US Bank Directory

Banks in Clinton, KY

2 FDIC-insured banks operate 2 offices in Clinton, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Clinton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Clinton, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Clinton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Community Bank of the Heartland and Clinton Bank have the most locations in Clinton, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Clinton Bank 1 branch · main office Clinton, KY Bank · 1

Clinton Bank has 1 branch in Clinton, 1 across Kentucky and 1 nationwide. FDIC records list its main office in Clinton, KY and show it operating since 1887. With $70.4 million in total assets on June 30, 2026, it ranks No. 3,926 of 4,232 U.S. banks by total assets. Its main office at 220 E Clay St dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    220 E Clay St, 42031
    Hours: see the bank's site
Clinton Bank: profile, branches and contacts
First Community Bank of the Heartland 1 branch · main office Clinton, KY Bank · 1

First Community Bank of the Heartland has 1 branch in Clinton, 5 across Kentucky and 11 nationwide. FDIC records list its main office in Clinton, KY and show it operating since 1934. With $506.0 million in total assets on June 30, 2026, it ranks No. 1,780 of 4,232 U.S. banks by total assets. Its main office at 114 E Jackson St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    114 E Jackson St, 42031
    Hours: see the bank's site
First Community Bank of the Heartland: profile, branches and contacts

Banking in Clinton: the local picture

Short answer: 2 banks run 2 branches in Clinton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 2 have their main office in Clinton, according to the FDIC.

The bank with the longest record here is Clinton Bank, operating since 1887 according to the FDIC. In FDIC branch records, the longest-running branch is Clinton Bank's office at 220 E Clay St, dating to 1887; the newest is First Community Bank of the Heartland's at 114 E Jackson St, from 1934.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Clinton, and where the nearest one is if they do not.

Short answer: No branches in Clinton: Chase (nearest in Owensboro, 127 mi), Wells Fargo, Bank of America (nearest in Louisville, 203 mi), PNC Bank (nearest in Owensboro, 127 mi), U.S. Bank (nearest in Mayfield, 20 mi), Truist (nearest in Paducah, 33 mi), Fifth Third Bank (nearest in Eddyville, 58 mi), Huntington (nearest in Walton, 284 mi), Regions Bank (nearest in Mayfield, 21 mi), TD Bank, BMO.

BankIn ClintonNearest branch if none here
ChaseNoneOwensboro, 127 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLouisville, 203 miles away
PNC BankNoneOwensboro, 127 miles away
U.S. BankNoneMayfield, 20 miles away
TruistNonePaducah, 33 miles away
Fifth Third BankNoneEddyville, 58 miles away
HuntingtonNoneWalton, 284 miles away
Regions BankNoneMayfield, 21 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clinton to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clinton residents like anyone else.

Banks near Clinton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Fulton (12 miles) and Bardwell (15 miles). Paducah, 33 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Clinton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Clinton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Clinton

Short answer: 2 institutions have their main office in Clinton: First Community Bank of the Heartland and Clinton Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
First Community Bank of the HeartlandBank$506.0 million1
Clinton BankBank$70.4 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Clinton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clinton offices.

Short answer: First Community Bank of the Heartland is the largest bank with offices in Clinton, with $506.0 million in total assets on June 30, 2026, No. 1,780 among U.S. banks by total assets. Clinton Bank is second with $70.4 million. 2 of the 2 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Community Bank of the Heartland$506.0 millionNo. 1,7801Clinton, KY
Clinton Bank$70.4 millionNo. 3,9261Clinton, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Clinton: FAQ

How many banks are in Clinton, KY?

Clinton has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Clinton?

First Community Bank of the Heartland, with 1. Clinton Bank has 1.

Is there a First Community Bank of the Heartland in Clinton, KY?

Yes. FDIC data lists 1 First Community Bank of the Heartland branch in Clinton as of September 5, 2026, the main office at 114 E Jackson St. The address and directions are under First Community Bank of the Heartland above.

Is there a Chase in Clinton, KY?

No. FDIC data lists no Chase branch in Clinton as of September 5, 2026. The nearest is in Owensboro, about 127 miles away in a straight line.

Which banks are headquartered in Clinton?

First Community Bank of the Heartland and Clinton Bank have their main office in Clinton, according to the FDIC.

What is the oldest bank in Clinton?

Clinton Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1887.

Did any bank branches open or close in Clinton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Clinton?

Nearby cities with more banks include Fulton, Bardwell, Cunningham. Fulton is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds