US Bank Directory

Banks in Central City, KY

5 FDIC-insured banks operate 5 offices in Central City, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Central City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Central City, according to the FDIC. 5 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Central City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Central City, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers Bank 1 branch · main office Marion, KY Bank · 1

Farmers Bank has 1 branch in Central City, 10 across Kentucky and 10 nationwide. FDIC records list its main office in Marion, KY and show it operating since 1899. With $794.0 million in total assets on June 30, 2026, it ranks No. 1,269 of 4,232 U.S. banks by total assets. The Central City Office Branch at 110 N 1st St dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Central City Office Branch
    110 N 1st St, 42330
    Hours: see the bank's site
Farmers Bank: profile, branches and contacts
First Kentucky Bank 1 branch · main office Mayfield, KY Bank · 1

First Kentucky Bank has 1 branch in Central City, 11 across Kentucky and 11 nationwide. FDIC records list its main office in Mayfield, KY and show it operating since 1899. With $585.6 million in total assets on June 30, 2026, it ranks No. 1,593 of 4,232 U.S. banks by total assets. The Central City Branch at 109 N 2nd St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Central City Branch
    109 N 2nd St, 42330
    Hours: see the bank's site
First Kentucky Bank: profile, branches and contacts
First Southern National Bank 1 branch · main office Lancaster, KY Bank · 1

First Southern National Bank has 1 branch in Central City, 17 across Kentucky and 17 nationwide. FDIC records list its main office in Lancaster, KY and show it operating since 1865. With $1.28 billion in total assets on June 30, 2026, it ranks No. 858 of 4,232 U.S. banks by total assets. The Central City Branch at 130 W Broad St dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Central City Branch
    130 W Broad St, 42330
    Hours: see the bank's site
First Southern National Bank: profile, branches and contacts
Old National Old National Bank · 1 branch · main office Evansville, IN Bank · 1

Old National has 1 branch in Central City, 11 across Kentucky and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Citizens Union Branch at 301 S 2nd St dates to 1921 in FDIC branch records. Its published hours do not list Saturday.

  • Citizens Union Branch
    301 S 2nd St, 42330
    (270) 757-6260Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Old National branch locator (All The Places), checked Oct 10, 2026

Old National: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Central City, 23 across Kentucky and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8080 Central City Branch at 1725 W Everly Brothers Blvd dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 8080 Central City Branch
    1725 W Everly Brothers Blvd, 42330
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Banking in Central City: the local picture

Short answer: 5 banks run 5 branches in Central City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Central City, 3 elsewhere in Kentucky and 2 out of state, according to the FDIC.

The bank with the longest record here is First Southern National Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is First Southern National Bank's office at 130 W Broad St, dating to 1902; the newest is Woodforest's at 1725 W Everly Brothers Blvd, from 2009.

Of the 1 location with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Central City

Short answer: None of the 1 Central City location with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Central City, and where the nearest one is if they do not.

Short answer: No branches in Central City: Chase (nearest in Owensboro, 32 mi), Wells Fargo, Bank of America (nearest in Louisville, 94 mi), PNC Bank (nearest in Owensboro, 31 mi), U.S. Bank (nearest in Madisonville, 20 mi), Truist (nearest in Calhoun, 19 mi), Fifth Third Bank (nearest in Madisonville, 20 mi), Huntington (nearest in Walton, 176 mi), Regions Bank (nearest in Franklin, 49 mi), TD Bank, BMO.

BankIn Central CityNearest branch if none here
ChaseNoneOwensboro, 32 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLouisville, 94 miles away
PNC BankNoneOwensboro, 31 miles away
U.S. BankNoneMadisonville, 20 miles away
TruistNoneCalhoun, 19 miles away
Fifth Third BankNoneMadisonville, 20 miles away
HuntingtonNoneWalton, 176 miles away
Regions BankNoneFranklin, 49 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Central City to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Central City residents like anyone else.

Banks near Central City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Greenville (6 miles) and Livermore (14 miles). Madisonville, 21 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Central City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Central City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Central City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Central City offices.

Short answer: Old National is the largest bank with offices in Central City, with $73.86 billion in total assets on June 30, 2026, No. 39 among U.S. banks by total assets. Woodforest is second with $8.98 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Old National$73.86 billionNo. 391Evansville, IN
Woodforest$8.98 billionNo. 1811The Woodlands, TX
First Southern National Bank$1.28 billionNo. 8581Lancaster, KY
Farmers Bank$794.0 millionNo. 1,2691Marion, KY
First Kentucky Bank$585.6 millionNo. 1,5931Mayfield, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Central City: FAQ

How many banks are in Central City, KY?

Central City has 5 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Central City?

Old National, with 1. Woodforest has 1 and First Southern National Bank has 1.

Is there a Old National in Central City, KY?

Yes. FDIC data lists 1 Old National branch in Central City as of September 5, 2026. The address and directions are under Old National above.

Is there a Woodforest in Central City, KY?

Yes. FDIC data lists 1 Woodforest branch in Central City as of September 5, 2026. The address and directions are under Woodforest above.

Is there a First Southern National Bank in Central City, KY?

Yes. FDIC data lists 1 First Southern National Bank branch in Central City as of September 5, 2026. The address and directions are under First Southern National Bank above.

Is there a Chase in Central City, KY?

No. FDIC data lists no Chase branch in Central City as of September 5, 2026. The nearest is in Owensboro, about 32 miles away in a straight line.

Which banks in Central City are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Central City?

First Southern National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.

Did any bank branches open or close in Central City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Central City?

Nearby cities with more banks include Greenville, Livermore, Beaver Dam. Greenville is 6 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 5 branches: Old National)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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