US Bank Directory

Banks in Beaver Dam, KY

4 FDIC-insured banks operate 4 offices in Beaver Dam, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Beaver Dam

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Beaver Dam, according to the FDIC. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Beaver Dam

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Beaver Dam, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Kentucky Bank 1 branch · main office Mayfield, KY Bank · 1

First Kentucky Bank has 1 branch in Beaver Dam, 11 across Kentucky and 11 nationwide. FDIC records list its main office in Mayfield, KY and show it operating since 1899. With $585.6 million in total assets on June 30, 2026, it ranks No. 1,593 of 4,232 U.S. banks by total assets. The Ohio County Branch at 1331 N Main St dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ohio County Branch
    1331 N Main St, 42320
    Hours: see the bank's site
First Kentucky Bank: profile, branches and contacts
First United Bank 1 branch · main office Madisonville, KY Bank · 1

First United Bank has 1 branch in Beaver Dam, 7 across Kentucky and 7 nationwide. FDIC records list its main office in Madisonville, KY and show it operating since 1996. With $591.4 million in total assets on June 30, 2026, it ranks No. 1,585 of 4,232 U.S. banks by total assets. The Beaver Dam Branch at 1500 Bill Monroe Memorial Boulevard dates to 1922 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Beaver Dam Branch
    1500 Bill Monroe Memorial Boulevard, 42320
    Hours: see the bank's site
First United Bank: profile, branches and contacts
Morgantown Bank & Trust Company 1 branch · main office Morgantown, KY Bank · 1

Morgantown Bank & Trust Company has 1 branch in Beaver Dam, 7 across Kentucky and 8 nationwide. FDIC records list its main office in Morgantown, KY and show it operating since 1880. With $439.7 million in total assets on June 30, 2026, it ranks No. 1,956 of 4,232 U.S. banks by total assets. The Beaver Dam Office Branch at 1150 North Main Street dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Beaver Dam Office Branch
    1150 North Main Street, 42320
    Hours: see the bank's site
Morgantown Bank & Trust Company: profile, branches and contacts
Peoples Bank 1 branch · main office Marietta, OH Bank · 1

Peoples Bank has 1 branch in Beaver Dam, 42 across Kentucky and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Northside Branch at 1300 N Main St dates to 1983 in FDIC branch records. Its published hours do not list Saturday.

  • Northside Branch
    1300 N Main St, 42320
    (270) 274-6150Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026

Peoples Bank: profile, branches and contacts

Banking in Beaver Dam: the local picture

Short answer: 4 banks run 4 branches in Beaver Dam according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Beaver Dam, 3 elsewhere in Kentucky and 1 out of state, according to the FDIC.

The bank with the longest record here is Morgantown Bank & Trust Company, operating since 1880 according to the FDIC. In FDIC branch records, the longest-running branch is First United Bank's office at 1500 Bill Monroe Memorial Boulevard, dating to 1922; the newest is Morgantown Bank & Trust Company's at 1150 North Main Street, from 2025.

Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Beaver Dam

Short answer: None of the 1 Beaver Dam location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Beaver Dam, and where the nearest one is if they do not.

Short answer: No branches in Beaver Dam: Chase (nearest in Owensboro, 26 mi), Wells Fargo, Bank of America (nearest in Louisville, 78 mi), PNC Bank (nearest in Owensboro, 26 mi), U.S. Bank (nearest in Owensboro, 26 mi), Truist (nearest in Calhoun, 23 mi), Fifth Third Bank (nearest in Owensboro, 26 mi), Huntington (nearest in Walton, 160 mi), Regions Bank (nearest in Franklin, 50 mi), TD Bank, BMO.

BankIn Beaver DamNearest branch if none here
ChaseNoneOwensboro, 26 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLouisville, 78 miles away
PNC BankNoneOwensboro, 26 miles away
U.S. BankNoneOwensboro, 26 miles away
TruistNoneCalhoun, 23 miles away
Fifth Third BankNoneOwensboro, 26 miles away
HuntingtonNoneWalton, 160 miles away
Regions BankNoneFranklin, 50 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Beaver Dam to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Beaver Dam residents like anyone else.

Banks near Beaver Dam

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hartford (3 miles) and Livermore (15 miles). Owensboro, 27 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Beaver Dam

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Beaver Dam between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Beaver Dam by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Beaver Dam offices.

Short answer: Peoples Bank is the largest bank with offices in Beaver Dam, with $9.53 billion in total assets on June 30, 2026, No. 169 among U.S. banks by total assets. First United Bank is second with $591.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Peoples Bank$9.53 billionNo. 1691Marietta, OH
First United Bank$591.4 millionNo. 1,5851Madisonville, KY
First Kentucky Bank$585.6 millionNo. 1,5931Mayfield, KY
Morgantown Bank & Trust Company$439.7 millionNo. 1,9561Morgantown, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Beaver Dam: FAQ

How many banks are in Beaver Dam, KY?

Beaver Dam has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Beaver Dam?

Peoples Bank, with 1. First United Bank has 1 and First Kentucky Bank has 1.

Is there a Peoples Bank in Beaver Dam, KY?

Yes. FDIC data lists 1 Peoples Bank branch in Beaver Dam as of September 5, 2026. The address and directions are under Peoples Bank above.

Is there a First United Bank in Beaver Dam, KY?

Yes. FDIC data lists 1 First United Bank branch in Beaver Dam as of September 5, 2026. The address and directions are under First United Bank above.

Is there a First Kentucky Bank in Beaver Dam, KY?

Yes. FDIC data lists 1 First Kentucky Bank branch in Beaver Dam as of September 5, 2026. The address and directions are under First Kentucky Bank above.

Is there a Chase in Beaver Dam, KY?

No. FDIC data lists no Chase branch in Beaver Dam as of September 5, 2026. The nearest is in Owensboro, about 26 miles away in a straight line.

Which banks in Beaver Dam are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Beaver Dam?

Morgantown Bank & Trust Company has the longest record among banks with a branch here: the FDIC shows it operating since 1880.

Did any bank branches open or close in Beaver Dam in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Beaver Dam?

Nearby cities with more banks include Hartford, Livermore, Central City. Hartford is 3 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 4 branches: Peoples Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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