US Bank Directory

Banks in Winamac, IN

4 FDIC-insured banks operate 4 offices in Winamac, Indiana.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Winamac

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Winamac, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Winamac

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Winamac, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

1st Source Bank 1 branch · main office South Bend, IN Bank · 1

1st Source Bank has 1 branch in Winamac, 72 across Indiana and 81 nationwide. FDIC records list its main office in South Bend, IN and show it operating since 1922. With $9.26 billion in total assets on June 30, 2026, it ranks No. 172 of 4,232 U.S. banks by total assets. The Winamac Banking Center Branch at 110 North Market Street dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Winamac Banking Center Branch
    110 North Market Street, 46996
    Hours: see the bank's site
1st Source Bank: profile, branches and contacts
Alliance Bank 1 branch · main office Francesville, IN Bank · 1

Alliance Bank has 1 branch in Winamac, 7 across Indiana and 7 nationwide. FDIC records list its main office in Francesville, IN and show it operating since 1930. With $454.8 million in total assets on June 30, 2026, it ranks No. 1,904 of 4,232 U.S. banks by total assets. The Winamac Branch at 510 N Us Highway 35 dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Winamac Branch
    510 N Us Highway 35, 46996
    Hours: see the bank's site
Alliance Bank: profile, branches and contacts
First Federal Savings Bank 1 branch · main office Rochester, IN Bank · 1

First Federal Savings Bank has 1 branch in Winamac, 6 across Indiana and 6 nationwide. FDIC records list its main office in Rochester, IN and show it operating since 1965. With $686.6 million in total assets on June 30, 2026, it ranks No. 1,396 of 4,232 U.S. banks by total assets. The 814 U S 35 North Branch at 814 U.S. 35 North dates to 1965 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 814 U S 35 North Branch
    814 U.S. 35 North, 46996
    Hours: see the bank's site
First Federal Savings Bank: profile, branches and contacts
The First National Bank of Monterey 1 branch · main office Monterey, IN Bank · 1

The First National Bank of Monterey has 1 branch in Winamac, 4 across Indiana and 4 nationwide. FDIC records list its main office in Monterey, IN and show it operating since 1910. With $430.5 million in total assets on June 30, 2026, it ranks No. 1,973 of 4,232 U.S. banks by total assets. The Winamac Branch at 556 North Us 35 dates to 1981 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The First National Bank of Monterey: profile, branches and contacts

Banking in Winamac: the local picture

Short answer: 4 banks run 4 branches in Winamac according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Winamac, 4 elsewhere in Indiana, according to the FDIC.

The bank with the longest record here is The First National Bank of Monterey, operating since 1910 according to the FDIC. In FDIC branch records, the longest-running branch is First Federal Savings Bank's office at 814 U.S. 35 North, dating to 1965; the newest is 1st Source Bank's at 110 North Market Street, from 1998.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Winamac, and where the nearest one is if they do not.

Short answer: No branches in Winamac: Chase (nearest in Valparaiso, 35 mi), Wells Fargo, Bank of America (nearest in Carmel, 77 mi), PNC Bank (nearest in Logansport, 25 mi), U.S. Bank (nearest in Richmond, 123 mi), Truist (nearest in New Albany, 192 mi), Fifth Third Bank (nearest in Rensselaer, 29 mi), Huntington (nearest in West Lafayette, 45 mi), Regions Bank (nearest in Delphi, 33 mi), TD Bank, BMO (nearest in Valparaiso, 36 mi).

BankIn WinamacNearest branch if none here
ChaseNoneValparaiso, 35 miles away
Wells FargoNonenone in Indiana
Bank of AmericaNoneCarmel, 77 miles away
PNC BankNoneLogansport, 25 miles away
U.S. BankNoneRichmond, 123 miles away
TruistNoneNew Albany, 192 miles away
Fifth Third BankNoneRensselaer, 29 miles away
HuntingtonNoneWest Lafayette, 45 miles away
Regions BankNoneDelphi, 33 miles away
TD BankNonenone in Indiana
BMONoneValparaiso, 36 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winamac to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winamac residents like anyone else.

Banks near Winamac

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are North Judson (14 miles) and Culver (15 miles). Monticello, 23 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Winamac

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Winamac between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Winamac by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winamac offices.

Short answer: 1st Source Bank is the largest bank with offices in Winamac, with $9.26 billion in total assets on June 30, 2026, No. 172 among U.S. banks by total assets. First Federal Savings Bank is second with $686.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
1st Source Bank$9.26 billionNo. 1721South Bend, IN
First Federal Savings Bank$686.6 millionNo. 1,3961Rochester, IN
Alliance Bank$454.8 millionNo. 1,9041Francesville, IN
The First National Bank of Monterey$430.5 millionNo. 1,9731Monterey, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Winamac: FAQ

How many banks are in Winamac, IN?

Winamac has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Winamac?

1st Source Bank, with 1. First Federal Savings Bank has 1 and Alliance Bank has 1.

Is there a 1st Source Bank in Winamac, IN?

Yes. FDIC data lists 1 1st Source Bank branch in Winamac as of September 5, 2026. The address and directions are under 1st Source Bank above.

Is there a First Federal Savings Bank in Winamac, IN?

Yes. FDIC data lists 1 First Federal Savings Bank branch in Winamac as of September 5, 2026. The address and directions are under First Federal Savings Bank above.

Is there a Alliance Bank in Winamac, IN?

Yes. FDIC data lists 1 Alliance Bank branch in Winamac as of September 5, 2026. The address and directions are under Alliance Bank above.

Is there a Chase in Winamac, IN?

No. FDIC data lists no Chase branch in Winamac as of September 5, 2026. The nearest is in Valparaiso, about 35 miles away in a straight line.

What is the oldest bank in Winamac?

The First National Bank of Monterey has the longest record among banks with a branch here: the FDIC shows it operating since 1910.

Did any bank branches open or close in Winamac in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Winamac?

Nearby cities with more banks include North Judson, Culver, Knox. North Judson is 14 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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