US Bank Directory

Banks in Kealakekua, HI

2 FDIC-insured banks operate 2 offices in Kealakekua, Hawaii, and 1 credit union has 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Kealakekua

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Kealakekua, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Kealakekua

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of Hawaii and First Hawaiian Bank have the most locations in Kealakekua, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Hawaii Community Credit Union 2 offices · main office Kailua Kona, HI Credit union · 2

Hawaii Community Credit Union has 2 officees in Kealakekua, 10 across Hawaii. It is based in Kailua Kona, HI and $805.0 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Kealakekua locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Konawaena Student Credit Union
    81-1043 Konawaena School Rd Rm E19, 96750
    (808) 930-7649Today: hours not published
    All hours

    Mon not published; Tue 12:50 pm to 1:20 pm; Wed not published; Thu 12:50 pm to 1:20 pm; Fri to Sun not published

    Hours: NCUA, March 31, 2026

  • Kealakekua Branch
    81-6631 Mamalahoa Hwy, 96750
    (800) 514-2328Today 8:30 am to 4:30 pm
    All hours

    Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Hawaii Community Credit Union: profile, branches and contacts
Bank of Hawaii 1 branch · main office Honolulu, HI Bank · 1

Bank of Hawaii has 1 branch in Kealakekua, 47 across Hawaii and 48 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1897. With $23.81 billion in total assets on June 30, 2026, it ranks No. 91 of 4,232 U.S. banks by total assets. The Kealakekua Branch at 81-6638 Mamalahoa Hwy dates to 1922 in FDIC branch records. It opens on Saturday.

  • Kealakekua Branch
    81-6638 Mamalahoa Hwy, 96750
    (808) 322-9377Today 8 am to 4 pm
    All hours

    Mon to Fri 8 am to 4 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Bank of Hawaii branch locator (All The Places), checked Oct 10, 2026

Bank of Hawaii: profile, branches and contacts
First Hawaiian Bank 1 branch · main office Honolulu, HI Bank · 1

First Hawaiian Bank has 1 branch in Kealakekua, 45 across Hawaii and 45 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1858. With $23.65 billion in total assets on June 30, 2026, it ranks No. 92 of 4,232 U.S. banks by total assets. The Kealakekua Branch at 81-6626 Mamalahoa Hwy dates to 1923 in FDIC branch records. Its published hours do not list Saturday.

  • Kealakekua Branch
    81-6626 Mamalahoa Hwy, 96750
    (808) 322-3484Today 8:30 am to 4 pm
    All hours

    Mon to Fri 8:30 am to 4 pm; Sat to Sun closed

    Hours: First Hawaiian Bank branch locator (All The Places), checked Oct 10, 2026

First Hawaiian Bank: profile, branches and contacts

Join a credit union in Kealakekua

1 credit union has 2 offices here: Hawaii Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kealakekua page has every office in the state's directory.

Banking in Kealakekua: the local picture

Short answer: 2 banks run 2 branches in Kealakekua according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Kealakekua, 2 elsewhere in Hawaii, according to the FDIC.

The bank with the longest record here is First Hawaiian Bank, operating since 1858 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Hawaii's office at 81-6638 Mamalahoa Hwy, dating to 1922; the newest is First Hawaiian Bank's at 81-6626 Mamalahoa Hwy, from 1923.

The only credit union with an office here is Hawaii Community Credit Union.

Of the 4 locations with published hours. 1 opens on Saturday.

Banks open on Saturday in Kealakekua

Short answer: 1 of the 4 Kealakekua locations with published hours opens on Saturday, run by 1 institution.

  • Bank of Hawaii: 1 of 1 branch (81-6638 Mamalahoa Hwy: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Kealakekua, and where the nearest one is if they do not.

Short answer: No branches in Kealakekua: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.

BankIn KealakekuaNearest branch if none here
ChaseNonenone in Hawaii
Wells FargoNonenone in Hawaii
Bank of AmericaNonenone in Hawaii
PNC BankNonenone in Hawaii
U.S. BankNonenone in Hawaii
TruistNonenone in Hawaii
Fifth Third BankNonenone in Hawaii
HuntingtonNonenone in Hawaii
Regions BankNonenone in Hawaii
TD BankNonenone in Hawaii
BMONonenone in Hawaii

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kealakekua to the nearest branch in Hawaii.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kealakekua residents like anyone else.

Banks near Kealakekua

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Kailua Kona (10 miles) and Kamuela (39 miles). Hilo, 57 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Kealakekua

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Kealakekua between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Kealakekua by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kealakekua offices.

Short answer: Bank of Hawaii is the largest bank with offices in Kealakekua, with $23.81 billion in total assets on June 30, 2026, No. 91 among U.S. banks by total assets. First Hawaiian Bank is second with $23.65 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of Hawaii$23.81 billionNo. 911Honolulu, HI
First Hawaiian Bank$23.65 billionNo. 921Honolulu, HI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Kealakekua: FAQ

How many banks are in Kealakekua, HI?

Kealakekua has 2 banks with 2 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Kealakekua?

Bank of Hawaii, with 1. First Hawaiian Bank has 1.

Is there a Bank of Hawaii in Kealakekua, HI?

Yes. FDIC data lists 1 Bank of Hawaii branch in Kealakekua as of September 5, 2026. The address and directions are under Bank of Hawaii above.

Is there a First Hawaiian Bank in Kealakekua, HI?

Yes. FDIC data lists 1 First Hawaiian Bank branch in Kealakekua as of September 5, 2026. The address and directions are under First Hawaiian Bank above.

Which banks in Kealakekua are open on Saturday?

Bank of Hawaii publishes Saturday hours for one or more Kealakekua locations. The Saturday section above lists each one with its hours.

What is the oldest bank in Kealakekua?

First Hawaiian Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1858.

Which credit unions can I join in Kealakekua?

Hawaii Community Credit Union has an office in Kealakekua. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Kealakekua in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Kealakekua?

Nearby cities with more banks include Kailua Kona, Kamuela, Hilo. Kailua Kona is 10 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 2 branches: Bank of Hawaii, First Hawaiian Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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