US Bank Directory

Banks in Cadiz, KY

3 FDIC-insured banks operate 6 offices in Cadiz, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Cadiz

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 6 locations in Cadiz, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cadiz

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of Cadiz has the most locations in Cadiz, with 3. It is followed by FNB Bank (2). 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Cadiz 3 branches · main office Cadiz, KY Bank · 3

Bank of Cadiz has 3 branches in Cadiz, 5 across Kentucky and 5 nationwide. FDIC records list its main office in Cadiz, KY and show it operating since 1970. With $142.9 million in total assets on June 30, 2026, it ranks No. 3,374 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cadiz location is its main office at 79 Main St, dating to 1970; the newest, at 106 Lakota Drive, to 2001. It does not publish hours in the sources this page uses; check its site before you go.

Bank of Cadiz: profile, branches and contacts
FNB Bank 2 branches · main office Mayfield, KY Bank · 2

FNB Bank has 2 branches in Cadiz, 11 across Kentucky and 11 nationwide. FDIC records list its main office in Mayfield, KY and show it operating since 1875. With $770.0 million in total assets on June 30, 2026, it ranks No. 1,302 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cadiz location is the Cadiz Branch at 2558 Main St, dating to 1890; the newest, at 1197 Canton Rd, to 1978. It does not publish hours in the sources this page uses; check its site before you go.

FNB Bank: profile, branches and contacts
First Financial Bank 1 branch · main office Terre Haute, IN Bank · 1

First Financial Bank has 1 branch in Cadiz, 16 across Kentucky and 83 nationwide. FDIC records list its main office in Terre Haute, IN and show it operating since 1863. With $6.17 billion in total assets on June 30, 2026, it ranks No. 245 of 4,232 U.S. banks by total assets. The Main Street Branch at 352 Main St dates to 1879 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Financial Bank: profile, branches and contacts

Banking in Cadiz: the local picture

Short answer: 3 banks run 6 branches in Cadiz according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Cadiz, 1 elsewhere in Kentucky and 1 out of state, according to the FDIC.

The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First Financial Bank's office at 352 Main St, dating to 1879; the newest is Bank of Cadiz's at 106 Lakota Drive, from 2001.

None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cadiz, and where the nearest one is if they do not.

Short answer: No branches in Cadiz: Chase (nearest in Owensboro, 72 mi), Wells Fargo, Bank of America (nearest in Louisville, 142 mi), PNC Bank (nearest in Owensboro, 72 mi), U.S. Bank (nearest in Hopkinsville, 20 mi), Truist (nearest in Hopkinsville, 19 mi), Fifth Third Bank (nearest in Eddyville, 21 mi), Huntington (nearest in Walton, 224 mi), Regions Bank (nearest in Benton, 29 mi), TD Bank, BMO.

BankIn CadizNearest branch if none here
ChaseNoneOwensboro, 72 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLouisville, 142 miles away
PNC BankNoneOwensboro, 72 miles away
U.S. BankNoneHopkinsville, 20 miles away
TruistNoneHopkinsville, 19 miles away
Fifth Third BankNoneEddyville, 21 miles away
HuntingtonNoneWalton, 224 miles away
Regions BankNoneBenton, 29 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cadiz to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cadiz residents like anyone else.

Banks near Cadiz

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Princeton (17 miles) and Hopkinsville (19 miles). Murray, 32 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Cadiz

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cadiz between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Cadiz

Short answer: 1 institution has its main office in Cadiz: Bank of Cadiz.

InstitutionTypeTotal assets, June 30, 2026Offices here
Bank of CadizBank$142.9 million3

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Cadiz by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cadiz offices.

Short answer: First Financial Bank is the largest bank with offices in Cadiz, with $6.17 billion in total assets on June 30, 2026, No. 245 among U.S. banks by total assets. FNB Bank is second with $770.0 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Financial Bank$6.17 billionNo. 2451Terre Haute, IN
FNB Bank$770.0 millionNo. 1,3022Mayfield, KY
Bank of Cadiz$142.9 millionNo. 3,3743Cadiz, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cadiz: FAQ

How many banks are in Cadiz, KY?

Cadiz has 3 banks with 6 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Cadiz?

Bank of Cadiz, with 3. FNB Bank has 2 and First Financial Bank has 1.

Is there a FNB Bank in Cadiz, KY?

Yes. FDIC data lists 2 FNB Bank branches in Cadiz as of September 5, 2026. Its branches are listed under FNB Bank above, with the address and directions for each.

Is there a First Financial Bank in Cadiz, KY?

Yes. FDIC data lists 1 First Financial Bank branch in Cadiz as of September 5, 2026. The address and directions are under First Financial Bank above.

Is there a Chase in Cadiz, KY?

No. FDIC data lists no Chase branch in Cadiz as of September 5, 2026. The nearest is in Owensboro, about 72 miles away in a straight line.

Which banks are headquartered in Cadiz?

Bank of Cadiz has its main office in Cadiz, according to the FDIC.

What is the oldest bank in Cadiz?

First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Did any bank branches open or close in Cadiz in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cadiz?

Nearby cities with more banks include Princeton, Hopkinsville, Eddyville. Princeton is 17 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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