Banks in Morgantown, KY

Bank branch map: Morgantown

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 4 locations in Morgantown, according to the FDIC. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Morgantown

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Morgantown Bank & Trust Company has the most locations in Morgantown, with 3. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Morgantown Bank & Trust Company 3 branches · main office Morgantown, KY Bank · 3

Morgantown Bank & Trust Company has 3 branches in Morgantown, 7 across Kentucky and 8 nationwide. FDIC records list its main office in Morgantown, KY and show it operating since 1880. With $439.7 million in total assets on June 30, 2026, it ranks No. 1,956 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Morgantown location is its main office at 202 N Main St, dating to 1880; the newest, at 208 N Main St, to 2015. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  202 N Main St, 42261

  Hours: see the bank's site
  DirectionsWebsite
• Morgantown Drive Thru

  208 N Main St, 42261

  Hours: see the bank's site
  DirectionsWebsite
• Highway 70 Branch

  71 Veterans Way, 42261

  Hours: see the bank's site
  DirectionsWebsite

Morgantown Bank & Trust Company: profile, branches and contacts

Peoples Bank 1 branch · main office Marietta, OH Bank · 1

Peoples Bank has 1 branch in Morgantown, 42 across Kentucky and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Morgantown Branch at 112 W Gl Smith St dates to 1898 in FDIC branch records. Its published hours do not list Saturday.

• Morgantown Branch

  112 W Gl Smith St, 42261

  (270) 526-3855Today 9 am to 4 pm

  All hours

  Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

  Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Peoples Bank: profile, branches and contacts

Banking in Morgantown: the local picture

Short answer: 2 banks run 4 branches in Morgantown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Morgantown and 1 out of state, according to the FDIC.

The bank with the longest record here is Morgantown Bank & Trust Company, operating since 1880 according to the FDIC. In FDIC branch records, the longest-running branch is Morgantown Bank & Trust Company's office at 202 N Main St, dating to 1880; the newest is Morgantown Bank & Trust Company's at 208 N Main St, from 2015.

Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Morgantown

Short answer: None of the 1 Morgantown location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Morgantown, and where the nearest one is if they do not.

Short answer: No branches in Morgantown: Chase (nearest in Bowling Green, 22 mi), Wells Fargo, Bank of America (nearest in Louisville, 81 mi), PNC Bank (nearest in Bowling Green, 21 mi), U.S. Bank (nearest in Bowling Green, 21 mi), Truist (nearest in Bowling Green, 21 mi), Fifth Third Bank (nearest in Bowling Green, 22 mi), Huntington (nearest in Walton, 161 mi), Regions Bank (nearest in Franklin, 35 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Morgantown to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Morgantown residents like anyone else.

Banks near Morgantown

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Beaver Dam (17 miles) and Hartford (19 miles). Bowling Green, 23 miles away, has the most banks nearby: 23.

Bank branch openings and closings in Morgantown

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Morgantown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Morgantown

Short answer: 1 institution has its main office in Morgantown: Morgantown Bank & Trust Company.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Morgantown by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Morgantown offices.

Short answer: Peoples Bank is the largest bank with offices in Morgantown, with $9.53 billion in total assets on June 30, 2026, No. 169 among U.S. banks by total assets. Morgantown Bank & Trust Company is second with $439.7 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Morgantown: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.