Banks in Elkton, KY

Bank branch map: Elkton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Elkton, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Elkton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Elkton Bank has the most locations in Elkton, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Elkton Bank 2 branches · main office Elkton, KY Bank · 2

Elkton Bank has 2 branches in Elkton, 4 across Kentucky and 4 nationwide. FDIC records list its main office in Elkton, KY and show it operating since 1866. With $199.1 million in total assets on June 30, 2026, it ranks No. 2,998 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elkton location is its main office at 30 Public Sq, dating to 1866; the newest, at 202 S Main St, to 1979. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  30 Public Sq, 42220

  Hours: see the bank's site
  DirectionsWebsite
• Drive-In Branch Facility

  202 S Main St, 42220

  Hours: see the bank's site
  DirectionsWebsite

Elkton Bank: profile, branches and contacts

First Financial Bank 1 branch · main office Terre Haute, IN Bank · 1

First Financial Bank has 1 branch in Elkton, 16 across Kentucky and 83 nationwide. FDIC records list its main office in Terre Haute, IN and show it operating since 1863. With $6.17 billion in total assets on June 30, 2026, it ranks No. 245 of 4,232 U.S. banks by total assets. The Hopkinsville St Branch at Hopkinsville Street dates to 1879 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Hopkinsville St Branch

  Hopkinsville Street, 42220

  Hours: see the bank's site
  DirectionsWebsite

First Financial Bank: profile, branches and contacts

United Southern Bank 1 branch · main office Hopkinsville, KY Bank · 1

United Southern Bank has 1 branch in Elkton, 7 across Kentucky and 7 nationwide. FDIC records list its main office in Hopkinsville, KY and show it operating since 1922. With $353.7 million in total assets on June 30, 2026, it ranks No. 2,251 of 4,232 U.S. banks by total assets. The Elkton Branch at 808 S Main St dates to 1967 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Elkton Branch

  808 S Main St, 42220

  Hours: see the bank's site
  DirectionsWebsite

United Southern Bank: profile, branches and contacts

Banking in Elkton: the local picture

Short answer: 3 banks run 4 branches in Elkton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Elkton, 1 elsewhere in Kentucky and 1 out of state, according to the FDIC.

The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Elkton Bank's office at 30 Public Sq, dating to 1866; the newest is Elkton Bank's at 202 S Main St, from 1979.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Elkton, and where the nearest one is if they do not.

Short answer: No branches in Elkton: Chase (nearest in Bowling Green, 42 mi), Wells Fargo, Bank of America (nearest in Louisville, 118 mi), PNC Bank (nearest in Bowling Green, 40 mi), U.S. Bank (nearest in Russellville, 16 mi), Truist (nearest in Russellville, 16 mi), Fifth Third Bank (nearest in Madisonville, 39 mi), Huntington (nearest in Walton, 200 mi), Regions Bank (nearest in Franklin, 34 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elkton to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elkton residents like anyone else.

Banks near Elkton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Russellville (15 miles) and Hopkinsville (17 miles). Russellville, 15 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Elkton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Elkton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Elkton

Short answer: 1 institution has its main office in Elkton: Elkton Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Elkton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elkton offices.

Short answer: First Financial Bank is the largest bank with offices in Elkton, with $6.17 billion in total assets on June 30, 2026, No. 245 among U.S. banks by total assets. United Southern Bank is second with $353.7 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elkton: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.