US Bank Directory

Banks in Mount Zion, IL

2 FDIC-insured banks operate 2 offices in Mount Zion, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Mount Zion

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Mount Zion, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mount Zion

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Prairie State Bank and Trust and Scott State Bank have the most locations in Mount Zion, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Prairie State Bank and Trust 1 branch · main office Springfield, IL Bank · 1

Prairie State Bank and Trust has 1 branch in Mount Zion, 19 across Illinois and 19 nationwide. FDIC records list its main office in Springfield, IL and show it operating since 1988. With $840.1 million in total assets on June 30, 2026, it ranks No. 1,211 of 4,232 U.S. banks by total assets. The Mount Zion Branch at 340 W Main St dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Mount Zion Branch
    340 W Main St, 62549
    Hours: see the bank's site
Prairie State Bank and Trust: profile, branches and contacts
Scott State Bank 1 branch · main office Bethany, IL Bank · 1

Scott State Bank has 1 branch in Mount Zion, 7 across Illinois and 7 nationwide. FDIC records list its main office in Bethany, IL and show it operating since 1887. With $203.5 million in total assets on June 30, 2026, it ranks No. 2,965 of 4,232 U.S. banks by total assets. The Mount Zion Il Branch at 1120 S Route 121 dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Mount Zion Il Branch
    1120 S Route 121, 62549
    Hours: see the bank's site
Scott State Bank: profile, branches and contacts

Banking in Mount Zion: the local picture

Short answer: 2 banks run 2 branches in Mount Zion according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Mount Zion, 2 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is Scott State Bank, operating since 1887 according to the FDIC. In FDIC branch records, the longest-running branch is Scott State Bank's office at 1120 S Route 121, dating to 2013; the newest is Prairie State Bank and Trust's at 340 W Main St, from 2014.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Mount Zion, and where the nearest one is if they do not.

Short answer: No branches in Mount Zion: Chase (nearest in Champaign, 39 mi), Wells Fargo (nearest in Canton, 83 mi), Bank of America (nearest in O Fallon, 99 mi), PNC Bank (nearest in Decatur, 9 mi), U.S. Bank (nearest in Taylorville, 28 mi), Truist, Fifth Third Bank (nearest in Effingham, 48 mi), Huntington (nearest in Shorewood, 127 mi), Regions Bank (nearest in Decatur, 3 mi), TD Bank, BMO (nearest in Belleville, 104 mi).

BankIn Mount ZionNearest branch if none here
ChaseNoneChampaign, 39 miles away
Wells FargoNoneCanton, 83 miles away
Bank of AmericaNoneO Fallon, 99 miles away
PNC BankNoneDecatur, 9 miles away
U.S. BankNoneTaylorville, 28 miles away
TruistNonenone in Illinois
Fifth Third BankNoneEffingham, 48 miles away
HuntingtonNoneShorewood, 127 miles away
Regions BankNoneDecatur, 3 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 104 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mount Zion to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mount Zion residents like anyone else.

Banks near Mount Zion

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Decatur (7 miles) and Forsyth (12 miles). Decatur, 7 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Mount Zion

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mount Zion between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Mount Zion by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mount Zion offices.

Short answer: Prairie State Bank and Trust is the largest bank with offices in Mount Zion, with $840.1 million in total assets on June 30, 2026, No. 1,211 among U.S. banks by total assets. Scott State Bank is second with $203.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Prairie State Bank and Trust$840.1 millionNo. 1,2111Springfield, IL
Scott State Bank$203.5 millionNo. 2,9651Bethany, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mount Zion: FAQ

How many banks are in Mount Zion, IL?

Mount Zion has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Mount Zion?

Prairie State Bank and Trust, with 1. Scott State Bank has 1.

Is there a Prairie State Bank and Trust in Mount Zion, IL?

Yes. FDIC data lists 1 Prairie State Bank and Trust branch in Mount Zion as of September 5, 2026. The address and directions are under Prairie State Bank and Trust above.

Is there a Scott State Bank in Mount Zion, IL?

Yes. FDIC data lists 1 Scott State Bank branch in Mount Zion as of September 5, 2026. The address and directions are under Scott State Bank above.

Is there a Chase in Mount Zion, IL?

No. FDIC data lists no Chase branch in Mount Zion as of September 5, 2026. The nearest is in Champaign, about 39 miles away in a straight line.

What is the oldest bank in Mount Zion?

Scott State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1887.

Did any bank branches open or close in Mount Zion in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Mount Zion?

Nearby cities with more banks include Decatur, Forsyth, Moweaqua. Decatur is 7 miles away with 11 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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