US Bank Directory
Banks in Royal Center, IN
1 FDIC-insured bank operates 1 office in Royal Center, Indiana.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Royal Center
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Royal Center, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Royal Center
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Community State Bank is the only bank with an office in Royal Center. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community State Bank Bank · 1
Community State Bank has 1 branch in Royal Center, 4 across Indiana and 4 nationwide. FDIC records list its main office in Royal Center, IN and show it operating since 1930. With $175.9 million in total assets on June 30, 2026, it ranks No. 3,154 of 4,232 U.S. banks by total assets. Its main office at 101 N Chicago St dates to 1930 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office101 N Chicago St, 46978
Banking in Royal Center: the local picture
Short answer: 1 bank runs 1 branch in Royal Center according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Community State Bank has its main office in Royal Center, according to the FDIC.
The bank with the longest record here is Community State Bank, operating since 1930 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Royal Center, and where the nearest one is if they do not.
Short answer: No branches in Royal Center: Chase (nearest in West Lafayette, 36 mi), Wells Fargo, Bank of America (nearest in Carmel, 63 mi), PNC Bank (nearest in Logansport, 10 mi), U.S. Bank (nearest in Richmond, 109 mi), Truist (nearest in New Albany, 178 mi), Fifth Third Bank (nearest in Rensselaer, 34 mi), Huntington (nearest in West Lafayette, 36 mi), Regions Bank (nearest in Delphi, 21 mi), TD Bank, BMO (nearest in Kokomo, 31 mi).
| Bank | In Royal Center | Nearest branch if none here |
|---|---|---|
| Chase | None | West Lafayette, 36 miles away |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Carmel, 63 miles away |
| PNC Bank | None | Logansport, 10 miles away |
| U.S. Bank | None | Richmond, 109 miles away |
| Truist | None | New Albany, 178 miles away |
| Fifth Third Bank | None | Rensselaer, 34 miles away |
| Huntington | None | West Lafayette, 36 miles away |
| Regions Bank | None | Delphi, 21 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Kokomo, 31 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Royal Center to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Royal Center residents like anyone else.
Banks near Royal Center
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Logansport (11 miles) and Winamac (15 miles). Peru, 23 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Logansport, IN | 11 mi | 5 | 6 |
| Banks in Winamac, IN | 15 mi | 4 | 4 |
| Banks in Monticello, IN | 16 mi | 6 | 6 |
| Banks in Rochester, IN | 20 mi | 4 | 4 |
| Banks in Delphi, IN | 21 mi | 3 | 3 |
| Banks in Flora, IN | 22 mi | 4 | 4 |
| Banks in Peru, IN | 23 mi | 7 | 8 |
| Banks in Culver, IN | 25 mi | 2 | 2 |
Bank branch openings and closings in Royal Center
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Royal Center between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Royal Center
Short answer: 1 institution has its main office in Royal Center: Community State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Community State Bank | Bank | $175.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Royal Center by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Royal Center offices.
Short answer: Community State Bank is the largest bank with offices in Royal Center, with $175.9 million in total assets on June 30, 2026, No. 3,154 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Community State Bank | $175.9 million | No. 3,154 | 1 | Royal Center, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Royal Center: FAQ
How many banks are in Royal Center, IN?
Royal Center has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Community State Bank in Royal Center, IN?
Yes. FDIC data lists 1 Community State Bank branch in Royal Center as of September 5, 2026, the main office at 101 N Chicago St. The address and directions are under Community State Bank above.
Is there a Chase in Royal Center, IN?
No. FDIC data lists no Chase branch in Royal Center as of September 5, 2026. The nearest is in West Lafayette, about 36 miles away in a straight line.
Which banks are headquartered in Royal Center?
Community State Bank has its main office in Royal Center, according to the FDIC.
What is the oldest bank in Royal Center?
Community State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1930.
Did any bank branches open or close in Royal Center in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Royal Center?
Nearby cities with more banks include Logansport, Winamac, Monticello. Logansport is 11 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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