Banks in Franklin, KY

Bank branch map: Franklin

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 6 locations in Franklin, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Franklin

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: German American Bank and Franklin Bank have the most locations in Franklin, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Franklin Bank 2 branches · main office Franklin, KY Bank · 2

Franklin Bank has 2 branches in Franklin, 5 across Kentucky and 5 nationwide. FDIC records list its main office in Franklin, KY and show it operating since 1958. With $803.6 million in total assets on June 30, 2026, it ranks No. 1,258 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Franklin location is its main office at 317 N Main St, dating to 1958; the newest, at 903 S Main St, to 1982. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  317 N Main St, 42134

  Hours: see the bank's site
  DirectionsWebsite
• South Branch

  903 S Main St, 42134

  Hours: see the bank's site
  DirectionsWebsite

Franklin Bank: profile, branches and contacts

German American Bank 2 branches · main office Jasper, IN Bank · 2

German American Bank has 2 branches in Franklin, 30 across Kentucky and 96 nationwide. FDIC records list its main office in Jasper, IN and show it operating since 1910. With $8.43 billion in total assets on June 30, 2026, it ranks No. 192 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Franklin location is the Franklin Branch at 303 N Main St, dating to 1928; the newest, at 1200 S Main St, to 2003. It does not publish hours in the sources this page uses; check its site before you go.

• Franklin South Main Street Branch

  1200 S Main St, 42134

  Hours: see the bank's site
  DirectionsWebsite
• Franklin Branch

  303 N Main St, 42134

  Hours: see the bank's site
  DirectionsWebsite

German American Bank: profile, branches and contacts

Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Franklin, 9 across Kentucky and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Franklin Ky W Branch at 117 W Cedar St dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Franklin Ky W Branch

  117 W Cedar St, 42134

  Hours: see the bank's site
  DirectionsWebsite

Regions Bank: profile, branches and contacts

South Central Bank, Inc. 1 branch · main office Glasgow, KY Bank · 1

South Central Bank, Inc. has 1 branch in Franklin, 26 across Kentucky and 27 nationwide. FDIC records list its main office in Glasgow, KY and show it operating since 1908. With $2.26 billion in total assets on June 30, 2026, it ranks No. 550 of 4,232 U.S. banks by total assets. The Franklin Branch at 204 S Main St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Franklin Branch

  204 S Main St, 42134

  Hours: see the bank's site
  DirectionsWebsite

South Central Bank, Inc.: profile, branches and contacts

Banking in Franklin: the local picture

Short answer: 4 banks run 6 branches in Franklin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Franklin, 1 elsewhere in Kentucky and 2 out of state, according to the FDIC.

The bank with the longest record here is South Central Bank, Inc., operating since 1908 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 117 W Cedar St, dating to 1890; the newest is German American Bank's at 1200 S Main St, from 2003.

None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Franklin, and where the nearest one is if they do not.

Short answer: In Franklin: Regions Bank (1). No branches in Franklin: Chase (nearest in Bowling Green, 20 mi), Wells Fargo, Bank of America (nearest in Louisville, 109 mi), PNC Bank (nearest in Bowling Green, 18 mi), U.S. Bank (nearest in Bowling Green, 18 mi), Truist (nearest in Bowling Green, 17 mi), Fifth Third Bank (nearest in Bowling Green, 18 mi), Huntington (nearest in Walton, 185 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Franklin to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Franklin residents like anyone else.

Banks near Franklin

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Auburn (13 miles) and Bowling Green (19 miles). Bowling Green, 19 miles away, has the most banks nearby: 23.

Bank branch openings and closings in Franklin

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Franklin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Franklin

Short answer: 1 institution has its main office in Franklin: Franklin Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Franklin by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Franklin offices.

Short answer: Regions Bank is the largest bank with offices in Franklin, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. German American Bank is second with $8.43 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Franklin: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.