US Bank Directory

Banks in Shelbyville, IL

3 FDIC-insured banks operate 4 offices in Shelbyville, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Shelbyville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Shelbyville, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Shelbyville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Shelby County State Bank has the most locations in Shelbyville, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Shelby County State Bank 2 branches · main office Shelbyville, IL Bank · 2

Shelby County State Bank has 2 branches in Shelbyville, 6 across Illinois and 6 nationwide. FDIC records list its main office in Shelbyville, IL and show it operating since 1895. With $363.2 million in total assets on June 30, 2026, it ranks No. 2,201 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Shelbyville location is its main office at 130 S Morgan St, dating to 1895; the newest, at 1501 W Main St, to 1994. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    130 S Morgan St, 62565
    Hours: see the bank's site
  • 1501 West Main Street Branch
    1501 W Main St, 62565
    Hours: see the bank's site
Shelby County State Bank: profile, branches and contacts
First Federal Savings and Loan Association of Central Illinois, S.B. 1 branch · main office Shelbyville, IL Bank · 1

First Federal Savings and Loan Association of Central Illinois, S.B. has 1 branch in Shelbyville, 4 across Illinois and 4 nationwide. FDIC records list its main office in Shelbyville, IL and show it operating since 1906. With $235.0 million in total assets on June 30, 2026, it ranks No. 2,801 of 4,232 U.S. banks by total assets. Its main office at 200 W Main Street dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    200 W Main Street, 62565
    Hours: see the bank's site
First Federal Savings and Loan Association of Central Illinois, S.B.: profile, branches and contacts
United Fidelity Bank, fsb 1 branch · main office Evansville, IN Bank · 1

United Fidelity Bank, fsb has 1 branch in Shelbyville, 6 across Illinois and 20 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1931. With $6.49 billion in total assets on June 30, 2026, it ranks No. 239 of 4,232 U.S. banks by total assets. The Shelbyville Facility Branch at 2202 W Main St dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Shelbyville Facility Branch
    2202 W Main St, 62565
    Hours: see the bank's site
United Fidelity Bank, fsb: profile, branches and contacts

Banking in Shelbyville: the local picture

Short answer: 3 banks run 4 branches in Shelbyville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 2 have their main office in Shelbyville and 1 out of state, according to the FDIC.

The bank with the longest record here is Shelby County State Bank, operating since 1895 according to the FDIC. In FDIC branch records, the longest-running branch is Shelby County State Bank's office at 130 S Morgan St, dating to 1895; the newest is Shelby County State Bank's at 1501 W Main St, from 1994.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Shelbyville, and where the nearest one is if they do not.

Short answer: No branches in Shelbyville: Chase (nearest in Springfield, 51 mi), Wells Fargo (nearest in Canton, 103 mi), Bank of America (nearest in O Fallon, 83 mi), PNC Bank (nearest in Decatur, 33 mi), U.S. Bank (nearest in Mattoon, 23 mi), Truist, Fifth Third Bank (nearest in Effingham, 24 mi), Huntington (nearest in Shorewood, 151 mi), Regions Bank (nearest in Decatur, 29 mi), TD Bank, BMO (nearest in Belleville, 87 mi).

BankIn ShelbyvilleNearest branch if none here
ChaseNoneSpringfield, 51 miles away
Wells FargoNoneCanton, 103 miles away
Bank of AmericaNoneO Fallon, 83 miles away
PNC BankNoneDecatur, 33 miles away
U.S. BankNoneMattoon, 23 miles away
TruistNonenone in Illinois
Fifth Third BankNoneEffingham, 24 miles away
HuntingtonNoneShorewood, 151 miles away
Regions BankNoneDecatur, 29 miles away
TD BankNonenone in Illinois
BMONoneBelleville, 87 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Shelbyville to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Shelbyville residents like anyone else.

Banks near Shelbyville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Windsor (11 miles) and Pana (15 miles). Effingham, 23 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Shelbyville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Shelbyville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Shelbyville

Short answer: 2 institutions have their main office in Shelbyville: Shelby County State Bank and First Federal Savings and Loan Association of Central Illinois, S.B..

InstitutionTypeTotal assets, June 30, 2026Offices here
Shelby County State BankBank$363.2 million2
First Federal Savings and Loan Association of Central Illinois, S.B.Bank$235.0 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Shelbyville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Shelbyville offices.

Short answer: United Fidelity Bank, fsb is the largest bank with offices in Shelbyville, with $6.49 billion in total assets on June 30, 2026, No. 239 among U.S. banks by total assets. Shelby County State Bank is second with $363.2 million. 2 of the 3 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
United Fidelity Bank, fsb$6.49 billionNo. 2391Evansville, IN
Shelby County State Bank$363.2 millionNo. 2,2012Shelbyville, IL
First Federal Savings and Loan Association of Central Illinois, S.B.$235.0 millionNo. 2,8011Shelbyville, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Shelbyville: FAQ

How many banks are in Shelbyville, IL?

Shelbyville has 3 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Shelbyville?

Shelby County State Bank, with 2. United Fidelity Bank, fsb has 1 and First Federal Savings and Loan Association of Central Illinois, S.B. has 1.

Is there a Shelby County State Bank in Shelbyville, IL?

Yes. FDIC data lists 2 Shelby County State Bank branches in Shelbyville as of September 5, 2026, the main office at 130 S Morgan St. Its branches are listed under Shelby County State Bank above, with the address and directions for each.

Is there a United Fidelity Bank, fsb in Shelbyville, IL?

Yes. FDIC data lists 1 United Fidelity Bank, fsb branch in Shelbyville as of September 5, 2026. The address and directions are under United Fidelity Bank, fsb above.

Is there a First Federal Savings and Loan Association of Central Illinois, S.B. in Shelbyville, IL?

Yes. FDIC data lists 1 First Federal Savings and Loan Association of Central Illinois, S.B. branch in Shelbyville as of September 5, 2026, the main office at 200 W Main Street. The address and directions are under First Federal Savings and Loan Association of Central Illinois, S.B. above.

Is there a Chase in Shelbyville, IL?

No. FDIC data lists no Chase branch in Shelbyville as of September 5, 2026. The nearest is in Springfield, about 51 miles away in a straight line.

Which banks are headquartered in Shelbyville?

Shelby County State Bank and First Federal Savings and Loan Association of Central Illinois, S.B. have their main office in Shelbyville, according to the FDIC.

What is the oldest bank in Shelbyville?

Shelby County State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1895.

Did any bank branches open or close in Shelbyville in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Shelbyville?

Nearby cities with more banks include Windsor, Pana, Assumption. Windsor is 11 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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