branch

  100 River Dr, 40336

  Hours: see the bank's site
  DirectionsWebsite
• West Irvine Branch

  1220 Richmond Rd, 40336

  Hours: see the bank's site
  DirectionsWebsite

Pbt Bancorp: profile, branches and contacts

Banking in Irvine: the local picture

Short answer: 2 banks run 4 branches in Irvine according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Irvine, 2 elsewhere in Kentucky, according to the FDIC.

The bank with the longest record here is Pbt Bancorp, operating since 1923 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens Guaranty Bank's office at 1282 Richmond Rd, dating to 1979; the newest is Pbt Bancorp's at 1220 Richmond Rd, from 2026.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Irvine, and where the nearest one is if they do not.

Short answer: No branches in Irvine: Chase (nearest in Richmond, 18 mi), Wells Fargo, Bank of America (nearest in Lexington, 33 mi), PNC Bank (nearest in Richmond, 18 mi), U.S. Bank (nearest in Richmond, 17 mi), Truist (nearest in Winchester, 25 mi), Fifth Third Bank (nearest in Richmond, 17 mi), Huntington (nearest in Independence, 91 mi), Regions Bank (nearest in Franklin, 158 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Irvine to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Irvine residents like anyone else.

Banks near Irvine

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Stanton (12 miles) and Mc Kee (17 miles). Richmond, 17 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Irvine

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Irvine between September 5, 2025 and September 5, 2026.

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Irvine by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Irvine offices.

Short answer: Pbt Bancorp is the largest bank with offices in Irvine, with $473.2 million in total assets on June 30, 2026, No. 1,860 among U.S. banks by total assets. Citizens Guaranty Bank is second with $303.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Irvine: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.