US Bank Directory
Banks in Bardwell, KY
2 FDIC-insured banks operate 2 offices in Bardwell, Kentucky.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Bardwell
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Bardwell, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Bardwell
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Kentucky Bank and Citizens Deposit Bank of Arlington have the most locations in Bardwell, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Deposit Bank of Arlington Bank · 1
Citizens Deposit Bank of Arlington has 1 branch in Bardwell, 5 across Kentucky and 5 nationwide. FDIC records list its main office in Arlington, KY and show it operating since 1949. With $348.2 million in total assets on June 30, 2026, it ranks No. 2,273 of 4,232 U.S. banks by total assets. The Bardwell Branch at 941 Us Highway 62 dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bardwell Branch941 Us Highway 62, 42023
First Kentucky Bank Bank · 1
First Kentucky Bank has 1 branch in Bardwell, 11 across Kentucky and 11 nationwide. FDIC records list its main office in Mayfield, KY and show it operating since 1899. With $585.6 million in total assets on June 30, 2026, it ranks No. 1,593 of 4,232 U.S. banks by total assets. The Bardwell Branch at 400 Us Highway 51 N dates to 1895 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bardwell Branch400 Us Highway 51 N, 42023
Banking in Bardwell: the local picture
Short answer: 2 banks run 2 branches in Bardwell according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Bardwell, 2 elsewhere in Kentucky, according to the FDIC.
The bank with the longest record here is First Kentucky Bank, operating since 1899 according to the FDIC. In FDIC branch records, the longest-running branch is First Kentucky Bank's office at 400 Us Highway 51 N, dating to 1895; the newest is Citizens Deposit Bank of Arlington's at 941 Us Highway 62, from 1998.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Bardwell, and where the nearest one is if they do not.
Short answer: No branches in Bardwell: Chase (nearest in Owensboro, 120 mi), Wells Fargo, Bank of America (nearest in Louisville, 196 mi), PNC Bank (nearest in Owensboro, 120 mi), U.S. Bank (nearest in Paducah, 22 mi), Truist (nearest in Paducah, 22 mi), Fifth Third Bank (nearest in Eddyville, 53 mi), Huntington (nearest in Walton, 277 mi), Regions Bank (nearest in La Center, 14 mi), TD Bank, BMO.
| Bank | In Bardwell | Nearest branch if none here |
|---|---|---|
| Chase | None | Owensboro, 120 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Louisville, 196 miles away |
| PNC Bank | None | Owensboro, 120 miles away |
| U.S. Bank | None | Paducah, 22 miles away |
| Truist | None | Paducah, 22 miles away |
| Fifth Third Bank | None | Eddyville, 53 miles away |
| Huntington | None | Walton, 277 miles away |
| Regions Bank | None | La Center, 14 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bardwell to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bardwell residents like anyone else.
Banks near Bardwell
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cunningham (6 miles) and Wickliffe (7 miles). Paducah, 24 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cunningham, KY | 6 mi | 2 | 2 |
| Banks in Wickliffe, KY | 7 mi | 2 | 2 |
| Banks in La Center, KY | 14 mi | 2 | 2 |
| Banks in Clinton, KY | 15 mi | 2 | 2 |
| Banks in Kevil, KY | 16 mi | 2 | 2 |
| Banks in Mayfield, KY | 23 mi | 6 | 10 |
| Banks in Paducah, KY | 24 mi | 9 | 23 |
| Banks in Fulton, KY | 26 mi | 2 | 3 |
Bank branch openings and closings in Bardwell
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Bardwell between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Bardwell by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bardwell offices.
Short answer: First Kentucky Bank is the largest bank with offices in Bardwell, with $585.6 million in total assets on June 30, 2026, No. 1,593 among U.S. banks by total assets. Citizens Deposit Bank of Arlington is second with $348.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Kentucky Bank | $585.6 million | No. 1,593 | 1 | Mayfield, KY |
| Citizens Deposit Bank of Arlington | $348.2 million | No. 2,273 | 1 | Arlington, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Bardwell: FAQ
How many banks are in Bardwell, KY?
Bardwell has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Bardwell?
First Kentucky Bank, with 1. Citizens Deposit Bank of Arlington has 1.
Is there a First Kentucky Bank in Bardwell, KY?
Yes. FDIC data lists 1 First Kentucky Bank branch in Bardwell as of September 5, 2026. The address and directions are under First Kentucky Bank above.
Is there a Citizens Deposit Bank of Arlington in Bardwell, KY?
Yes. FDIC data lists 1 Citizens Deposit Bank of Arlington branch in Bardwell as of September 5, 2026. The address and directions are under Citizens Deposit Bank of Arlington above.
Is there a Chase in Bardwell, KY?
No. FDIC data lists no Chase branch in Bardwell as of September 5, 2026. The nearest is in Owensboro, about 120 miles away in a straight line.
What is the oldest bank in Bardwell?
First Kentucky Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1899.
Did any bank branches open or close in Bardwell in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Bardwell?
Nearby cities with more banks include Cunningham, Wickliffe, La Center. Cunningham is 6 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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