Banks in Benton, KY

Bank branch map: Benton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 9 locations in Benton, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Benton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community Financial Services Bank and First Kentucky Bank have the most locations in Benton, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Financial Services Bank 2 branches · main office Benton, KY Bank · 2

Community Financial Services Bank has 2 branches in Benton, 8 across Kentucky and 8 nationwide. FDIC records list its main office in Benton, KY and show it operating since 1890. With $1.37 billion in total assets on June 30, 2026, it ranks No. 806 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Benton location is its main office at 221 W 5th St, dating to 1890; the newest, at 23 Us Highway 68 W, to 1974. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  221 W 5th St, 42025

  Hours: see the bank's site
  DirectionsWebsite
• Draffenville Banking Center Branch

  23 Us Highway 68 W, 42025

  Hours: see the bank's site
  DirectionsWebsite

Community Financial Services Bank: profile, branches and contacts

First Kentucky Bank 2 branches · main office Mayfield, KY Bank · 2

First Kentucky Bank has 2 branches in Benton, 11 across Kentucky and 11 nationwide. FDIC records list its main office in Mayfield, KY and show it operating since 1899. With $585.6 million in total assets on June 30, 2026, it ranks No. 1,593 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Benton location is the Draffenville Branch at 30 Us Highway 68 W, dating to 2004; the newest, at 605 Main St, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

• Draffenville Branch

  30 Us Highway 68 W, 42025

  Hours: see the bank's site
  DirectionsWebsite
• Benton Branch

  605 Main St, 42025

  Hours: see the bank's site
  DirectionsWebsite

First Kentucky Bank: profile, branches and contacts

First Financial Bank 1 branch · main office Terre Haute, IN Bank · 1

First Financial Bank has 1 branch in Benton, 16 across Kentucky and 83 nationwide. FDIC records list its main office in Terre Haute, IN and show it operating since 1863. With $6.17 billion in total assets on June 30, 2026, it ranks No. 245 of 4,232 U.S. banks by total assets. The Benton Branch at 660 Main St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Benton Branch

  660 Main St, 42025

  Hours: see the bank's site
  DirectionsWebsite

First Financial Bank: profile, branches and contacts

FNB Bank 1 branch · main office Mayfield, KY Bank · 1

FNB Bank has 1 branch in Benton, 11 across Kentucky and 11 nationwide. FDIC records list its main office in Mayfield, KY and show it operating since 1875. With $770.0 million in total assets on June 30, 2026, it ranks No. 1,302 of 4,232 U.S. banks by total assets. The Fnb Bank-Benton Branch at 315w 5th Street dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Fnb Bank-Benton Branch

  315w 5th Street, 42025

  Hours: see the bank's site
  DirectionsWebsite

FNB Bank: profile, branches and contacts

Lake Chem Community Credit Union 1 office · main office Benton, KY Credit union · 1

Lake Chem Community Credit Union has 1 office in Benton, 2 across Kentucky. It is based in Benton, KY and $98.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Main Office main office

  35 Us Highway 68 E, 42025

  (270) 527-4389Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat 8 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

Lake Chem Community Credit Union: profile, branches and contacts

Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Benton, 9 across Kentucky and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Benton Ky Branch at 507 Main St dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Benton Ky Branch

  507 Main St, 42025

  Hours: see the bank's site
  DirectionsWebsite

Regions Bank: profile, branches and contacts

U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Benton, 69 across Kentucky and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Draffenville Branch at 95 Us Highway 68 E dates to 1988 in FDIC branch records. Its published hours do not list Saturday.

• Draffenville Branch

  95 Us Highway 68 E, 42025

  (270) 527-0036Today 9 am to 5 pm

  All hours

  Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

U.S. Bank: profile, branches and contacts

Join a credit union in Benton

1 credit union has 1 office here: Lake Chem Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Benton page has every office in the state's directory.

Banking in Benton: the local picture

Short answer: 6 banks run 8 branches in Benton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 1 has its main office in Benton, 2 elsewhere in Kentucky and 3 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Community Financial Services Bank's office at 221 W 5th St, dating to 1890; the newest is FNB Bank's at 315w 5th Street, from 2022.

The only credit union with an office here is Lake Chem Community Credit Union.

Of the 2 locations with published hours. 1 opens on Saturday. 7 locations have no published hours in these sources.

Credit unions open on Saturday in Benton

Short answer: 1 of the 2 Benton locations with published hours opens on Saturday, run by 1 institution.

• Lake Chem Community Credit Union: 1 of 1 office (35 Us Highway 68 E: Saturday 8 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Benton, and where the nearest one is if they do not.

Short answer: In Benton: U.S. Bank (1), Regions Bank (1). No branches in Benton: Chase (nearest in Owensboro, 90 mi), Wells Fargo, Bank of America (nearest in Louisville, 165 mi), PNC Bank (nearest in Owensboro, 90 mi), Truist (nearest in Murray, 20 mi), Fifth Third Bank (nearest in Eddyville, 20 mi), Huntington (nearest in Walton, 246 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Benton to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Benton residents like anyone else.

Banks near Benton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Calvert City (9 miles) and Mayfield (19 miles). Murray, 19 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Benton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Benton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Benton

Short answer: 2 institutions have their main office in Benton: Community Financial Services Bank and Lake Chem Community Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Benton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Benton offices.

Short answer: U.S. Bank is the largest bank with offices in Benton, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Benton: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.