US Bank Directory

Banks in La Center, KY

2 FDIC-insured banks operate 2 offices in La Center, Kentucky, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: La Center

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in La Center, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in La Center

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Regions Bank and First Community Bank of the Heartland have the most locations in La Center, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

C-plant Credit Union 1 office · main office Paducah, KY Credit union · 1

C-plant Credit Union has 1 office in La Center, 10 across Kentucky. It is based in Paducah, KY and $363.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • La Center
    339 E Kentucky Dr, 42056
    (270) 462-2353Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

C-plant Credit Union: profile, branches and contacts
First Community Bank of the Heartland 1 branch · main office Clinton, KY Bank · 1

First Community Bank of the Heartland has 1 branch in La Center, 5 across Kentucky and 11 nationwide. FDIC records list its main office in Clinton, KY and show it operating since 1934. With $506.0 million in total assets on June 30, 2026, it ranks No. 1,780 of 4,232 U.S. banks by total assets. The La Center Ky Branch at 414 W Kentucky Dr dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • La Center Ky Branch
    414 W Kentucky Dr, 42056
    Hours: see the bank's site
First Community Bank of the Heartland: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in La Center, 9 across Kentucky and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Lacenter Branch at 312 Broadway dates to 1954 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Regions Bank: profile, branches and contacts

Join a credit union in La Center

1 credit union has 1 office here: C-plant Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in La Center page has every office in the state's directory.

Banking in La Center: the local picture

Short answer: 2 banks run 2 branches in La Center according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in La Center, 1 elsewhere in Kentucky and 1 out of state, according to the FDIC.

The bank with the longest record here is Regions Bank, operating since 1928 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 312 Broadway, dating to 1954; the newest is First Community Bank of the Heartland's at 414 W Kentucky Dr, from 2014.

The only credit union with an office here is C-plant Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in La Center

Short answer: None of the 1 La Center location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in La Center, and where the nearest one is if they do not.

Short answer: In La Center: Regions Bank (1). No branches in La Center: Chase (nearest in Owensboro, 112 mi), Wells Fargo, Bank of America (nearest in Louisville, 189 mi), PNC Bank (nearest in Owensboro, 112 mi), U.S. Bank (nearest in Paducah, 16 mi), Truist (nearest in Paducah, 15 mi), Fifth Third Bank (nearest in Eddyville, 49 mi), Huntington (nearest in Walton, 268 mi), TD Bank, BMO.

BankIn La CenterNearest branch if none here
Regions Bank1 branchhere
ChaseNoneOwensboro, 112 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLouisville, 189 miles away
PNC BankNoneOwensboro, 112 miles away
U.S. BankNonePaducah, 16 miles away
TruistNonePaducah, 15 miles away
Fifth Third BankNoneEddyville, 49 miles away
HuntingtonNoneWalton, 268 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of La Center to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to La Center residents like anyone else.

Banks near La Center

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Kevil (5 miles) and Wickliffe (10 miles). Paducah, 18 miles away, has the most banks nearby: 9.

Bank branch openings and closings in La Center

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in La Center between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in La Center by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its La Center offices.

Short answer: Regions Bank is the largest bank with offices in La Center, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. First Community Bank of the Heartland is second with $506.0 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Regions Bank$159.79 billionNo. 271Birmingham, AL
First Community Bank of the Heartland$506.0 millionNo. 1,7801Clinton, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in La Center: FAQ

How many banks are in La Center, KY?

La Center has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in La Center?

Regions Bank, with 1. First Community Bank of the Heartland has 1.

Is there a Regions Bank in La Center, KY?

Yes. FDIC data lists 1 Regions Bank branch in La Center as of September 5, 2026. The address and directions are under Regions Bank above.

Is there a First Community Bank of the Heartland in La Center, KY?

Yes. FDIC data lists 1 First Community Bank of the Heartland branch in La Center as of September 5, 2026. The address and directions are under First Community Bank of the Heartland above.

Is there a Chase in La Center, KY?

No. FDIC data lists no Chase branch in La Center as of September 5, 2026. The nearest is in Owensboro, about 112 miles away in a straight line.

Which banks in La Center are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in La Center?

Regions Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1928.

Which credit unions can I join in La Center?

C-plant Credit Union has an office in La Center. Check each credit union's membership rules before you apply.

Did any bank branches open or close in La Center in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near La Center?

Nearby cities with more banks include Kevil, Wickliffe, Cunningham. Kevil is 5 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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