US Bank Directory

Banks in Macon, IL

1 FDIC-insured bank operates 1 office in Macon, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Macon

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Macon, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Macon

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Peoples Bank of Macon is the only bank with an office in Macon. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Peoples Bank of Macon 1 branch · main office Macon, IL Bank · 1

Peoples Bank of Macon has 1 branch in Macon, 1 across Illinois and 1 nationwide. FDIC records list its main office in Macon, IL and show it operating since 1964. With $22.7 million in total assets on June 30, 2026, it ranks No. 4,203 of 4,232 U.S. banks by total assets. Its main office at 191 N Front St dates to 1964 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    191 N Front St, 62544
    Hours: see the bank's site
Peoples Bank of Macon: profile, branches and contacts

Banking in Macon: the local picture

Short answer: 1 bank runs 1 branch in Macon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Peoples Bank of Macon has its main office in Macon, according to the FDIC.

The bank with the longest record here is Peoples Bank of Macon, operating since 1964 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Macon, and where the nearest one is if they do not.

Short answer: No branches in Macon: Chase (nearest in Springfield, 33 mi), Wells Fargo (nearest in Canton, 80 mi), Bank of America (nearest in O Fallon, 92 mi), PNC Bank (nearest in Decatur, 12 mi), U.S. Bank (nearest in Taylorville, 19 mi), Truist, Fifth Third Bank (nearest in Effingham, 47 mi), Huntington (nearest in Shorewood, 133 mi), Regions Bank (nearest in Decatur, 10 mi), TD Bank, BMO (nearest in Belleville, 97 mi).

BankIn MaconNearest branch if none here
ChaseNoneSpringfield, 33 miles away
Wells FargoNoneCanton, 80 miles away
Bank of AmericaNoneO Fallon, 92 miles away
PNC BankNoneDecatur, 12 miles away
U.S. BankNoneTaylorville, 19 miles away
TruistNonenone in Illinois
Fifth Third BankNoneEffingham, 47 miles away
HuntingtonNoneShorewood, 133 miles away
Regions BankNoneDecatur, 10 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 97 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Macon to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Macon residents like anyone else.

Banks near Macon

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Moweaqua (6 miles) and Mount Zion (8 miles). Decatur, 10 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Macon

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Macon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Macon

Short answer: 1 institution has its main office in Macon: Peoples Bank of Macon.

InstitutionTypeTotal assets, June 30, 2026Offices here
Peoples Bank of MaconBank$22.7 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Macon by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Macon offices.

Short answer: Peoples Bank of Macon is the largest bank with offices in Macon, with $22.7 million in total assets on June 30, 2026, No. 4,203 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Peoples Bank of Macon$22.7 millionNo. 4,2031Macon, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Macon: FAQ

How many banks are in Macon, IL?

Macon has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Chase in Macon, IL?

No. FDIC data lists no Chase branch in Macon as of September 5, 2026. The nearest is in Springfield, about 33 miles away in a straight line.

Which banks are headquartered in Macon?

Peoples Bank of Macon has its main office in Macon, according to the FDIC.

What is the oldest bank in Macon?

Peoples Bank of Macon has the longest record among banks with a branch here: the FDIC shows it operating since 1964.

Did any bank branches open or close in Macon in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Macon?

Nearby cities with more banks include Moweaqua, Mount Zion, Decatur. Moweaqua is 6 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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