Banks in Pearl City, IL

Bank branch map: Pearl City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Pearl City, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Pearl City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The State Bank of Pearl City is the only bank with an office in Pearl City. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The State Bank of Pearl City 1 branch · main office Pearl City, IL Bank · 1

The State Bank of Pearl City has 1 branch in Pearl City, 2 across Illinois and 2 nationwide. FDIC records list its main office in Pearl City, IL and show it operating since 1945. With $73.4 million in total assets on June 30, 2026, it ranks No. 3,905 of 4,232 U.S. banks by total assets. Its main office at 215 S Main St dates to 1945 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  215 S Main St, 61062

  Hours: see the bank's site
  DirectionsWebsite

The State Bank of Pearl City: profile, branches and contacts

Banking in Pearl City: the local picture

Short answer: 1 bank runs 1 branch in Pearl City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

The State Bank of Pearl City has its main office in Pearl City, according to the FDIC.

The bank with the longest record here is The State Bank of Pearl City, operating since 1945 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Pearl City, and where the nearest one is if they do not.

Short answer: No branches in Pearl City: Chase (nearest in Rockford, 38 mi), Wells Fargo (nearest in Geneseo, 59 mi), Bank of America (nearest in Carpentersville, 77 mi), PNC Bank (nearest in Rockford, 37 mi), U.S. Bank (nearest in Freeport, 10 mi), Truist, Fifth Third Bank (nearest in Freeport, 10 mi), Huntington (nearest in Huntley, 72 mi), Regions Bank (nearest in Peoria, 106 mi), TD Bank, BMO (nearest in Rockford, 37 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pearl City to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pearl City residents like anyone else.

Banks near Pearl City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lena (8 miles) and Freeport (10 miles). Freeport, 10 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Pearl City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Pearl City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Pearl City

Short answer: 1 institution has its main office in Pearl City: The State Bank of Pearl City.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Pearl City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pearl City offices.

Short answer: The State Bank of Pearl City is the largest bank with offices in Pearl City, with $73.4 million in total assets on June 30, 2026, No. 3,905 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Pearl City: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.