Banks in Mount Vernon, KY

Bank branch map: Mount Vernon

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Mount Vernon, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mount Vernon

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community Trust Bank has the most locations in Mount Vernon, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Trust Bank Community Trust Bank, Inc. · 2 branches · main office Pikeville, KY Bank · 2

Community Trust Bank has 2 branches in Mount Vernon, 69 across Kentucky and 78 nationwide. FDIC records list its main office in Pikeville, KY and show it operating since 1903. With $6.95 billion in total assets on June 30, 2026, it ranks No. 223 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mount Vernon location is the Mt. Vernon East Main Branch at 120 E Main St, dating to 1997; the newest, at 2134 Lake Cumberland Rd, to 1999. It does not publish hours in the sources this page uses; check its site before you go.

• Mt. Vernon East Main Branch

  120 E Main St, 40456

  Hours: see the bank's site
  DirectionsWebsite
• Mt. Vernon Branch

  2134 Lake Cumberland Rd, 40456

  Hours: see the bank's site
  DirectionsWebsite

Community Trust Bank: profile, branches and contacts

Citizens Bank 1 branch · main office Mount Vernon, KY Bank · 1

Citizens Bank has 1 branch in Mount Vernon, 5 across Kentucky and 5 nationwide. FDIC records list its main office in Mount Vernon, KY and show it operating since 1904. With $250.4 million in total assets on June 30, 2026, it ranks No. 2,726 of 4,232 U.S. banks by total assets. Its main office at 411 Dysart Way dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  411 Dysart Way, 40456

  Hours: see the bank's site
  DirectionsWebsite

Citizens Bank: profile, branches and contacts

PBK BANK 1 branch · main office Stanford, KY Bank · 1

PBK BANK has 1 branch in Mount Vernon, 6 across Kentucky and 6 nationwide. FDIC records list its main office in Stanford, KY and show it operating since 1906. With $175.6 million in total assets on June 30, 2026, it ranks No. 3,160 of 4,232 U.S. banks by total assets. The Mount Vernon Office Branch at 810 W Main St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Mount Vernon Office Branch

  810 W Main St, 40456

  Hours: see the bank's site
  DirectionsWebsite

PBK BANK: profile, branches and contacts

Whitaker Bank 1 branch · main office Lexington, KY Bank · 1

Whitaker Bank has 1 branch in Mount Vernon, 46 across Kentucky and 46 nationwide. FDIC records list its main office in Lexington, KY and show it operating since 1990. With $1.93 billion in total assets on June 30, 2026, it ranks No. 622 of 4,232 U.S. banks by total assets. The Mt. Vernon Branch at 350 Richmond Street dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Mt. Vernon Branch

  350 Richmond Street, 40456

  Hours: see the bank's site
  DirectionsWebsite

Whitaker Bank: profile, branches and contacts

Banking in Mount Vernon: the local picture

Short answer: 4 banks run 5 branches in Mount Vernon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Mount Vernon, 3 elsewhere in Kentucky, according to the FDIC.

The bank with the longest record here is Community Trust Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens Bank's office at 411 Dysart Way, dating to 1904; the newest is PBK BANK's at 810 W Main St, from 2006.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Mount Vernon, and where the nearest one is if they do not.

Short answer: No branches in Mount Vernon: Chase (nearest in Richmond, 27 mi), Wells Fargo, Bank of America (nearest in Lexington, 44 mi), PNC Bank (nearest in London, 22 mi), U.S. Bank (nearest in Berea, 15 mi), Truist (nearest in London, 22 mi), Fifth Third Bank (nearest in Richmond, 26 mi), Huntington (nearest in Walton, 109 mi), Regions Bank (nearest in Franklin, 131 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mount Vernon to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mount Vernon residents like anyone else.

Banks near Mount Vernon

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Berea (16 miles) and Mc Kee (18 miles). Richmond, 27 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Mount Vernon

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mount Vernon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Mount Vernon

Short answer: 1 institution has its main office in Mount Vernon: Citizens Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Mount Vernon by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mount Vernon offices.

Short answer: Community Trust Bank is the largest bank with offices in Mount Vernon, with $6.95 billion in total assets on June 30, 2026, No. 223 among U.S. banks by total assets. Whitaker Bank is second with $1.93 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mount Vernon: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.