US Bank Directory
Banks in Macon, IL
1 FDIC-insured bank operates 1 office in Macon, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Macon
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Macon, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Macon
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Peoples Bank of Macon is the only bank with an office in Macon. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Peoples Bank of Macon Bank · 1
Peoples Bank of Macon has 1 branch in Macon, 1 across Illinois and 1 nationwide. FDIC records list its main office in Macon, IL and show it operating since 1964. With $22.7 million in total assets on June 30, 2026, it ranks No. 4,203 of 4,232 U.S. banks by total assets. Its main office at 191 N Front St dates to 1964 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office191 N Front St, 62544
Banking in Macon: the local picture
Short answer: 1 bank runs 1 branch in Macon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Peoples Bank of Macon has its main office in Macon, according to the FDIC.
The bank with the longest record here is Peoples Bank of Macon, operating since 1964 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Macon, and where the nearest one is if they do not.
Short answer: No branches in Macon: Chase (nearest in Springfield, 33 mi), Wells Fargo (nearest in Canton, 80 mi), Bank of America (nearest in O Fallon, 92 mi), PNC Bank (nearest in Decatur, 12 mi), U.S. Bank (nearest in Taylorville, 19 mi), Truist, Fifth Third Bank (nearest in Effingham, 47 mi), Huntington (nearest in Shorewood, 133 mi), Regions Bank (nearest in Decatur, 10 mi), TD Bank, BMO (nearest in Belleville, 97 mi).
| Bank | In Macon | Nearest branch if none here |
|---|---|---|
| Chase | None | Springfield, 33 miles away |
| Wells Fargo | None | Canton, 80 miles away |
| Bank of America | None | O Fallon, 92 miles away |
| PNC Bank | None | Decatur, 12 miles away |
| U.S. Bank | None | Taylorville, 19 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Effingham, 47 miles away |
| Huntington | None | Shorewood, 133 miles away |
| Regions Bank | None | Decatur, 10 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 97 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Macon to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Macon residents like anyone else.
Banks near Macon
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Moweaqua (6 miles) and Mount Zion (8 miles). Decatur, 10 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Moweaqua, IL | 6 mi | 3 | 3 |
| Banks in Mount Zion, IL | 8 mi | 2 | 2 |
| Banks in Decatur, IL | 10 mi | 11 | 23 |
| Banks in Assumption, IL | 14 mi | 2 | 2 |
| Banks in Forsyth, IL | 15 mi | 2 | 2 |
| Banks in Taylorville, IL | 19 mi | 7 | 7 |
| Banks in Sullivan, IL | 22 mi | 3 | 4 |
| Banks in Pana, IL | 23 mi | 2 | 3 |
Bank branch openings and closings in Macon
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Macon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Macon
Short answer: 1 institution has its main office in Macon: Peoples Bank of Macon.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Peoples Bank of Macon | Bank | $22.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Macon by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Macon offices.
Short answer: Peoples Bank of Macon is the largest bank with offices in Macon, with $22.7 million in total assets on June 30, 2026, No. 4,203 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Peoples Bank of Macon | $22.7 million | No. 4,203 | 1 | Macon, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Macon: FAQ
How many banks are in Macon, IL?
Macon has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Chase in Macon, IL?
No. FDIC data lists no Chase branch in Macon as of September 5, 2026. The nearest is in Springfield, about 33 miles away in a straight line.
Which banks are headquartered in Macon?
Peoples Bank of Macon has its main office in Macon, according to the FDIC.
What is the oldest bank in Macon?
Peoples Bank of Macon has the longest record among banks with a branch here: the FDIC shows it operating since 1964.
Did any bank branches open or close in Macon in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Macon?
Nearby cities with more banks include Moweaqua, Mount Zion, Decatur. Moweaqua is 6 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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