US Bank Directory

Banks in Fulton, KY

2 FDIC-insured banks operate 3 offices in Fulton, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Fulton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 3 locations in Fulton, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Fulton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Financial Bank has the most locations in Fulton, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Financial Bank 2 branches · main office Terre Haute, IN Bank · 2

First Financial Bank has 2 branches in Fulton, 16 across Kentucky and 83 nationwide. FDIC records list its main office in Terre Haute, IN and show it operating since 1863. With $6.17 billion in total assets on June 30, 2026, it ranks No. 245 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fulton location is the Fulton Branch at 306 Lake St, dating to 1902; the newest, at 607 N Highland Dr, to 1977. It does not publish hours in the sources this page uses; check its site before you go.

First Financial Bank: profile, branches and contacts
The Citizens Bank 1 branch · main office Hickman, KY Bank · 1

The Citizens Bank has 1 branch in Fulton, 2 across Kentucky and 3 nationwide. FDIC records list its main office in Hickman, KY and show it operating since 1930. With $220.4 million in total assets on June 30, 2026, it ranks No. 2,877 of 4,232 U.S. banks by total assets. The Nolan Avenue Branch at 201 Nolan Ave dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Nolan Avenue Branch
    201 Nolan Ave, 42041
    Hours: see the bank's site
The Citizens Bank: profile, branches and contacts

Banking in Fulton: the local picture

Short answer: 2 banks run 3 branches in Fulton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Fulton, 1 elsewhere in Kentucky and 1 out of state, according to the FDIC.

The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First Financial Bank's office at 306 Lake St, dating to 1902; the newest is The Citizens Bank's at 201 Nolan Ave, from 2002.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Fulton, and where the nearest one is if they do not.

Short answer: No branches in Fulton: Chase (nearest in Owensboro, 130 mi), Wells Fargo, Bank of America (nearest in Louisville, 204 mi), PNC Bank (nearest in Owensboro, 129 mi), U.S. Bank (nearest in Mayfield, 21 mi), Truist (nearest in Murray, 32 mi), Fifth Third Bank (nearest in Eddyville, 59 mi), Huntington (nearest in Walton, 286 mi), Regions Bank (nearest in Mayfield, 21 mi), TD Bank, BMO.

BankIn FultonNearest branch if none here
ChaseNoneOwensboro, 130 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLouisville, 204 miles away
PNC BankNoneOwensboro, 129 miles away
U.S. BankNoneMayfield, 21 miles away
TruistNoneMurray, 32 miles away
Fifth Third BankNoneEddyville, 59 miles away
HuntingtonNoneWalton, 286 miles away
Regions BankNoneMayfield, 21 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fulton to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fulton residents like anyone else.

Banks near Fulton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Clinton (12 miles) and Mayfield (21 miles). Murray, 33 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Fulton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Fulton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Fulton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fulton offices.

Short answer: First Financial Bank is the largest bank with offices in Fulton, with $6.17 billion in total assets on June 30, 2026, No. 245 among U.S. banks by total assets. The Citizens Bank is second with $220.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Financial Bank$6.17 billionNo. 2452Terre Haute, IN
The Citizens Bank$220.4 millionNo. 2,8771Hickman, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Fulton: FAQ

How many banks are in Fulton, KY?

Fulton has 2 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Fulton?

First Financial Bank, with 2. The Citizens Bank has 1.

Is there a First Financial Bank in Fulton, KY?

Yes. FDIC data lists 2 First Financial Bank branches in Fulton as of September 5, 2026. Its branches are listed under First Financial Bank above, with the address and directions for each.

Is there a The Citizens Bank in Fulton, KY?

Yes. FDIC data lists 1 The Citizens Bank branch in Fulton as of September 5, 2026. The address and directions are under The Citizens Bank above.

Is there a Chase in Fulton, KY?

No. FDIC data lists no Chase branch in Fulton as of September 5, 2026. The nearest is in Owensboro, about 130 miles away in a straight line.

What is the oldest bank in Fulton?

First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Did any bank branches open or close in Fulton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Fulton?

Nearby cities with more banks include Clinton, Mayfield, Bardwell. Clinton is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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