US Bank Directory
Banks in Chapin, IL
1 FDIC-insured bank operates 1 office in Chapin, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Chapin
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Chapin, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Chapin
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Heartland Bank is the only bank with an office in Chapin. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Heartland Bank Bank · 1
Heartland Bank has 1 branch in Chapin, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. The Chapin Branch at 510 Superior St dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chapin Branch510 Superior St, 62628
Banking in Chapin: the local picture
Short answer: 1 bank runs 1 branch in Chapin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Heartland Bank has its main office in Bloomington, IL, according to the FDIC.
The bank with the longest record here is Heartland Bank, operating since 1971 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Chapin, and where the nearest one is if they do not.
Short answer: No branches in Chapin: Chase (nearest in Springfield, 37 mi), Wells Fargo (nearest in Canton, 58 mi), Bank of America (nearest in O Fallon, 85 mi), PNC Bank (nearest in Springfield, 37 mi), U.S. Bank (nearest in Jacksonville, 9 mi), Truist, Fifth Third Bank (nearest in Effingham, 109 mi), Huntington (nearest in Shorewood, 168 mi), Regions Bank (nearest in Springfield, 40 mi), TD Bank, BMO (nearest in Belleville, 90 mi).
| Bank | In Chapin | Nearest branch if none here |
|---|---|---|
| Chase | None | Springfield, 37 miles away |
| Wells Fargo | None | Canton, 58 miles away |
| Bank of America | None | O Fallon, 85 miles away |
| PNC Bank | None | Springfield, 37 miles away |
| U.S. Bank | None | Jacksonville, 9 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Effingham, 109 miles away |
| Huntington | None | Shorewood, 168 miles away |
| Regions Bank | None | Springfield, 40 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 90 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chapin to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chapin residents like anyone else.
Banks near Chapin
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Meredosia (8 miles) and Jacksonville (9 miles). Jacksonville, 9 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Meredosia, IL | 8 mi | 2 | 2 |
| Banks in Jacksonville, IL | 9 mi | 8 | 13 |
| Banks in Winchester, IL | 10 mi | 3 | 3 |
| Banks in Virginia, IL | 16 mi | 2 | 2 |
| Banks in Beardstown, IL | 17 mi | 3 | 4 |
| Banks in White Hall, IL | 23 mi | 2 | 2 |
| Banks in Pittsfield, IL | 24 mi | 5 | 6 |
| Banks in Mount Sterling, IL | 24 mi | 4 | 5 |
Bank branch openings and closings in Chapin
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Chapin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Chapin by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chapin offices.
Short answer: Heartland Bank is the largest bank with offices in Chapin, with $6.72 billion in total assets on June 30, 2026, No. 231 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Heartland Bank | $6.72 billion | No. 231 | 1 | Bloomington, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Chapin: FAQ
How many banks are in Chapin, IL?
Chapin has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Heartland Bank in Chapin, IL?
Yes. FDIC data lists 1 Heartland Bank branch in Chapin as of September 5, 2026. The address and directions are under Heartland Bank above.
Is there a Chase in Chapin, IL?
No. FDIC data lists no Chase branch in Chapin as of September 5, 2026. The nearest is in Springfield, about 37 miles away in a straight line.
What is the oldest bank in Chapin?
Heartland Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1971.
Did any bank branches open or close in Chapin in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Chapin?
Nearby cities with more banks include Meredosia, Jacksonville, Winchester. Meredosia is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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