US Bank Directory
Banks in Murray, KY
10 FDIC-insured banks operate 14 offices in Murray, Kentucky, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Murray
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 16 locations in Murray, according to the FDIC and the NCUA. 16 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
16 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Murray
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Murray, with 2 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community Financial Services Bank Bank · 2
Community Financial Services Bank has 2 branches in Murray, 8 across Kentucky and 8 nationwide. FDIC records list its main office in Benton, KY and show it operating since 1890. With $1.37 billion in total assets on June 30, 2026, it ranks No. 806 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Murray location is the Calloway County Banking Center Branch at 1721 N 12th St, dating to 2008; the newest, at 414 S 12th St, to 2020. It does not publish hours in the sources this page uses; check its site before you go.
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Calloway County Banking Center Branch1721 N 12th St, 42071
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Calloway County Sycamore Banking Center414 S 12th St, 42071
FNB Bank Bank · 2
FNB Bank has 2 branches in Murray, 11 across Kentucky and 11 nationwide. FDIC records list its main office in Mayfield, KY and show it operating since 1875. With $770.0 million in total assets on June 30, 2026, it ranks No. 1,302 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Murray location is the Murray Ky Branch at 1445 Lowes Dr, dating to 2013; the newest, at 611 S 12th St, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Murray Ky Branch1445 Lowes Dr, 42071
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Murray South611 S 12th St, 42071
Independence Bank of Kentucky Bank · 2
Independence Bank of Kentucky has 2 branches in Murray, 26 across Kentucky and 26 nationwide. FDIC records list its main office in Owensboro, KY and show it operating since 1909. With $3.83 billion in total assets on June 30, 2026, it ranks No. 349 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Murray location is the Patriot Square Branch at 507 N 12th St, dating to 2013; the newest, at 721 S 12th St, to 2017. It does not publish hours in the sources this page uses; check its site before you go.
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Patriot Square Branch507 N 12th St, 42071
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Glendale Branch721 S 12th St, 42071
Main Impact Credit Union Credit union · 2
Main Impact Credit Union has 2 officees in Murray, 2 across Kentucky. It is based in Murray, KY and $23.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1312 Main St, 42071
All hours
Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Regions Bank515 N 12Th St University Office, 42071
The Murray Bank Bank · 2
The Murray Bank has 2 branches in Murray, 3 across Kentucky and 3 nationwide. FDIC records list its main office in Murray, KY and show it operating since 1999. With $534.1 million in total assets on June 30, 2026, it ranks No. 1,716 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Murray location is its main office at 405 S 12th St, dating to 1999; the newest, at 700 B North 12th Street, to 2002. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office405 S 12th St, 42071
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700 B North 12Th Street Branch700 B North 12th Street, 42071
Bank of Cadiz Bank · 1
Bank of Cadiz has 1 branch in Murray, 5 across Kentucky and 5 nationwide. FDIC records list its main office in Cadiz, KY and show it operating since 1970. With $142.9 million in total assets on June 30, 2026, it ranks No. 3,374 of 4,232 U.S. banks by total assets. The Murray Branch at 630 N 12th St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Murray Branch630 N 12th St, 42071
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Murray, 16 across Kentucky and 83 nationwide. FDIC records list its main office in Terre Haute, IN and show it operating since 1863. With $6.17 billion in total assets on June 30, 2026, it ranks No. 245 of 4,232 U.S. banks by total assets. The Main Street Branch at 210 N 12th St dates to 1879 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Street Branch210 N 12th St, 42071
Regions Bank Bank · 1
Regions Bank has 1 branch in Murray, 9 across Kentucky and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The University Murray Branch at 515 N 12th St dates to 1970 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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University Murray Branch515 N 12th St, 42071
Truist Bank · 1
Truist has 1 branch in Murray, 53 across Kentucky and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Murray Branch at 602 S 12th St dates to 1964 in FDIC branch records. It opens on Saturday.
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Murray Branch602 S 12th St, 42071
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Murray, 69 across Kentucky and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Calloway County Branch at 1111 Main St dates to 1992 in FDIC branch records. It opens on Saturday.
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Calloway County Branch1111 Main St, 42071
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Murray, 23 across Kentucky and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8073 Murray Kemtucky Walmart Branch at 809 N 12th St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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8073 Murray Kemtucky Walmart Branch809 N 12th St, 42071
Join a credit union in Murray
1 credit union has 2 offices here: Main Impact Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Murray page has every office in the state's directory.
Banking in Murray: the local picture
Short answer: 10 banks run 14 branches in Murray according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 1 has its main office in Murray, 4 elsewhere in Kentucky and 5 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First Financial Bank's office at 210 N 12th St, dating to 1879; the newest is Community Financial Services Bank's at 414 S 12th St, from 2020.
The only credit union with an office here is Main Impact Credit Union.
Of the 3 locations with published hours. 2 open on Saturday. 13 locations have no published hours in these sources.
Banks open on Saturday in Murray
Short answer: 2 of the 3 Murray locations with published hours open on Saturday, run by 2 institutions.
- U.S. Bank: 1 of 1 branch (1111 Main St: Saturday 9 am to 12 pm)
- Truist: 1 of 1 branch (602 S 12th St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Murray, and where the nearest one is if they do not.
Short answer: In Murray: U.S. Bank (1), Truist (1), Regions Bank (1). No branches in Murray: Chase (nearest in Owensboro, 102 mi), Wells Fargo, Bank of America (nearest in Louisville, 174 mi), PNC Bank (nearest in Owensboro, 102 mi), Fifth Third Bank (nearest in Eddyville, 35 mi), Huntington (nearest in Walton, 256 mi), TD Bank, BMO.
| Bank | In Murray | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Truist | 1 branch | here |
| Regions Bank | 1 branch | here |
| Chase | None | Owensboro, 102 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Louisville, 174 miles away |
| PNC Bank | None | Owensboro, 102 miles away |
| Fifth Third Bank | None | Eddyville, 35 miles away |
| Huntington | None | Walton, 256 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Murray to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Murray residents like anyone else.
Banks near Murray
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Benton (19 miles) and Mayfield (20 miles). Paducah, 36 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Benton, KY | 19 mi | 6 | 8 |
| Banks in Mayfield, KY | 20 mi | 6 | 10 |
| Banks in Calvert City, KY | 28 mi | 2 | 2 |
| Banks in Cadiz, KY | 32 mi | 3 | 6 |
| Banks in Fulton, KY | 33 mi | 2 | 3 |
| Banks in Eddyville, KY | 35 mi | 4 | 5 |
| Banks in Paducah, KY | 36 mi | 9 | 23 |
| Banks in Clinton, KY | 38 mi | 2 | 2 |
Bank branch openings and closings in Murray
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Murray between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Murray
Short answer: 2 institutions have their main office in Murray: The Murray Bank and Main Impact Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Murray Bank | Bank | $534.1 million | 2 |
| Main Impact Credit Union | Credit union | $23.9 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Murray by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Murray offices.
Short answer: U.S. Bank is the largest bank with offices in Murray, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Truist is second with $548.35 billion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| First Financial Bank | $6.17 billion | No. 245 | 1 | Terre Haute, IN |
| Independence Bank of Kentucky | $3.83 billion | No. 349 | 2 | Owensboro, KY |
| Community Financial Services Bank | $1.37 billion | No. 806 | 2 | Benton, KY |
| FNB Bank | $770.0 million | No. 1,302 | 2 | Mayfield, KY |
| The Murray Bank | $534.1 million | No. 1,716 | 2 | Murray, KY |
| Bank of Cadiz | $142.9 million | No. 3,374 | 1 | Cadiz, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Murray: FAQ
How many banks are in Murray, KY?
Murray has 10 banks with 14 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Murray?
Independence Bank of Kentucky, with 2. Community Financial Services Bank has 2 and FNB Bank has 2.
Is there a Independence Bank of Kentucky in Murray, KY?
Yes. FDIC data lists 2 Independence Bank of Kentucky branches in Murray as of September 5, 2026. Its branches are listed under Independence Bank of Kentucky above, with the address and directions for each.
Is there a Community Financial Services Bank in Murray, KY?
Yes. FDIC data lists 2 Community Financial Services Bank branches in Murray as of September 5, 2026. Its branches are listed under Community Financial Services Bank above, with the address and directions for each.
Is there a FNB Bank in Murray, KY?
Yes. FDIC data lists 2 FNB Bank branches in Murray as of September 5, 2026. Its branches are listed under FNB Bank above, with the address and directions for each.
Is there a Chase in Murray, KY?
No. FDIC data lists no Chase branch in Murray as of September 5, 2026. The nearest is in Owensboro, about 102 miles away in a straight line.
Which banks in Murray are open on Saturday?
U.S. Bank and Truist publish Saturday hours for one or more Murray locations. The Saturday section above lists each one with its hours. 13 of the 16 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Murray?
The Murray Bank and Main Impact Credit Union have their main office in Murray, according to the FDIC and the NCUA.
What is the oldest bank in Murray?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Murray?
Main Impact Credit Union has an office in Murray. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Murray in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Murray?
Nearby cities with more banks include Benton, Mayfield, Calvert City. Benton is 19 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 14 branches: Truist, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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