US Bank Directory
Banks in Pana, IL
2 FDIC-insured banks operate 3 offices in Pana, Illinois, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Pana
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Pana, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Pana
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Peoples Bank & Trust has the most locations in Pana, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Peoples Bank & Trust Bank · 2
Peoples Bank & Trust has 2 branches in Pana, 14 across Illinois and 14 nationwide. FDIC records list its main office in Pana, IL and show it operating since 1954. With $656.6 million in total assets on June 30, 2026, it ranks No. 1,452 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Pana location is its main office at 200 S Locust St, dating to 1954; the newest, at 211 S Poplar St, to 1998. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office200 S Locust St, 62557
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South Poplar Street Branch211 S Poplar St, 62557
First National Bank of Pana Bank · 1
First National Bank of Pana has 1 branch in Pana, 6 across Illinois and 6 nationwide. FDIC records list its main office in Pana, IL and show it operating since 1930. With $394.8 million in total assets on June 30, 2026, it ranks No. 2,096 of 4,232 U.S. banks by total assets. Its main office at 306 S Locust St dates to 1930 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office306 S Locust St, 62557
Land of Lincoln Credit Union Credit union · 1
Land of Lincoln Credit Union has 1 office in Pana, 15 across Illinois. It is based in Decatur, IL and $517.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Pana206 S Locust St, 62557
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8 am to 5 pm; Sat 8 am to 6 pm; Sun not published
Hours: NCUA, March 31, 2026
Taylorville Community Credit Union Credit union · 1
Taylorville Community Credit Union has 1 office in Pana, 4 across Illinois. It is based in Taylorville, IL and $93.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Tccu Pana101 E 5Th St, 62557
All hours
Mon 9 am to 6 pm; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Pana
2 credit unions have 2 offices here: Land of Lincoln Credit Union and Taylorville Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Pana page has every office in the state's directory.
Banking in Pana: the local picture
Short answer: 2 banks run 3 branches in Pana according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 2 have their main office in Pana, according to the FDIC.
The bank with the longest record here is First National Bank of Pana, operating since 1930 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank of Pana's office at 306 S Locust St, dating to 1930; the newest is Peoples Bank & Trust's at 211 S Poplar St, from 1998.
2 credit unions have 2 offices in Pana, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Pana
Short answer: 1 of the 2 Pana locations with published hours opens on Saturday, run by 1 institution.
- Land of Lincoln Credit Union: 1 of 1 office (206 S Locust St: Saturday 8 am to 6 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Pana, and where the nearest one is if they do not.
Short answer: No branches in Pana: Chase (nearest in Springfield, 40 mi), Wells Fargo (nearest in Canton, 95 mi), Bank of America (nearest in O Fallon, 71 mi), PNC Bank (nearest in Decatur, 34 mi), U.S. Bank (nearest in Taylorville, 16 mi), Truist, Fifth Third Bank (nearest in Effingham, 34 mi), Huntington (nearest in Shorewood, 156 mi), Regions Bank (nearest in Taylorville, 16 mi), TD Bank, BMO (nearest in Belleville, 76 mi).
| Bank | In Pana | Nearest branch if none here |
|---|---|---|
| Chase | None | Springfield, 40 miles away |
| Wells Fargo | None | Canton, 95 miles away |
| Bank of America | None | O Fallon, 71 miles away |
| PNC Bank | None | Decatur, 34 miles away |
| U.S. Bank | None | Taylorville, 16 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Effingham, 34 miles away |
| Huntington | None | Shorewood, 156 miles away |
| Regions Bank | None | Taylorville, 16 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 76 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pana to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pana residents like anyone else.
Banks near Pana
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Assumption (9 miles) and Shelbyville (15 miles). Taylorville, 17 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Assumption, IL | 9 mi | 2 | 2 |
| Banks in Shelbyville, IL | 15 mi | 3 | 4 |
| Banks in Taylorville, IL | 17 mi | 7 | 7 |
| Banks in Moweaqua, IL | 17 mi | 3 | 3 |
| Banks in Morrisonville, IL | 20 mi | 2 | 2 |
| Banks in Windsor, IL | 26 mi | 2 | 2 |
| Banks in Raymond, IL | 27 mi | 2 | 2 |
| Banks in Hillsboro, IL | 27 mi | 3 | 5 |
Bank branch openings and closings in Pana
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Pana between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Pana
Short answer: 2 institutions have their main office in Pana: Peoples Bank & Trust and First National Bank of Pana.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Peoples Bank & Trust | Bank | $656.6 million | 2 |
| First National Bank of Pana | Bank | $394.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Pana by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pana offices.
Short answer: Peoples Bank & Trust is the largest bank with offices in Pana, with $656.6 million in total assets on June 30, 2026, No. 1,452 among U.S. banks by total assets. First National Bank of Pana is second with $394.8 million. 2 of the 2 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Peoples Bank & Trust | $656.6 million | No. 1,452 | 2 | Pana, IL |
| First National Bank of Pana | $394.8 million | No. 2,096 | 1 | Pana, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Pana: FAQ
How many banks are in Pana, IL?
Pana has 2 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Pana?
Peoples Bank & Trust, with 2. First National Bank of Pana has 1.
Is there a Peoples Bank & Trust in Pana, IL?
Yes. FDIC data lists 2 Peoples Bank & Trust branches in Pana as of September 5, 2026, the main office at 200 S Locust St. Its branches are listed under Peoples Bank & Trust above, with the address and directions for each.
Is there a Chase in Pana, IL?
No. FDIC data lists no Chase branch in Pana as of September 5, 2026. The nearest is in Springfield, about 40 miles away in a straight line.
Which banks in Pana are open on Saturday?
Land of Lincoln Credit Union publishes Saturday hours for one or more Pana locations. The Saturday section above lists each one with its hours. 3 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Pana?
Peoples Bank & Trust and First National Bank of Pana have their main office in Pana, according to the FDIC.
What is the oldest bank in Pana?
First National Bank of Pana has the longest record among banks with a branch here: the FDIC shows it operating since 1930.
Which credit unions can I join in Pana?
Land of Lincoln Credit Union and Taylorville Community Credit Union have offices in Pana. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Pana in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Pana?
Nearby cities with more banks include Assumption, Shelbyville, Taylorville. Assumption is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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