US Bank Directory
Banks in Owensboro, KY
12 FDIC-insured banks operate 27 offices in Owensboro, Kentucky, and 6 credit unions have 9 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Owensboro
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 18 banks and credit unions operate 36 locations in Owensboro, according to the FDIC and the NCUA. 34 of them have coordinates on record and are on the map. 24 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
34 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Owensboro
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Owensboro, with 3 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
German American Bank Bank · 3
German American Bank has 3 branches in Owensboro, 30 across Kentucky and 96 nationwide. FDIC records list its main office in Jasper, IN and show it operating since 1910. With $8.43 billion in total assets on June 30, 2026, it ranks No. 192 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owensboro location is the Owensboro Downtown Branch at 313 Frederica St, dating to 1997; the newest, at 3264 Highway 54, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Owensboro Downtown Branch313 Frederica St, 42301
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Owensboro Highway 54 Branch3264 Highway 54, 42303
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Owensboro South Frederica Branch3560 Frederica St, 42301
Independence Bank of Kentucky Bank · 3
Independence Bank of Kentucky has 3 branches in Owensboro, 26 across Kentucky and 26 nationwide. FDIC records list its main office in Owensboro, KY and show it operating since 1909. With $3.83 billion in total assets on June 30, 2026, it ranks No. 349 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owensboro location is its main office at 2425 Frederica St, dating to 1909; the newest, at 3228 Highway 54, to 2000. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2425 Frederica St, 42301
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Parrish Avenue Branch2465 W Parrish Ave, 42301
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Highway 54 Branch3228 Highway 54, 42303
South Central Bank, Inc. Bank · 3
South Central Bank, Inc. has 3 branches in Owensboro, 26 across Kentucky and 27 nationwide. FDIC records list its main office in Glasgow, KY and show it operating since 1908. With $2.26 billion in total assets on June 30, 2026, it ranks No. 550 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owensboro location is the Frederica Street Branch at 2715 Frederica St, dating to 2000; the newest, at 3010 Highway 54, to 2015. It does not publish hours in the sources this page uses; check its site before you go.
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Carter Road Branch1375 Carter Rd, 42301
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Frederica Street Branch2715 Frederica St, 42301
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Highway 54 Branch3010 Highway 54, 42303
Truist Bank · 3
Truist has 3 branches in Owensboro, 53 across Kentucky and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owensboro location is the Owensboro Downtown Branch at 100 W 3rd St, dating to 1962; the newest, at 3506 State Route 54, to 2001. 2 of its 3 Owensboro locations with published hours open on Saturday.
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Owensboro Downtown Branch100 W 3rd St, 42303
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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West Parrish Avenue Branch2901 W Parrish Ave, 42301
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Commonwealth Court Branch3506 State Route 54, 42303
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
U.S. Bank Bank · 3
U.S. Bank has 3 branches in Owensboro, 69 across Kentucky and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owensboro location is the Carter Road Branch at 1701 Carter Rd, dating to 1987; the newest, at 1301 Pleasant Valley Rd, to 2002. 2 of its 3 Owensboro locations with published hours open on Saturday.
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Owensboro Health Regional Hospital1301 Pleasant Valley Rd, 42303
All hours
Mon not published; Tue to Fri 8:30 am to 3:30 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Carter Road Branch1701 Carter Rd, 42301
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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New Hartford Branch2701 New Hartford Rd, 42303
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Owensboro, 46 across Kentucky and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owensboro location is the Frederica Street Branch at 2938 Frederica St, dating to 1965; the newest, at 3160 Highway 54, to 1989. All 2 of its Owensboro locations with published hours open on Saturday.
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Frederica Street Branch2938 Frederica St, 42301
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Villa Point Branch3160 Highway 54, 42303
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Daviess County Teachers Credit Union Credit union · 2
Daviess County Teachers Credit Union has 2 officees in Owensboro, 2 across Kentucky. It is based in Owensboro, KY and $75.4 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Owensboro locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1900 Southeastern Pkwy, 42303
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Owensboro Federal Credit Union717 Harvard Dr, 42301
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Owensboro, 68 across Kentucky and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owensboro location is the Owensboro Downtown Branch at 500 Frederica St, dating to 1932; the newest, at 3205 Frederica St, to 1990. 1 of its 2 Owensboro locations with published hours open on Saturday.
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Owensboro South Branch3205 Frederica St, 42301
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Owensboro Downtown Branch500 Frederica St, 42301
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First United Bank Bank · 2
First United Bank has 2 branches in Owensboro, 7 across Kentucky and 7 nationwide. FDIC records list its main office in Madisonville, KY and show it operating since 1996. With $591.4 million in total assets on June 30, 2026, it ranks No. 1,585 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owensboro location is the Parrish Ave. Branch at 3012 W Parrish Ave, dating to 2021; the newest, at 2800 Frederica St, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
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Frederica Street Branch2800 Frederica St, 42301
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Parrish Ave. Branch3012 W Parrish Ave, 42301
Liberty Credit Union Credit union · 2
Liberty Credit Union has 2 officees in Owensboro, 11 across Kentucky. It is based in Evansville, IN and $4.77 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Owensboro locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Owensboro Ky Office-West2820 N York St, 42301
All hours
Mon 9 am to 5 pm; Tue to Wed not published; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Owensboro East2930 Wimsatt Ct, 42303
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Old National Bank · 2
Old National has 2 branches in Owensboro, 11 across Kentucky and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owensboro location is the Owensboro Branch at 123 W 4th St, dating to 1900; the newest, at 3230 Mount Moriah Ave, to 2007. 1 of its 2 Owensboro locations with published hours open on Saturday.
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Owensboro Branch123 W 4th St, 42303
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
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Owensboro Highway 54 Branch3230 Mount Moriah Ave, 42303
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Owensboro Credit Union Credit union · 2
Owensboro Credit Union has 2 officees in Owensboro, 3 across Kentucky. It is based in Owensboro, KY and $89.5 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Owensboro locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office717 Harvard Dr, 42301
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Owensboro Federal Credit Union1208 Triplett St, 42303
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Peoples Bank Bank · 2
Peoples Bank has 2 branches in Owensboro, 42 across Kentucky and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owensboro location is the Owensboro Branch at 3500 Frederica St, dating to 1990; the newest, at 3250 Hayden Rd, to 2021. None of its 2 Owensboro locations with published hours lists Saturday hours.
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Gateway Commons Branch3250 Hayden Rd, 42303
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026
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Owensboro Branch3500 Frederica St, 42301
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026
Audubon Credit Union Credit union · 1
Audubon Credit Union has 1 office in Owensboro, 1 across Kentucky. It is based in Owensboro, KY and $34.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1429 Breckenridge St, 42303
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Cornerstone Community Bank Bank · 1
Cornerstone Community Bank has 1 branch in Owensboro, 1 across Kentucky and 1 nationwide. FDIC records list its main office in Owensboro, KY and show it operating since 2026. With $44.5 million in total assets on June 30, 2026, it ranks No. 4,095 of 4,232 U.S. banks by total assets. Its main office at 1819 Frederica St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1819 Frederica St, 42301
Green River Area Credit Union Credit union · 1
Green River Area Credit Union has 1 office in Owensboro, 3 across Kentucky. It is based in Owensboro, KY and $60.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office3000 Highway 144, 42303
All hours
Mon to Wed not published; Thu 8 am to 4:30 pm; Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Heritage Credit Union Credit union · 1
Heritage Credit Union has 1 office in Owensboro, 3 across Kentucky. It is based in Newburgh, IN and $1.06 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Owensboro3700 Frederica St, 42301
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Owensboro, 67 across Kentucky and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Frederica Street Branch at 3013 Frederica St dates to 1961 in FDIC branch records. It opens on Saturday.
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Frederica Street Branch3013 Frederica St, 42301
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Join a credit union in Owensboro
6 credit unions have 9 offices here: Liberty Credit Union, Owensboro Credit Union, Daviess County Teachers Credit Union, Heritage Credit Union, Green River Area Credit Union and Audubon Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Owensboro page has every office in the state's directory.
Banking in Owensboro: the local picture
Short answer: 12 banks run 27 branches in Owensboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 12 banks, 2 have their main office in Owensboro, 2 elsewhere in Kentucky and 8 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Old National's office at 123 W 4th St, dating to 1900; the newest is Cornerstone Community Bank's at 1819 Frederica St, from 2026.
6 credit unions have 9 offices in Owensboro, according to the NCUA. Who can join each one is on the credit unions page.
Of the 24 locations with published hours. 11 open on Saturday. 12 locations have no published hours in these sources.
Banks by ZIP code in Owensboro
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 42301 has the most bank and credit union offices in Owensboro (20), followed by 42303 (16). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 42301 | 20 | 15 | Fifth Third Bank, First United Bank, German American Bank |
| 42303 | 16 | 13 | Old National, Truist, U.S. Bank |
Banks and credit unions open on Saturday in Owensboro
Short answer: 11 of the 24 Owensboro locations with published hours open on Saturday, run by 7 institutions.
- U.S. Bank: 2 of 3 branches (1701 Carter Rd: Saturday 9 am to 12 pm, and 1 more)
- Truist: 2 of 3 branches (2901 W Parrish Ave: Saturday 9 am to 12 pm, and 1 more)
- Chase: 2 of 2 branches (2938 Frederica St: Saturday 9 am to 12 pm, and 1 more)
- Fifth Third Bank: 1 of 2 branches (3205 Frederica St: Saturday 9 am to 12 pm)
- Old National: 1 of 2 branches (3230 Mount Moriah Ave: Saturday 9 am to 12 pm)
- PNC Bank: 1 of 1 branch (3013 Frederica St: Saturday 9 am to 1 pm)
- Liberty Credit Union: 2 of 2 offices (2820 N York St: Saturday 9 am to 12 pm, and 1 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 12 of the 36 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Owensboro, and where the nearest one is if they do not.
Short answer: In Owensboro: Chase (2), PNC Bank (1), U.S. Bank (3), Truist (3), Fifth Third Bank (2). No branches in Owensboro: Wells Fargo, Bank of America (nearest in Louisville, 76 mi), Huntington (nearest in Walton, 156 mi), Regions Bank (nearest in Franklin, 77 mi), TD Bank, BMO.
| Bank | In Owensboro | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 3 branches | here |
| Truist | 3 branches | here |
| Fifth Third Bank | 2 branches | here |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Louisville, 76 miles away |
| Huntington | None | Walton, 156 miles away |
| Regions Bank | None | Franklin, 77 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Owensboro to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Owensboro residents like anyone else.
Banks near Owensboro
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lewisport (16 miles) and Calhoun (17 miles). Henderson, 27 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lewisport, KY | 16 mi | 2 | 2 |
| Banks in Calhoun, KY | 17 mi | 2 | 2 |
| Banks in Livermore, KY | 18 mi | 2 | 2 |
| Banks in Hawesville, KY | 22 mi | 2 | 2 |
| Banks in Hartford, KY | 24 mi | 2 | 2 |
| Banks in Sebree, KY | 25 mi | 3 | 3 |
| Banks in Beaver Dam, KY | 27 mi | 4 | 4 |
| Banks in Henderson, KY | 27 mi | 8 | 11 |
Bank branch openings and closings in Owensboro
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Owensboro between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jun 8, 2026 | Opened | Cornerstone Community Bank | 1819 Frederica St, 42301 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Owensboro
Short answer: 6 institutions have their main office in Owensboro: Independence Bank of Kentucky, Owensboro Credit Union, Daviess County Teachers Credit Union and Green River Area Credit Union and 2 more.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Independence Bank of Kentucky | Bank | $3.83 billion | 3 |
| Owensboro Credit Union | Credit union | $89.5 million | 2 |
| Daviess County Teachers Credit Union | Credit union | $75.4 million | 2 |
| Green River Area Credit Union | Credit union | $60.1 million | 1 |
| Cornerstone Community Bank | Bank | $44.5 million | 1 |
| Audubon Credit Union | Credit union | $34.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Owensboro by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Owensboro offices.
Short answer: Chase is the largest bank with offices in Owensboro, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 2 of the 12 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| U.S. Bank | $705.55 billion | No. 6 | 3 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 3 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| Old National | $73.86 billion | No. 39 | 2 | Evansville, IN |
| Peoples Bank | $9.53 billion | No. 169 | 2 | Marietta, OH |
| German American Bank | $8.43 billion | No. 192 | 3 | Jasper, IN |
| Independence Bank of Kentucky | $3.83 billion | No. 349 | 3 | Owensboro, KY |
| South Central Bank, Inc. | $2.26 billion | No. 550 | 3 | Glasgow, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Owensboro: FAQ
How many banks are in Owensboro, KY?
Owensboro has 12 banks with 27 branches and 6 credit unions with 9 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Owensboro?
U.S. Bank, with 3. Truist has 3 and German American Bank has 3.
Is there a U.S. Bank in Owensboro, KY?
Yes. FDIC data lists 3 U.S. Bank branches in Owensboro as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a Truist in Owensboro, KY?
Yes. FDIC data lists 3 Truist branches in Owensboro as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a German American Bank in Owensboro, KY?
Yes. FDIC data lists 3 German American Bank branches in Owensboro as of September 5, 2026. Its branches are listed under German American Bank above, with the address and directions for each.
Which banks in Owensboro are open on Saturday?
U.S. Bank, Truist, Chase and Fifth Third Bank and 3 more publish Saturday hours for one or more Owensboro locations. The Saturday section above lists each one with its hours. 12 of the 36 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Owensboro?
Independence Bank of Kentucky, Owensboro Credit Union, Daviess County Teachers Credit Union, Green River Area Credit Union and Cornerstone Community Bank and 1 more have their main office in Owensboro, according to the FDIC and the NCUA.
What is the oldest bank in Owensboro?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Owensboro?
Liberty Credit Union, Owensboro Credit Union, Daviess County Teachers Credit Union and Heritage Credit Union and 2 more have offices in Owensboro. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Owensboro in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Owensboro?
Nearby cities with more banks include Lewisport, Calhoun, Livermore. Lewisport is 16 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (15 of 27 branches: Chase, Fifth Third Bank, Old National, PNC Bank, Peoples Bank, Truist and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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