US Bank Directory

Banks in Decatur, IL

11 FDIC-insured banks operate 23 offices in Decatur, Illinois, and 9 credit unions have 16 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Decatur

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 20 banks and credit unions operate 39 locations in Decatur, according to the FDIC and the NCUA. 36 of them have coordinates on record and are on the map. 17 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

36 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Decatur

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Hickory Point Bank and Trust has the most locations in Decatur, with 5. It is followed by Regions Bank (3), Busey Bank (3), First Mid Bank & Trust (3). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Hickory Point Bank and Trust 5 branches · main office Decatur, IL Bank · 5

Hickory Point Bank and Trust has 5 branches in Decatur, 8 across Illinois and 8 nationwide. FDIC records list its main office in Decatur, IL and show it operating since 1979. With $717.5 million in total assets on June 30, 2026, it ranks No. 1,363 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Decatur location is its main office at 225 N Water St, dating to 1979; the newest, at 3101 N Water St, to 2019. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    225 N Water St, 62523
    Hours: see the bank's site
  • South Shores Branch
    10 Southland Dr, 62521
    Hours: see the bank's site
  • Mt Zion Branch
    1880 S Mount Zion Rd, 62521
    Hours: see the bank's site
  • North Point Banking Center Branch
    3101 N Water St, 62526
    Hours: see the bank's site
  • Faries Branch
    4666 E Faries Pkwy, 62526
    Hours: see the bank's site
Hickory Point Bank and Trust: profile, branches and contacts
Land of Lincoln Credit Union 4 offices · main office Decatur, IL Credit union · 4

Land of Lincoln Credit Union has 4 officees in Decatur, 15 across Illinois. It is based in Decatur, IL and $517.7 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 4 Decatur locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    4850 E Prosperity Place, 62521
    (217) 864-3030Today: hours not published
    All hours

    Mon to Tue 8:30 am to 5 pm; Wed not published; Thu 8:30 am to 5 pm; Fri to Sun not published

    Hours: NCUA, March 31, 2026

  • Water
    1435 N Water St, 62526
    (217) 428-5232Today 9 am to 5:30 pm
    All hours

    Mon to Tue 8 am to 5:30 pm; Wed 9 am to 5:30 pm; Thu 8 am to 5:30 pm; Fri 7:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Oakland
    2890 N Oakland Ave, 62526
    (217) 875-1300Today 8 am to 5:30 pm
    All hours

    Mon to Tue 8:30 am to 5 pm; Wed 8 am to 5:30 pm; Thu 8:30 am to 5 pm; Fri 8 am to 5:30 pm; Sat 7:30 am to 6 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Mound
    3130 E Mound Rd, 62526
    (217) 875-3823Today 8 am to 5:30 pm
    All hours

    Mon to Tue 8:30 am to 5 pm; Wed 8 am to 5:30 pm; Thu 8:30 am to 5 pm; Fri 8 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Land of Lincoln Credit Union: profile, branches and contacts
Busey Bank 3 branches · main office Champaign, IL Bank · 3

Busey Bank has 3 branches in Decatur, 50 across Illinois and 81 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1946. With $18.15 billion in total assets on June 30, 2026, it ranks No. 112 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Decatur location is the First National Of Decatur Branch at 130 N Water St, dating to 1873; the newest, at 2070 S Mount Zion Rd, to 1982. It does not publish hours in the sources this page uses; check its site before you go.

  • First National Of Decatur Branch
    130 N Water St, 62523
    Hours: see the bank's site
  • K-Mart Plaza-Financial Ctr. Facility
    2070 S Mount Zion Rd, 62521
    Hours: see the bank's site
  • First Bank North Facility
    2505 N Water St, 62526
    Hours: see the bank's site
Busey Bank: profile, branches and contacts
Decatur Earthmover Credit Union 3 offices · main office Forsyth, IL Credit union · 3

Decatur Earthmover Credit Union has 3 officees in Decatur, 6 across Illinois. It is based in Forsyth, IL and $314.5 million in assets on March 31, 2026, according to its NCUA call report. All 3 of its Decatur locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Dividend
    2600 Dividend Dr, 62526
    (217) 875-2301Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 8 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Southeast
    4855 Aldi Dr, 62521
    (217) 864-2301Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 8 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Edward St
    550 N Edward St, 62522
    (217) 428-0955Today 8 am to 5:30 pm
    All hours

    Mon 8 am to 5:30 pm; Tue not published; Wed to Fri 8 am to 5:30 pm; Sat 8 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Decatur Earthmover Credit Union: profile, branches and contacts
First Mid Bank & Trust First Mid Bank & Trust, National Association · 3 branches · main office Mattoon, IL Bank · 3

First Mid Bank & Trust has 3 branches in Decatur, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Decatur location is the First Federal Branch at 455 N Main St, dating to 1953; the newest, at 4825 E Us Route 36, to 1997. It does not publish hours in the sources this page uses; check its site before you go.

  • First Federal Branch
    455 N Main St, 62523
    Hours: see the bank's site
  • Route 36 Branch
    4825 E Us Route 36, 62521
    Hours: see the bank's site
  • East Pershing Road Branch
    560 E Pershing Rd, 62526
    Hours: see the bank's site
First Mid Bank & Trust: profile, branches and contacts
Regions Bank 3 branches · main office Birmingham, AL Bank · 3

Regions Bank has 3 branches in Decatur, 41 across Illinois and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Decatur location is the Decatur Main Branch at 350 N Water St, dating to 1860; the newest, at 2340 S Mount Zion Rd, to 1996. It does not publish hours in the sources this page uses; check its site before you go.

  • Mt Zion Rd Branch
    2340 S Mount Zion Rd, 62521
    Hours: see the bank's site
  • Northtown Branch
    333 E Pershing Rd, 62526
    Hours: see the bank's site
  • Decatur Main Branch
    350 N Water St, 62523
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Staley Credit Union 3 offices · main office Decatur, IL Credit union · 3

Staley Credit Union has 3 officees in Decatur, 3 across Illinois. It is based in Decatur, IL and $226.8 million in assets on March 31, 2026, according to its NCUA call report. All 3 of its Decatur locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    3330 N Woodford St, 62526
    (217) 423-9767Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat 8 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • West Eldorado Branch
    1234 W Eldorado St, 62522
    (217) 233-7761Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat 8 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • 22Nd St.
    440 N 22Nd St, 62521
    (217) 423-9767Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat 8 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Staley Credit Union: profile, branches and contacts
First National Bank of Pana 2 branches · main office Pana, IL Bank · 2

First National Bank of Pana has 2 branches in Decatur, 6 across Illinois and 6 nationwide. FDIC records list its main office in Pana, IL and show it operating since 1930. With $394.8 million in total assets on June 30, 2026, it ranks No. 2,096 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Decatur location is the Decatur Baltimore Road Branch at 1688 S Baltimore Ave, dating to 2019; the newest, at 100 S Water St, to 2021. It does not publish hours in the sources this page uses; check its site before you go.

  • Decatur Water Street Branch
    100 S Water St, 62523
    Hours: see the bank's site
  • Decatur Baltimore Road Branch
    1688 S Baltimore Ave, 62521
    Hours: see the bank's site
First National Bank of Pana: profile, branches and contacts
Prairie State Bank and Trust 2 branches · main office Springfield, IL Bank · 2

Prairie State Bank and Trust has 2 branches in Decatur, 19 across Illinois and 19 nationwide. FDIC records list its main office in Springfield, IL and show it operating since 1988. With $840.1 million in total assets on June 30, 2026, it ranks No. 1,211 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Decatur location is the Pershing Road Branch at 1000 W Pershing Rd, dating to 1998; the newest, at 4485 E Us Route 36, to 2012. It does not publish hours in the sources this page uses; check its site before you go.

  • Pershing Road Branch
    1000 W Pershing Rd, 62526
    Hours: see the bank's site
  • Decatur Il Drive-Thru Branch
    4485 E Us Route 36, 62521
    Hours: see the bank's site
Prairie State Bank and Trust: profile, branches and contacts
1st Midamerica Credit Union 1 office · main office Bethalto, IL Credit union · 1

1st Midamerica Credit Union has 1 office in Decatur, 9 across Illinois. It is based in Bethalto, IL and $1.01 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Decatur Office
    202 E Ash Ave, 62526
    (618) 258-3168Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

1st Midamerica Credit Union: profile, branches and contacts
Buena Vista National Bank 1 branch · main office Chester, IL Bank · 1

Buena Vista National Bank has 1 branch in Decatur, 8 across Illinois and 8 nationwide. FDIC records list its main office in Chester, IL and show it operating since 1905. With $344.0 million in total assets on June 30, 2026, it ranks No. 2,286 of 4,232 U.S. banks by total assets. The Decatur Citizens Community Branch at 3795 N Woodford St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Decatur Citizens Community Branch
    3795 N Woodford St, 62526
    Hours: see the bank's site
Buena Vista National Bank: profile, branches and contacts
Citizens Equity First Credit Union 1 office · main office Peoria, IL Credit union · 1

Citizens Equity First Credit Union has 1 office in Decatur, 29 across Illinois. It is based in Peoria, IL and $8.61 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Decatur Member Center
    3301 N Woodford St, 62526
    (217) 875-1177Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Citizens Equity First Credit Union: profile, branches and contacts
Decatur Policemen Credit Union 1 office · main office Decatur, IL Credit union · 1

Decatur Policemen Credit Union has 1 office in Decatur, 1 across Illinois. It is based in Decatur, IL and $5.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    707 W South Side Dr, 62521
    (217) 542-3524Today 8 am to 4 pm
    All hours

    Mon to Fri 8 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Decatur Policemen Credit Union: profile, branches and contacts
Decatur Postal Credit Union 1 office · main office Decatur, IL Credit union · 1

Decatur Postal Credit Union has 1 office in Decatur, 1 across Illinois. It is based in Decatur, IL and $6.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    214 N Franklin St, 62523
    (217) 428-8333Today 11 am to 4:45 pm
    All hours

    Mon to Fri 11 am to 4:45 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Decatur Postal Credit Union: profile, branches and contacts
Heartland Bank 1 branch · main office Bloomington, IL Bank · 1

Heartland Bank has 1 branch in Decatur, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. The Decatur Branch at 303 N Main St dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Heartland Bank: profile, branches and contacts
I.b.e.w. Local #146 Credit Union 1 office · main office Decatur, IL Credit union · 1

I.b.e.w. Local #146 Credit Union has 1 office in Decatur, 1 across Illinois. It is based in Decatur, IL and $5.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    3390 N Woodford St, 62526
    (217) 877-6521Today 11 am to 4:30 pm
    All hours

    Mon to Wed 11 am to 4:30 pm; Thu not published; Fri 11 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

I.b.e.w. Local #146 Credit Union: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Decatur, 148 across Illinois and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Water Street Branch at 2965 N Water St dates to 1987 in FDIC branch records. It opens on Saturday.

  • Water Street Branch
    2965 N Water St, 62526
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Scott State Bank 1 branch · main office Bethany, IL Bank · 1

Scott State Bank has 1 branch in Decatur, 7 across Illinois and 7 nationwide. FDIC records list its main office in Bethany, IL and show it operating since 1887. With $203.5 million in total assets on June 30, 2026, it ranks No. 2,965 of 4,232 U.S. banks by total assets. The Decatur Branch at 3950 Fountain Ln dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Decatur Branch
    3950 Fountain Ln, 62522
    Hours: see the bank's site
Scott State Bank: profile, branches and contacts
United Equity Credit Union 1 office · main office Decatur, IL Credit union · 1

United Equity Credit Union has 1 office in Decatur, 2 across Illinois. It is based in Decatur, IL and $67.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1130 E Pershing Rd, 62526
    (217) 875-1845Today 8:30 am to 4:30 pm
    All hours

    Mon to Fri 8:30 am to 4:30 pm; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

United Equity Credit Union: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Decatur, 38 across Illinois and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0516 Decatur Illinois Walmart Branch at 4224 N Prospect Dr dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0516 Decatur Illinois Walmart Branch
    4224 N Prospect Dr, 62526
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Decatur

9 credit unions have 16 offices here: Land of Lincoln Credit Union, Decatur Earthmover Credit Union, Staley Credit Union, Citizens Equity First Credit Union, 1st Midamerica Credit Union and United Equity Credit Union and 3 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Decatur page has every office in the state's directory.

Banking in Decatur: the local picture

Short answer: 11 banks run 23 branches in Decatur according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 11 banks, 1 has its main office in Decatur, 7 elsewhere in Illinois and 3 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 350 N Water St, dating to 1860; the newest is First National Bank of Pana's at 100 S Water St, from 2021.

9 credit unions have 16 offices in Decatur, according to the NCUA. Who can join each one is on the credit unions page.

Of the 17 locations with published hours. 11 open on Saturday. 22 locations have no published hours in these sources.

Banks by ZIP code in Decatur

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 62526 has the most bank and credit union offices in Decatur (18), followed by 62521 (11) and 62523 (7). Offices are spread across 4 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
625261815Land of Lincoln Credit Union, Hickory Point Bank and Trust, 1st Midamerica Credit Union
625211110Hickory Point Bank and Trust, Busey Bank, Decatur Earthmover Credit Union
6252377Busey Bank, Decatur Postal Credit Union, First Mid Bank & Trust
6252233Decatur Earthmover Credit Union, Scott State Bank, Staley Credit Union

Banks and credit unions open on Saturday in Decatur

Short answer: 11 of the 17 Decatur locations with published hours open on Saturday, run by 7 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 22 of the 39 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Decatur, and where the nearest one is if they do not.

Short answer: In Decatur: PNC Bank (1), Regions Bank (3). No branches in Decatur: Chase (nearest in Springfield, 36 mi), Wells Fargo (nearest in Canton, 76 mi), Bank of America (nearest in O Fallon, 102 mi), U.S. Bank (nearest in Taylorville, 28 mi), Truist, Fifth Third Bank (nearest in Effingham, 55 mi), Huntington (nearest in Shorewood, 123 mi), TD Bank, BMO (nearest in Belleville, 107 mi).

BankIn DecaturNearest branch if none here
PNC Bank1 branchhere
Regions Bank3 brancheshere
ChaseNoneSpringfield, 36 miles away
Wells FargoNoneCanton, 76 miles away
Bank of AmericaNoneO Fallon, 102 miles away
U.S. BankNoneTaylorville, 28 miles away
TruistNonenone in Illinois
Fifth Third BankNoneEffingham, 55 miles away
HuntingtonNoneShorewood, 123 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 107 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Decatur to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Decatur residents like anyone else.

Banks near Decatur

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Forsyth (5 miles) and Mount Zion (7 miles). Clinton, 21 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Decatur

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Decatur between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Decatur

Short answer: 7 institutions have their main office in Decatur: Hickory Point Bank and Trust, Land of Lincoln Credit Union, Staley Credit Union and United Equity Credit Union and 3 more.

InstitutionTypeTotal assets, June 30, 2026Offices here
Hickory Point Bank and TrustBank$717.5 million5
Land of Lincoln Credit UnionCredit union$517.7 million4
Staley Credit UnionCredit union$226.8 million3
United Equity Credit UnionCredit union$67.3 million1
Decatur Postal Credit UnionCredit union$6.3 million1
Decatur Policemen Credit UnionCredit union$5.3 million1
I.b.e.w. Local #146 Credit UnionCredit union$5.2 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Decatur by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Decatur offices.

Short answer: PNC Bank is the largest bank with offices in Decatur, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. 1 of the 11 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
PNC Bank$609.77 billionNo. 81Wilmington, DE
Regions Bank$159.79 billionNo. 273Birmingham, AL
Busey Bank$18.15 billionNo. 1123Champaign, IL
First Mid Bank & Trust$9.14 billionNo. 1783Mattoon, IL
Woodforest$8.98 billionNo. 1811The Woodlands, TX
Heartland Bank$6.72 billionNo. 2311Bloomington, IL
Prairie State Bank and Trust$840.1 millionNo. 1,2112Springfield, IL
Hickory Point Bank and Trust$717.5 millionNo. 1,3635Decatur, IL
First National Bank of Pana$394.8 millionNo. 2,0962Pana, IL
Buena Vista National Bank$344.0 millionNo. 2,2861Chester, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Decatur: FAQ

How many banks are in Decatur, IL?

Decatur has 11 banks with 23 branches and 9 credit unions with 16 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Decatur?

Hickory Point Bank and Trust, with 5. Regions Bank has 3 and Busey Bank has 3.

Is there a Hickory Point Bank and Trust in Decatur, IL?

Yes. FDIC data lists 5 Hickory Point Bank and Trust branches in Decatur as of September 5, 2026, the main office at 225 N Water St. Its branches are listed under Hickory Point Bank and Trust above, with the address and directions for each.

Is there a Regions Bank in Decatur, IL?

Yes. FDIC data lists 3 Regions Bank branches in Decatur as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.

Is there a Busey Bank in Decatur, IL?

Yes. FDIC data lists 3 Busey Bank branches in Decatur as of September 5, 2026. Its branches are listed under Busey Bank above, with the address and directions for each.

Is there a Chase in Decatur, IL?

No. FDIC data lists no Chase branch in Decatur as of September 5, 2026. The nearest is in Springfield, about 36 miles away in a straight line.

Which banks in Decatur are open on Saturday?

PNC Bank, Land of Lincoln Credit Union, Decatur Earthmover Credit Union and Staley Credit Union and 3 more publish Saturday hours for one or more Decatur locations. The Saturday section above lists each one with its hours. 22 of the 39 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Decatur?

Hickory Point Bank and Trust, Land of Lincoln Credit Union, Staley Credit Union, United Equity Credit Union and Decatur Postal Credit Union and 2 more have their main office in Decatur, according to the FDIC and the NCUA.

What is the oldest bank in Decatur?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Decatur?

Land of Lincoln Credit Union, Decatur Earthmover Credit Union, Staley Credit Union and Citizens Equity First Credit Union and 5 more have offices in Decatur. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Decatur in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Decatur?

Nearby cities with more banks include Forsyth, Mount Zion, Moweaqua. Forsyth is 5 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 13 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 23 branches: PNC Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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